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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): June 30, 2026
FINANCE OF AMERICA COMPANIES INC.
(Exact name of registrant as specified in its charter)
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Delaware | 001-40308 | 85-3474065 |
(State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.) |
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| 5830 Granite Parkway, Suite 400 | |
| Plano, Texas 75024 | |
(Address of principal executive offices, including Zip Code)
(877) 202-2666
(Registrant’s telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
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| Title of each class | | Trading Symbol(s) | | Name of each exchange on which registered |
| Class A Common Stock, par value $0.0001 per share | | FOA | | New York Stock Exchange |
| | NYSE Texas, Inc. |
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 7.01 Regulation FD Disclosure.
On July 1, 2026, Finance of America Companies Inc. (the “Company”) issued a press release announcing the closing of the transaction described in Item 8.01 below. A copy of the press release is furnished as Exhibit 99.1 hereto and is incorporated herein by reference.
The information in this Item 7.01, including Exhibit 99.1, is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section and shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.
Item 8.01 Other Events.
On June 30, 2026, Finance of America Reverse LLC (“FAR”), an indirect subsidiary of the Company, closed the previously announced purchase from Onity Mortgage Corporation (formerly known as PHH Mortgage Corporation) (“OMC”) of OMC’s reverse mortgage servicing portfolio and certain reverse originations assets. The purchase included mortgage servicing rights with respect to approximately 20,000 home equity conversion mortgage (“HECM”) loans with an unpaid principal balance of $5.2 billion. Participation interests in such HECM loans have been pooled into securities issued pursuant to the Government National Mortgage Association’s HECM-backed securities program. The purchase also included OMC’s pipeline of reverse mortgage loans as of the transaction closing date. In addition, the parties entered into a three-year subservicing arrangement.
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits.
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| Exhibit Number | | Description |
99.1* | | Press Release, dated July 1, 2026 |
| 104 | | Cover Page Interactive Data File (embedded within the Inline XBRL document) |
* Furnished Herewith
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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| | Finance of America Companies Inc. |
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| Date: | July 1, 2026 | By: | /s/ Matthew A. Engel |
| | | Name: Matthew A. Engel |
| | | Title: Chief Financial Officer |
Finance of America Completes Acquisition of Reverse Mortgage Assets from Onity
The acquisition reinforces Finance of America's position as the nation's leading provider of home equity-based retirement solutions
PLANO, Texas--(Business Wire)-- Finance of America Reverse LLC (“Finance of America” or the “Company”), a subsidiary of Finance of America Companies Inc. (NYSE: FOA) and the nation’s leading provider of home equity-based retirement solutions, today announced the completion of its acquisition of reverse mortgage servicing rights (MSRs) from Onity Group Inc.’s subsidiary, Onity Mortgage Corporation. The all-cash transaction includes approximately 20,000 Ginnie Mae home equity conversion mortgage loans representing $5.2 billion in unpaid principal balance.
The acquisition significantly expands Finance of America’s HECM servicing portfolio and customer base, positioning the Company to serve more homeowners age 55 and older seeking responsible home equity access. In connection with the transaction, Finance of America has engaged Onity Mortgage as a subservicer under a three-year agreement, enabling operational continuity and allowing Finance of America to diversify its servicing footprint with a talented subservicing partner.
“Completing this transaction represents an important milestone in our growth strategy,” said Graham Fleming, Chief Executive Officer of Finance of America. “We are pleased to welcome these customers to our platform while establishing a meaningful servicing relationship with Onity. This acquisition strengthens our market leadership and enhances our ability to deliver innovative reverse mortgage solutions to more American homeowners.”
Additional information regarding today’s announcement can be found in Finance of America Companies Inc.’s Current Report on Form 8-K concurrently filed with the Securities and Exchange Commission (“SEC”), which is available free of charge at the SEC’s website at www.sec.gov and on Finance of America’s website at https://ir.financeofamericacompanies.com.
About Finance of America
Finance of America Reverse LLC dba Finance of America (NMLS 2285 Equal Housing Opportunity) is a modern retirement solutions platform that provides customers with access to an innovative range of retirement offerings centered on the home and is the consumer brand and reverse mortgage operating subsidiary of its parent company, Finance of America Companies Inc. (NYSE: FOA) (“Finance of America Companies”). In addition to the reverse mortgage business, Finance of America Companies offers capital markets and portfolio management capabilities primarily to optimize the distribution of its originated loans to investors. Finance of America Companies is headquartered in Plano, Texas. For more information, please visit www.financeofamericacompanies.com.
Contacts
For Finance of America Media Relations: pr@financeofamerica.com
For Finance of America Investor Relations: ir@financeofamerica.com
