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Dividend plan boosts Finward (FNWD) EVP Todd Scheub’s share holdings

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Scheub Todd M. reported open-market purchase transactions in this Form 4 filing.

Finward Bancorp Executive Vice President Todd M. Scheub increased his stake in the company. On June 30, 2026, an account classified as profit sharing acquired 38.9563 shares of common stock at $36.00 per share through the Dividend Reinvestment Plan. After these updates, he held 7,078 shares directly and 11,726.6785 shares indirectly.

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Insider Scheub Todd M.
Role Executive Vice President
Bought 38.956 shs ($1K)
Type Security Shares Price Value
Purchase Common Stock 38.956 $36.00 $1K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 11,726.679 shares (Indirect, Profit Sharing); Common Stock — 7,078 shares (Direct, null)
Footnotes (1)
  1. [object Object]
Shares acquired 38.9563 shares Common Stock, acquired June 30, 2026
Purchase price $36.00 per share Price for 38.9563 acquired shares
Direct holdings after 7,078 shares Common Stock held directly after June 30, 2026
Indirect holdings after 11,726.6785 shares Common Stock held indirectly via profit sharing after June 30, 2026
Net buy shares 38.9563 shares Net buy direction in transaction summary
Dividend Reinvestment Plan financial
"Shares acquired from the Dividend Reinvestment Plan"
A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.
Profit Sharing financial
"nature_of_ownership: "Profit Sharing" for indirect holdings"
A profit sharing arrangement is a plan where a company sets aside a portion of its profits to distribute to stakeholders—commonly employees, partners, or sometimes investors—as cash, stock, or bonuses. For investors, it matters because profit sharing changes how much profit the company retains for reinvestment versus what is paid out, affecting future growth, employee motivation, and the company’s reported earnings much like how slicing a pie differently changes how much each person and the kitchen keep.
Form 4 regulatory
"INSIDER FILING DATA (Form 4)"
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.
Common Stock financial
"security_title: "Common Stock""
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Scheub Todd M.

(Last)(First)(Middle)
9204 COLUMBIA AVENUE

(Street)
MUNSTER INDIANA 46321

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Finward Bancorp [ FNWD ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Executive Vice President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock7,078D
Common Stock06/30/2026P38.9563(1)A$3611,726.6785IProfit Sharing
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Shares acquired from the Dividend Reinvestment Plan
Remarks:
/s/ Shannon W Pryor, POA07/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Finward Bancorp (FNWD) report for Todd M. Scheub?

Finward Bancorp reported that Executive Vice President Todd M. Scheub acquired 38.9563 shares of common stock at $36.00 per share on June 30, 2026. The shares were added indirectly through a profit sharing account via the company’s Dividend Reinvestment Plan.

How many Finward Bancorp (FNWD) shares does Todd M. Scheub hold after this filing?

After the June 30, 2026 transactions, Todd M. Scheub held 7,078 Finward Bancorp shares directly and 11,726.6785 shares indirectly. The indirect holdings are in a profit sharing account that participated in the company’s Dividend Reinvestment Plan.

Was the Finward Bancorp (FNWD) insider transaction an open-market purchase?

The filing describes the 38.9563-share acquisition as a purchase at $36.00 per share, with a footnote stating the shares were acquired through the Dividend Reinvestment Plan. This indicates the increase came via dividend reinvestment rather than a typical discretionary market trade.

What does “Profit Sharing” ownership mean in the Finward Bancorp (FNWD) Form 4?

The Form 4 labels the 38.9563 acquired shares as held indirectly under “Profit Sharing.” This indicates the shares are owned through a profit sharing account rather than directly, and the account participated in the Dividend Reinvestment Plan to acquire additional common stock.

Did Todd M. Scheub sell any Finward Bancorp (FNWD) shares in this Form 4?

No sales were reported in this Form 4. The transaction summary shows one net-buy transaction totaling 38.9563 shares and no reported sales, exercises, gifts, or tax-withholding dispositions for Finward Bancorp common stock on June 30, 2026.