Every 10-Q that Finward Bancorp (FNWD) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FNWD and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FNWD filings page.
Finward Bancorp reported total assets of $2.04 billion at June 30, 2026, slightly above $2.02 billion at year-end 2025, driven mainly by loan growth. Net loans receivable rose to $1.49 billion from $1.43 billion, funded by modest deposit growth and higher borrowed funds. Total deposits were $1.73 billion, essentially flat versus year-end, while stockholders’ equity increased to $178.3 million, aided by retained earnings and a small improvement in accumulated other comprehensive loss on securities.
For the quarter, net income was $2.1 million (diluted EPS $0.48), slightly below $2.2 million a year earlier, but first-half 2026 net income improved to $4.3 million from $2.6 million. Net interest income for the first six months increased to $30.3 million as deposit and borrowing costs declined. Credit quality shows mixed trends: past-due accruing loans fell, but nonaccrual loans rose to $16.5 million from $11.2 million, while the allowance for credit losses remained near $17.7 million. The quarterly dividend was maintained at $0.12 per share, or $0.24 year-to-date.
Finward Bancorp reported Q1 2026 net income of $2.2M, up from $0.5M a year earlier, driven by higher net interest income of $15.1M and lower interest expense. Diluted earnings per share were $0.52, with ROA at 0.44% and ROE at 5.00%.
Total assets were $2.0B, loans receivable were $1.46B, and deposits totaled $1.72B. However, rising unrealized losses on the securities portfolio pushed accumulated other comprehensive loss to $45.7M, resulting in a Q1 comprehensive loss of $1.8M. The bank remains under an August 2024 memorandum of understanding with regulators that, among other items, requires prior approval for cash dividends and may limit or delay expansion and acquisitions.
Finward Bancorp reported stronger quarterly results. For the three months ended September 30, 2025, net income was $3.5 million versus $0.6 million a year earlier, and diluted EPS rose to $0.81 from $0.14. Net interest income increased to $14.4 million from $12.0 million as interest expense declined, and the company recorded a $0.3 million benefit from credit losses. Non‑interest income was stable at $2.9 million.
Year‑to‑date, net income was $6.1 million compared with $10.0 million in 2024, when results included a large real estate gain. Total assets were $2.05 billion. Deposits totaled $1.75 billion and borrowed funds were $55.0 million as of September 30, 2025. Stockholders’ equity improved to $165.5 million, helped by an $8.8 million improvement in accumulated other comprehensive loss. Net loans were $1.46 billion, reflecting modest contraction. The company declared a quarterly dividend of $0.12 per share, and had 4,327,000 shares outstanding as of November 7, 2025.