Every 8-K that Finance of America Companies Inc. (FOA) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FOA and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FOA filings page.
Finance of America Companies reported Q2 2026 results with funded home-equity volume of $730 million, up 21% year over year. Consolidated total revenues were $62 million and pre-tax loss from continuing operations was $71 million, leading to a net loss from continuing operations of $29 million.
Net income attributable to Class A common stockholders was $1 million, or $0.10 basic earnings per share, while diluted loss per share was $(1.28). On a non-GAAP basis, adjusted net income was $19 million, adjusted earnings per share were $0.84 (53% higher than Q2 2025), and adjusted EBITDA was $35 million. Year to date, adjusted earnings per share were $1.94, 81% above the first half of 2025.
As of June 30, 2026, cash and equivalents were $85 million and total equity was $407 million, including $297 million attributable to common stock, or $33.20 book value per common share. Tangible equity was $246 million, or $13.31 per share, and the company completed acquisition of the Onity HECM servicing portfolio, increasing securitized loan balances and assets under management.
Finance of America Companies Inc. implemented significant governance updates effective July 31, 2026. A Third Amended and Restated Limited Liability Company Agreement for Finance of America Equity Capital LLC, the UP-C subsidiary, now clarifies transfer restrictions on FOAEC Class A Units tied to Class B Common Stock and permits FOAEC’s Board of Managers to act by written consent with majority approval, along with other conforming and technical changes.
A Second Amended and Restated Certificate of Incorporation became effective the same day after written consent from stockholders holding a majority in voting power. The charter reclassifies Class B Common Stock held by FOAEC Class A unitholders so each such holder owns a number of Class B shares equal to its FOAEC Class A Units, grants each Class B share one vote where entitled to vote, incorporates recent Delaware law changes including potential officer exculpation, and reflects prior equity repurchases from Blackstone affiliates. Concurrent Second Amended and Restated Bylaws update advance notice and disclosure requirements for stockholder nominations and proposals, incorporate universal proxy card rules, refine stockholder meeting procedures and lists, and clarify the ability to purchase and maintain D&O-type insurance, together with other ministerial revisions.
Finance of America Companies Inc., through its subsidiary Finance of America Reverse LLC, has completed an all-cash acquisition of reverse mortgage servicing assets from Onity Mortgage Corporation. The purchase closed on June 30, 2026 and includes mortgage servicing rights on about 20,000 home equity conversion mortgage loans with an unpaid principal balance of $5.2 billion, which have been pooled into Government National Mortgage Association HECM-backed securities.
The deal also transfers Onity Mortgage’s pipeline of reverse mortgage loans as of closing and is paired with a three-year subservicing arrangement under which Onity Mortgage will act as subservicer. The company states that this significantly expands its HECM servicing portfolio and customer base and is described by its CEO as an important milestone in its growth strategy.
Finance of America Companies Inc. obtained stockholder approval by written consent to adopt a Second Amended and Restated Charter that changes its capital and governance structure. Holders representing about 53.9% of total voting power and 97.2% of Class B voting power, as of June 26, 2026, approved the amendments.
The new charter will reclassify Class B Common Stock so each holder of LLC Units will own a matching number of Class B shares, and each Class B share will carry one vote on matters where Class B can vote. It also updates the charter for recent Delaware law changes, including allowing exculpation of executive officers, and makes technical updates tied to prior equity repurchases from Blackstone affiliates.
The company used written consent instead of a meeting to save costs and time. The charter will become effective when filed with the Delaware Secretary of State, no earlier than 20 days after mailing the definitive Schedule 14C information statement. Until filing, the board may choose which approved changes to include or abandon if it believes any amendment is no longer in the company’s best interests.
Finance of America Companies Inc. held its annual stockholder meeting on May 15, 2026, with total voting power of 17,570,559 votes as of the March 18, 2026 record date. The capital structure included vested and unvested Class A Common Stock, Class B Common Stock linked to Class A LLC Units, and 50,000 shares of Series A Convertible Perpetual Preferred Stock carrying 860,957 votes and subject to a 4.9% voting power cap on an as-converted basis at a $35.00 conversion price.
Stockholders elected six directors for terms expiring at the 2027 annual meeting, with each nominee receiving over 11.4 million votes for. They also approved, on a non-binding advisory basis, the compensation of named executive officers by 10,611,992 votes for and 2,157,955 against, with additional abstentions and broker non-votes. Finally, stockholders ratified the appointment of BDO USA, P.C. as independent registered public accounting firm for the fiscal year ending December 31, 2026, by 14,185,272 votes for and minimal opposition.
Finance of America Companies Inc. reported first quarter 2026 results with $35 million of net income from continuing operations, equal to $1.93 in basic earnings per share and $0.88 diluted. Adjusted net income was $26 million, or $1.10 per share, exceeding consensus estimates, and adjusted EBITDA reached $44 million.
Funded volume rose 6% year over year to $596 million, supporting higher origination gains and operating leverage. Total equity increased to $438 million and tangible equity to $268 million, or $14.82 per share, helped by strong profitability and prior balance sheet actions, including completion of the repurchase of Blackstone’s equity interest.
Finance of America Companies Inc., through its indirect subsidiary Finance of America Reverse LLC (FAR), agreed to amend its deal with Onity Mortgage Corporation to buy mortgage servicing rights on about 20,000 home equity conversion mortgage (HECM) loans with an unpaid principal balance of $5.1 billion as of March 31, 2026.
FAR will also acquire Onity’s reverse mortgage loan pipeline and expects to assume certain U.S.-based reverse originations employees in May and July 2026. The price at closing will equal the estimated book value of the purchased assets, including the HECM MSRs, with adjustments, holdbacks and post-closing price changes.
Onity will subservice the transferred HECM MSRs for three years under a subservicing agreement that renews automatically for one year unless FAR gives 180 days’ notice. Onity plans to discontinue its reverse originations business at closing, and the transaction depends on customary conditions, including Government National Mortgage Association consent, with either party able to terminate if not completed by August 1, 2026.
Finance of America Companies Inc. announced that Chief Accounting Officer and principal accounting officer Tai A. Thornock has notified the company of his retirement, effective May 15, 2026. The filing states that his retirement is not due to any disagreement with the company, its management, or its Board of Directors.
Following his retirement, Chief Financial Officer Matthew A. Engel will also serve as the company’s principal accounting officer, combining the principal financial officer and principal accounting officer roles. Mr. Thornock may remain as a consultant for a transitional period, as mutually agreed.
Finance of America Companies Inc. reported a sharp turnaround in 2025, with $110 million in net income from continuing operations and basic earnings per share of $5.04, a 175% increase from 2024. Adjusted net income rose to $74 million and adjusted earnings per share reached $3.04, above the stated guidance range.
Full-year funded volume grew 24% to $2.4 billion, driving a 23% revenue increase in the Retirement Solutions segment and a 318% jump in its pre-tax income to $46 million. Portfolio Management pre-tax income rose 136% to $198 million. Cash and cash equivalents increased to $90 million and total equity to $396 million. The company announced an agreement to acquire PHH Mortgage’s reverse mortgage servicing portfolio, a $2.5 billion strategic partnership and $50 million preferred equity investment from Blue Owl, repaid higher-cost working capital facilities, and repurchased $80 million of Blackstone’s equity interest.
Finance of America Companies Inc. completed a $50 million capital raise by issuing and selling 50,000 shares of its Series A Convertible Perpetual Preferred Stock to investment funds managed by Blue Owl Alternative Credit Advisors LLC under a previously announced investment agreement.
On the closing date, the company also entered into a Registration Rights Agreement with Blue Owl related to this investment. In connection with the issuance, a controlled subsidiary in the company’s UP‑C structure amended and restated its limited liability company agreement to create Series A Convertible Perpetual Preferred Units that mirror the terms of the new preferred stock. The certificate of designations for the Series A preferred shares was filed on December 12, 2025 with an effective time of 8:00 a.m. ET on December 15, 2025.
Finance of America Companies Inc. agreed to issue 50,000 shares of Series A Convertible Perpetual Preferred Stock to investment funds managed by Blue Owl for an aggregate purchase price of $50.0 million. Closing is subject to customary conditions and will not occur before December 15, 2025 without consent. The new preferred stock ranks senior to all classes of common stock and carries a $1,000 per-share liquidation preference, with a minimum 1.5x return in specified liquidation, change of control or default situations.
The Series A Preferred Stock pays a 9.0% annual cash dividend that can step up over time to a maximum 16.0% and is convertible into Class A Common Stock at an initial conversion price of $35.00 per share, subject to adjustments. Holders vote with common stock on an as-converted basis but are capped at 4.9% of total voting power, and may obtain a board seat or observer if any shares remain outstanding seven years after closing. The securities are being sold in a private placement exempt from registration under Section 4(a)(2) of the Securities Act, with agreed resale registration rights.
Finance of America Companies Inc. (FOA), through its indirect subsidiary Finance of America Reverse LLC (FAR), agreed to acquire certain assets and liabilities of PHH Mortgage Corporation’s residential reverse mortgage loan origination and servicing business. FAR will purchase a portfolio of residential reverse mortgage loans and related servicing rights, paying an amount at closing equal to the estimated book value of the purchased assets, subject to customary holdbacks and post-closing price adjustments. PHH will act as FAR’s subservicer for three years after closing under a new subservicing agreement, with rights to extend that term. Closing depends on conditions including consent from Government National Mortgage Association to transfer the servicing rights without adverse modifications, and either party may terminate if the transaction is not completed by May 1, 2026, subject to an extension right for FAR. The company also issued a press release announcing the transaction.
Finance of America Companies Inc. (FOA) furnished an 8‑K announcing it issued a press release with financial results for the third quarter ended September 30, 2025. The press release is attached as Exhibit 99.1, dated November 4, 2025, and is incorporated by reference as stated.
The information under Item 2.02, including Exhibit 99.1, is furnished and shall not be deemed filed for purposes of Section 18 of the Exchange Act.
Finance of America Companies Inc. (FOA) completed consented note amendments. On October 21, 2025, subsidiary FOA Funding executed First Supplemental Indentures for its 7.875% Senior Secured Notes due 2026 and its 10.000% Exchangeable Senior Secured Notes due 2029 with U.S. Bank Trust Company, National Association, as trustee and collateral trustee.
The amendments permit FOA Funding and its restricted subsidiaries to make restricted payments, in an aggregate amount not to exceed $45.0 million, to fund repurchases of equity interests pursuant to a previously disclosed Repurchase Agreement, subject to terms and conditions. They also require FOA Funding and any subsidiary holding any HMSR Instrument to treat aggregate net proceeds from monetizing such instruments as Collateral Net Cash Proceeds. For the 2026 Notes, the issuer waived its existing right to extend the maturity date from November 30, 2026 to November 30, 2027 with respect to $60.0 million principal amount.