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Small Finward (FNWD) CEO share buy comes from dividend reinvestment plan

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Bochnowski Benjamin J reported open-market purchase transactions in this Form 4 filing.

Finward Bancorp President and CEO Benjamin J. Bochnowski increased his indirect stake in the company through its Dividend Reinvestment Plan. On the transaction date, a profit sharing account associated with him acquired 6.102 shares of common stock at $36.50 per share. After this reinvestment, indirect holdings in this account totaled 1,862.1488 shares, while his direct ownership stood at 30,686 shares of common stock.

Positive

  • None.

Negative

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Insider Bochnowski Benjamin J
Role President, CEO
Bought 6.102 shs ($222.72)
Type Security Shares Price Value
Purchase Common Stock 6.102 $36.50 $222.72
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 1,862.149 shares (Indirect, Profit Sharing); Common Stock — 30,686 shares (Direct)
Footnotes (1)
  1. [object Object]
Shares acquired 6.102 shares Dividend Reinvestment Plan purchase of common stock
Purchase price $36.50 per share Price for 6.102 common shares acquired
Indirect holdings after transaction 1,862.1488 shares Common stock held indirectly via profit sharing account
Direct holdings after transaction 30,686 shares Common stock held directly by the CEO
Net share change 6.102 shares (net buy) Net buy direction from transaction summary
Dividend Reinvestment Plan financial
"Shares acquired from the Dividend Reinvestment Plan"
A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.
open-market purchase financial
"transaction_action: open-market purchase"
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
Profit Sharing financial
"nature_of_ownership: Profit Sharing"
A profit sharing arrangement is a plan where a company sets aside a portion of its profits to distribute to stakeholders—commonly employees, partners, or sometimes investors—as cash, stock, or bonuses. For investors, it matters because profit sharing changes how much profit the company retains for reinvestment versus what is paid out, affecting future growth, employee motivation, and the company’s reported earnings much like how slicing a pie differently changes how much each person and the kitchen keep.
Common Stock financial
"security_title: Common Stock"
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Bochnowski Benjamin J

(Last)(First)(Middle)
9204 COLUMBIA AVENUE

(Street)
MUNSTER INDIANA 46321

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Finward Bancorp [ FNWD ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
President, CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock30,686D
Common Stock03/31/2026P6.102(1)A$36.51,862.1488IProfit Sharing
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Shares acquired from the Dividend Reinvestment Plan
Remarks:
/s/ Shannon W Pryor, POA04/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Finward Bancorp (FNWD) report for its CEO?

Finward Bancorp reported that President and CEO Benjamin J. Bochnowski acquired 6.102 shares of common stock through the company’s Dividend Reinvestment Plan. The shares were credited to a profit sharing account at a price of $36.50 per share.

How many Finward Bancorp (FNWD) shares did the CEO buy and at what price?

The CEO acquired 6.102 shares of Finward Bancorp common stock at $36.50 per share. These shares were purchased automatically via the Dividend Reinvestment Plan and added to his indirect holdings in a profit sharing account.

Is the Finward Bancorp (FNWD) CEO’s new position direct or indirect ownership?

The 6.102 newly acquired shares are held as indirect ownership in a profit sharing account. Following this transaction, he indirectly held 1,862.1488 shares and separately held 30,686 shares as direct ownership in his own name.

What are Benjamin J. Bochnowski’s total reported Finward Bancorp (FNWD) holdings after the transaction?

After the reported activity, Bochnowski’s filing shows 1,862.1488 shares of common stock held indirectly through a profit sharing arrangement and 30,686 shares held directly. The filing highlights these positions as his post-transaction holdings on the transaction date.

How is the Finward Bancorp (FNWD) Dividend Reinvestment Plan involved in this Form 4?

The Form 4 states that the CEO’s 6.102-share acquisition came from the Dividend Reinvestment Plan. This means cash dividends were automatically reinvested into additional Finward Bancorp common shares instead of being paid out in cash to the account.