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Flexshopper SEC Filings

FPAY Nasdaq

Welcome to our dedicated page for Flexshopper SEC filings (Ticker: FPAY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

The numbers behind FlexShopper’s lease-to-own model tell a story that generic financing summaries miss. FlexShopper’s 10-K details residual risk management and partner concentration, while its 10-Q breaks down approval algorithms that drive near-prime growth. If you have ever searched for “FlexShopper quarterly earnings report 10-Q filing” or “FlexShopper annual report 10-K simplified,” this page delivers the answers in plain English.

Stock Titan’s AI-powered analysis turns dense disclosures into clear, decision-ready highlights. Need “FlexShopper insider trading Form 4 transactions” or instant alerts on “FlexShopper Form 4 insider transactions real-time”? Our system flags every executive buy or sell so you can gauge leadership confidence. Curious about sudden partnerships? The next “FlexShopper 8-K material events explained” section will be summarized within minutes of hitting EDGAR.

Each filing type unlocks a different lens on this fintech:

  • 10-K & 10-Q: portfolio performance, charge-offs, and technology spend—AI commentary helps you compare trends quarter over quarter.
  • Form 4: “FlexShopper executive stock transactions Form 4” surfaces buying patterns ahead of earnings releases.
  • DEF 14A: “FlexShopper proxy statement executive compensation” shows how incentives align with lease growth metrics.

Whether you’re “understanding FlexShopper SEC documents with AI” or seeking a quick “FlexShopper earnings report filing analysis,” our platform provides real-time updates, full-text search across every form, and concise takeaways that save hours. Complex fintech filings, explained simply—so you can focus on credit quality, revenue momentum, and valuation.

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FlexShopper, Inc. filed an Form 8-K reporting a material event that the company received a resignation letter dated September 29, 2025. The filing includes customary cover page and regulatory legends about solicitation and pre-commencement communications. The document was signed on October 1, 2025 by Matthew Doheny, who is identified as the company’s Chief Restructuring Officer. The filing text is brief and provides the resignation date and signature block but does not disclose reasons for the resignation, any successor, or transaction-level financial impacts.

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The filing is a Form 3 initial ownership statement for FlexShopper, Inc. (FPAY) by Steven Varner, reporting his relationship as a Director. The date of the event requiring the statement is 07/27/2025. The form explicitly states no securities are beneficially owned by the reporting person. The document is signed by Steven Varner on 08/21/2025.

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FlexShopper, Inc. filed an 8-K reporting certain credit‑related contract documents and its role arrangements dated March 27, 2024 and an 8-K signature dated August 18, 2025. The company described a Servicing Agreement under which a Guarantor was engaged to service leases and retail loans owned by the Borrower. Two guaranty documents were also disclosed: a Validity Guaranty making the Guarantor potentially liable for certain obligations to the Administrative Agent and Lenders, and a Limited Guaranty that caps the Guarantor’s obligation at 10% of the largest total utilization of commitments under the Credit Agreement.

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FlexShopper, Inc. submitted a Form NT 10-Q notification for the period ended June 30, 2025 indicating it has not filed required periodic reports. The filing identifies two outstanding reports: the Annual Report for the year ended December 31, 2024 and the Quarterly Report for the quarter ended March 31, 2025. The notice includes a contact name, John Davis, President & COO, and checks for standard extension options are present but not completed in the excerpt. No earnings figures, new transactions, or forward-looking results are provided in the text.

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This Form 4 is an "Exit" filing by Denis Echtchenko reporting he is no longer serving as a director of FlexShopper, Inc. (FPAY), effective July 27, 2025. The form states the reporting person therefore is no longer subject to Section 16 reporting obligations. No specific securities transactions, holdings, or derivative positions are listed on this filing; it serves solely to register the change in reporting status.

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FAQ

What is the current stock price of Flexshopper (FPAY)?

The current stock price of Flexshopper (FPAY) is $0.001 as of November 13, 2025.

What is the market cap of Flexshopper (FPAY)?

The market cap of Flexshopper (FPAY) is approximately 4.6M.
Flexshopper

Nasdaq:FPAY

FPAY Rankings

FPAY Stock Data

4.55M
11.35M
52.64%
13.54%
0.5%
Rental & Leasing Services
Services-equipment Rental & Leasing, Nec
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United States
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