Welcome to our dedicated page for Franklin Finl Svcs SEC filings (Ticker: FRAF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Franklin Financial Services Corporation (NASDAQ: FRAF), the Pennsylvania bank holding company for F&M Trust. As a public company in the commercial banking industry, Franklin Financial files periodic and current reports that describe its financial condition, results of operations, risk factors and corporate actions.
Investors can use this filings stream to review Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q, which contain detailed discussions of net interest income, loan and deposit balances, credit quality metrics, noninterest income and expense, capital levels and regulatory ratios. These reports also provide information on the composition of the loan portfolio, including commercial real estate concentrations in collateral segments such as apartment buildings, hotels and motels, office buildings, land development and shopping centers, primarily in the Bank’s market area of south-central Pennsylvania.
Current Reports on Form 8-K offer timely disclosure of specific events. Recent examples include announcements of quarterly earnings releases, regular cash dividend declarations, authorization of share repurchase programs and the planned partial redemption of subordinated notes using excess cash on hand. Other 8-K filings furnish investor presentations or note changes involving senior officers in certain business areas.
On Stock Titan, these filings are updated as they are made available through the SEC’s EDGAR system. AI-powered tools can help summarize lengthy documents, highlight key changes from prior periods and surface items such as dividend actions, capital management decisions and notable credit developments, allowing users to navigate Franklin Financial’s regulatory disclosures more efficiently.
Kevin W. Craig, a director of Franklin Financial Services Corp (FRAF), reported a non-derivative acquisition on 09/22/2025. The filing shows 221 shares of common stock were received in lieu of cash for part of his director fees at an effective price of $48.92 per share. After the transaction, Mr. Craig beneficially owned 26,459 shares, a total that includes previously reported unvested restricted stock units and 168 shares acquired under the company’s 2010 Dividend Reinvestment and Stock Purchase Plan. The Form 4 was signed by power of attorney on 09/24/2025.
Martin R. Brown, a director of Franklin Financial Services Corp (FRAF), reported an acquisition of common stock on 09/22/2025. He received 100 shares at a price of $48.92 per share, issued in lieu of cash for a portion of his director fees. After the transaction he beneficially owned 9,201 shares, which includes previously reported unvested restricted stock units and 12 shares acquired under the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan. The Form 4 was signed by power of attorney on 09/24/2025.
Franklin Financial Services Corporation reported that Scott D. Ehrig, Senior Vice President and Chief Wealth Management Officer of Farmers and Merchants Trust Company of Chambersburg, its wholly owned banking subsidiary, has announced his retirement. The retirement will be effective as of the close of business on October 17, 2025. The report is focused on this leadership transition within the wealth management unit and does not describe any related financial terms or broader strategic changes.
Franklin Financial Services Corp director Gregory A. Duffey reported a purchase of 21 shares of the issuer's common stock on 08/27/2025 at a price of $46.55 per share. Following the reported transaction, Mr. Duffey beneficially owns 23,580 shares directly. The filing notes that the total includes 122 shares acquired under the company's 2010 Dividend Reinvestment and Stock Purchase Plan and also includes previously reported unvested restricted stock units.
Scott D. Ehrig, SVP and Chief Wealth Officer of Franklin Financial Services Corp (FRAF), reported a sale of 1,060 shares of the company's common stock on 08/27/2025 at a price of $46.83 per share. After this transaction Mr. Ehrig beneficially owns 1,942 shares in total; the filing clarifies that this total includes previously reported unvested restricted stock units. The Form 4 was signed by an authorized representative on 08/29/2025. The filing documents an individual insider sale and the remaining reported holdings include both vested and unvested equity.
Charles B. Carroll Jr., Executive Vice President and Chief Operating Officer of Franklin Financial Services Corp. (FRAF), reported a sale of common stock. On 08/28/2025 he disposed of 650 shares at a price of $46.55 per share, leaving him with 3,498 shares beneficially owned after the transaction. The reported total includes 13 shares acquired under the companys 2010 Dividend Reinvestment and Stock Purchase Plan and also reflects previously reported unvested restricted stock units. The Form 4 was filed by one reporting person and signed by power of attorney on 08/29/2025.
Mark R. Hollar, EVP/CFO and director of Franklin Financial Services Corp (FRAF), reported a sale of 179 shares of the issuer's common stock on 08/27/2025 at a price of $46.75 per share. After the transaction he is reported to beneficially own 15,991 shares, which the filing notes includes previously reported unvested restricted stock units. The Form 4 was submitted by an attorney-in-fact, Amanda M. Ducey, on behalf of Mr. Hollar.
David M. Long, Senior Vice President and Chief Technology Officer of Franklin Financial Services Corp (FRAF), reported a sale of 137 shares of the issuer's common stock on 08/25/2025 at a reported price of $44.30 per share. Following the reported disposition, Mr. Long beneficially owns 1,181 shares, which includes 3 shares acquired under the company’s 2010 Dividend Reinvestment and Stock Purchase Plan and previously reported unvested restricted stock units. The Form 4 was signed by power of attorney on 08/26/2025. The filing indicates the transaction was a direct sale and lists Mr. Long’s relationship to the issuer as an officer and director.
Fourthstone and affiliated funds report a material passive stake in Franklin Financial Services. The Schedule 13G/A discloses beneficial ownership of 375,872 shares, representing 8.43% of the class based on the issuer's reported 4,458,298 shares outstanding. The holdings are held across Fourthstone LLC, Fourthstone Master Opportunity Fund Ltd., Fourthstone GP LLC, Fourthstone QP Opportunity Fund LP, Fourthstone Small-Cap Financials Fund LP and L. Phillip Stone, IV.
The filing states the shares were acquired in the ordinary course of business by Fourthstone as a registered investment adviser and that the positions were not acquired to influence or change control of the issuer. The cover pages show the split of shared voting and dispositive power among the Reporting Persons.
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