Beach Point reports 8.3% stake in Finance of America

Beach Point Capital Management LP and Beach Point GP LLC report beneficial ownership of 789,399 shares of Finance of America Companies Inc. Class A common stock, representing 8.3% of the class.

Accepted by SEC EDGAR 02/13/2026 - 04:15 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Beach Point Capital Management LP and Beach Point GP LLC report beneficial ownership of 789,399 shares of Finance of America Companies Inc. Class A common stock, representing 8.3% of the class. This percentage is based on 9,495,486 shares outstanding as of December 10, 2025, from a prior company filing.

The shares are held by certain investment clients, including Beach Point Securitized Credit Fund LP, for which Beach Point acts as investment adviser. Beach Point has shared voting and dispositive power over these shares, but both entities formally disclaim beneficial ownership and state the holdings are in the ordinary course of business, not to influence control of the company.

Insights

Equity ownership & governance analyst

Beach Point reports an 8.3% client-held stake in Finance of America, with no stated intent to influence control.

Beach Point Capital Management LP and Beach Point GP LLC disclose beneficial ownership of 8.3% of Finance of America’s Class A common stock, or 789,399 shares. The position is attributed to investment clients, with Beach Point exercising shared voting and dispositive power as investment adviser.

Both entities explicitly disclaim ultimate economic ownership, clarifying that all securities belong to the clients, including Beach Point Securitized Credit Fund LP. They certify the holdings were acquired and are held in the ordinary course of business, without a purpose of changing or influencing control, which frames this as a sizable but non-activist stake.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How large is Beach Point’s reported stake in Finance of America (FOA)?

Beach Point reports beneficial ownership of 789,399 shares of Finance of America Class A common stock, representing 8.3% of the class. This percentage is calculated using 9,495,486 shares outstanding as of December 10, 2025, from a prior company filing.

Who is the actual economic owner of the FOA shares reported by Beach Point?

All reported Finance of America shares are owned by Beach Point’s investment clients, including Beach Point Securitized Credit Fund LP. Beach Point acts as investment adviser with voting and investment power but disclaims ultimate beneficial ownership of the securities on its own behalf.

What voting and dispositive power does Beach Point have over FOA shares?

Beach Point Capital and Beach Point GP report shared voting power and shared dispositive power over 789,399 shares of Finance of America. They report no sole voting or dispositive power, indicating decisions are exercised jointly in their advisory capacity for clients.

Is Beach Point’s 8.3% FOA position intended to influence control of the company?

Beach Point certifies the FOA securities were acquired and are held in the ordinary course of business and not for the purpose or effect of changing or influencing control. The filing explicitly characterizes the position as non-control oriented under Schedule 13G rules.

On what date was Beach Point’s Finance of America ownership measured?

The event requiring the Schedule 13G filing is dated December 31, 2025. The reported 8.3% ownership is calculated using 9,495,486 shares outstanding as of December 10, 2025, as disclosed in a prior Finance of America Form 8-K exhibit.

Which entities filed the Schedule 13G for Finance of America (FOA)?

The Schedule 13G is jointly filed by Beach Point Capital Management LP and Beach Point GP LLC, both organized in Delaware. Beach Point Capital is described as a registered investment adviser, with Beach Point GP as its sole general partner sharing beneficial ownership.

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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

Finance of America Companies Inc.

(Name of Issuer)

Class A Common Stock, par value $0.0001 per share

(Title of Class of Securities)

31738L206

(CUSIP Number)

12/31/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 31738L206

1

Names of Reporting Persons

Beach Point Capital Management LP

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 789,399.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 789,399.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

789,399.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

8.3 %

12

Type of Reporting Person (See Instructions)

IA

Comment for Type of Reporting Person: **see Note 1**

SCHEDULE 13G

CUSIP No. 31738L206

1

Names of Reporting Persons

Beach Point GP LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 789,399.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 789,399.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

789,399.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

8.3 %

12

Type of Reporting Person (See Instructions)

HC

Comment for Type of Reporting Person: **see Note 1**

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Finance of America Companies Inc.
(b)	Address of issuer's principal executive offices: 5830 Granite Parkway, Suite 400, Plano, Texas, 75024
Item 2.
(a)	Name of person filing: Beach Point Capital Management LP ("Beach Point Capital") Beach Point GP LLC ("Beach Point GP")
(b)	Address or principal business office or, if none, residence: c/o Beach Point Capital Management LP, 1620 26th Street, Suite 6000n, Santa Monica, CA 90404
(c)	Citizenship: Beach Point Capital - Delaware Beach Point GP - Delaware
(d)	Title of class of securities: Class A Common Stock, par value $0.0001 per share
(e)	CUSIP No.: 31738L206
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 789,399 by each of Beach Point Capital and Beach Point GP (collectively, "Beach Point"). **see Note 1** The Class A Common Stock reported as beneficially owned by Beach Point in this Schedule 13G includes 789,399 shares of Class A Common Stock held by certain clients of Beach Point (the "Clients").
(b)	Percent of class: 8.3% by each of Beach Point Capital and Beach Point GP. The percent of class is based on 9,495,486 shares of Class A Common Stock outstanding as of December 10, 2025, as reported in exhibit 10.1 to the Issuer's current report on Form 8-K filed on December 15, 2025.
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: Beach Point Capital - 0 Beach Point GP - 0
	(ii) Shared power to vote or to direct the vote: Beach Point Capital - 789,399 **see Note 1** Beach Point GP - 789,399 **see Note 1**
	(iii) Sole power to dispose or to direct the disposition of: Beach Point Capital - 0 Beach Point GP - 0
	(iv) Shared power to dispose or to direct the disposition of: Beach Point Capital - 789,399 **see Note 1** Beach Point GP - 789,399 **see Note 1**
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest relates to more than 5 percent of the class, such person should be identified. A listing of the shareholders of an investment company registered under the Investment Company Act of 1940 or the beneficiaries of employee benefit plan, pension fund or endowment fund is not required. While Beach Point Capital and Beach Point GP may each be deemed the beneficial owner of the shares of Class A Common Stock of the Issuer, each of the reporting persons is the beneficial owner of such stock on behalf of the Clients, including Beach Point Securitized Credit Fund LP, who have the right to receive and the power to direct the receipt of the dividends from, or the proceeds of the sale of, such Class A Common Stock.
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	If a parent holding company has filed this schedule, pursuant to Rule 13d-1(b)(ii)(G), so indicate under Item 3(g) and attach an exhibit stating the identity and the Item 3 classification of the relevant subsidiary. If a parent holding company has filed this schedule pursuant to Rule 13d-1(c) or Rule 13d-1(d), attach an exhibit stating the identification of the relevant subsidiary. See Exhibit I
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Beach Point Capital Management LP

Signature:	/s/ David Rosenblum
Name/Title:	David Rosenblum, General Counsel
Date:	02/13/2026

Beach Point GP LLC

Signature:	/s/ David Rosenblum
Name/Title:	David Rosenblum, General Counsel
Date:	02/13/2026

Comments accompanying signature: ** Note 1 ** Beach Point Capital, an investment adviser registered under Section 203 of the Investment Advisers Act of 1940, furnishes investment advice to the Clients. In its role as investment adviser, Beach Point Capital possesses voting and investment power over the shares of Class A Common Stock of the Issuer described in this schedule that are owned by the Clients, and may be deemed to be the beneficial owner of the shares of Class A Common Stock of the Issuer held by the Clients. However, all securities reported in this schedule are owned by the Clients. Beach Point Capital disclaims beneficial ownership of such securities. Beach Point GP is the sole general partner of Beach Point Capital. As a result, Beach Point GP may be deemed to share beneficial ownership of the shares of Class A Common Stock of the Issuer held by the Clients. Beach Point GP disclaims beneficial ownership of such securities.

Exhibit Information

Exhibit I - Identification and Classification of the Subsidiary which Acquired the Security Being Reported on by the Parent Holding Company or Control Person Exhibit II - Joint Filing Agreement