Franklin Financial Director Receives 39 Shares as Fees

The director's reported direct position was 18,286 shares after the award, including previously reported unvested restricted stock units.

Rhea-AI Filing Summary

Franklin Financial Services Corp. director G. Warren Elliott acquired 39 common shares on September 28, 2026, in lieu of cash for a portion of his director's fees; the reported price was $62.65 per share. His reported direct holdings afterward were 18,286 shares, including previously reported unvested restricted stock units. A separate 338-share position was held by his adult child living in his home; Elliott disclaimed beneficial ownership except to the extent of his pecuniary interest.

Insider Trade Summary

Grant/Award: 39 shares

Grant/Award 2 txns

Insider ELLIOTT G WARREN

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1, F2, F3	39	$62.65	$2K
holding	Common Stock F4	--	--	--

Holdings After Transaction: Common Stock — 18,286 shares (Direct); Common Stock — 338 shares (Indirect, See Footnote)

Footnotes (4)

1. F1. These shares were received in lieu of cash for a portion of the reporting person's director's fees.
2. F2. Total shares includes 95 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.
3. F3. Includes previously reported unvested restricted stock units.
4. F4. These shares are held by the reporting person's adult child living in the home. The reporting person disclaims beneficial ownership of these shares, except to the extent of his pecuniary interest therein.

Key Figures

Common shares acquired: 39 shares Reported price per share: $62.65 per share Direct shares following transaction: 18,286 shares +2 more

5 metrics

Common shares acquired 39 shares September 28, 2026; received in lieu of cash for a portion of director's fees

Reported price per share $62.65 per share September 28, 2026

Direct shares following transaction 18,286 shares Reported after the September 28, 2026 transaction

Shares held by adult child 338 shares Indirect holding reported September 28, 2026

Shares acquired under the 2010 Dividend Reinvestment and Stock Purchase Plan 95 shares Included in the reported total shares

Key Terms

restricted stock units, Dividend Reinvestment and Stock Purchase Plan, beneficial ownership, pecuniary interest

4 terms

restricted stock units financial

"Includes previously reported unvested restricted stock units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Dividend Reinvestment and Stock Purchase Plan financial

"acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan"

A dividend reinvestment and stock purchase plan lets investors automatically use cash dividends to buy additional shares and often make extra share purchases directly from the company, usually at low or no commission. Think of it as an automatic savings plan for stock: dividends and optional contributions are turned into more shares, helping ownership grow through compounding and making regular investing simple and low-cost—key for long-term investors.

beneficial ownership regulatory

"disclaims beneficial ownership of these shares"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

pecuniary interest regulatory

"except to the extent of his pecuniary interest therein"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many FRAF shares did director G. Warren Elliott receive?

G. Warren Elliott received 39 common shares on September 28, 2026, in lieu of cash for a portion of his director's fees. The reported price was $62.65 per share, and his reported direct position afterward was 18,286 shares.

What does G. Warren Elliott's reported direct FRAF share total include?

The 18,286-share total includes 95 shares acquired under Franklin Financial Services Corp.'s 2010 Dividend Reinvestment and Stock Purchase Plan and previously reported unvested restricted stock units.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/28/2026 - 02:59 PM Accepted by SEC EDGAR 09/28/2026 - 02:58 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ELLIOTT G WARREN

(Last) (First) (Middle)

1500 NITTERHOUSE DRIVE

(Street)

CHAMBERSBURG PENNSYLVANIA 17201-6010

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/28/2026		A		39(1)	A	$62.65	18,286(2)(3)	D
Common Stock								338	I	See Footnote(4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were received in lieu of cash for a portion of the reporting person's director's fees.

2. Total shares includes 95 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.

3. Includes previously reported unvested restricted stock units.

4. These shares are held by the reporting person's adult child living in the home. The reporting person disclaims beneficial ownership of these shares, except to the extent of his pecuniary interest therein.

	/s/Amanda M. Ducey by Power of Attorney for G. Warren Elliott	09/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)