Freedom Holding director granted 677 shares

Williams Amber reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Williams Amber reported acquisition or exercise transactions in this Form 4 filing.

Freedom Holding Corp. director Amber Williams received a grant of 677 shares of restricted common stock under the company’s 2019 Equity Incentive Plan. The shares were granted on April 1, 2026 and became fully vested when the Restricted Stock Award Agreement was executed on June 11, 2026. Following this equity award, Williams directly holds a total of 1,434 shares of Freedom Holding common stock.

Insider Trade Summary

Grant/Award: 677 shares

Grant/Award 1 txn

Insider Williams Amber

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	677	$0.00	$0.00

Holdings After Transaction: Common Stock — 1,434 shares (Direct)

Footnotes (1)

1. F1. Ms. Williams was granted 677 shares of restricted common stock of Freedom Holding Corp. (the "Company") on April 1, 2026, under the Company's 2019 Equity Incentive Plan, pursuant to a Restricted Stock Award Agreement executed on June 11, 2026. The shares became fully vested on June 11, 2026, the date the Restricted Stock Award Agreement was executed and the transaction became effective.

Key Figures

Restricted stock grant: 677 shares Grant price per share: $0.00 per share Total holdings after grant: 1,434 shares +2 more

5 metrics

Restricted stock grant 677 shares Restricted common stock granted under 2019 Equity Incentive Plan

Grant price per share $0.00 per share Equity award, not an open-market purchase

Total holdings after grant 1,434 shares Common stock directly owned by Amber Williams after transaction

Grant date April 1, 2026 Date the 677 restricted shares were granted

Vesting/effective date June 11, 2026 Date Restricted Stock Award Agreement executed and shares fully vested

Key Terms

restricted common stock, 2019 Equity Incentive Plan, Restricted Stock Award Agreement

3 terms

restricted common stock financial

"Ms. Williams was granted 677 shares of restricted common stock of Freedom Holding Corp."

Restricted common stock is company shares that carry limits on selling or transferring for a set period or until certain conditions are met, like time-based vesting or regulatory clearance. Think of them as shares in a locked box that gradually open; they can become freely tradable later but initially reduce the number of shares available on the market. Investors watch restricted stock because its eventual release can change a company’s share supply, affect stock price, and influence control and dilution.

2019 Equity Incentive Plan financial

"under the Company's 2019 Equity Incentive Plan, pursuant to a Restricted Stock Award Agreement"

Restricted Stock Award Agreement financial

"pursuant to a Restricted Stock Award Agreement executed on June 11, 2026"

A restricted stock award agreement is a legal contract that grants someone company shares that are subject to limits — for example, they may only become fully owned after working at the company for a set time, meeting performance goals, or otherwise satisfying conditions. For investors, these agreements matter because they shape insider incentives, future share dilution when restrictions lift, and company compensation costs; think of it like a gift locked in a box that opens only after certain conditions are met.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Amber Williams report at Freedom Holding Corp. (FRHC)?

Amber Williams reported receiving 677 shares of restricted common stock in Freedom Holding Corp. This equity award was granted as part of her director compensation and increased her direct holdings to 1,434 shares after the transaction became effective.

When did Amber Williams’ restricted stock award at FRHC fully vest?

The restricted stock award to Amber Williams fully vested on June 11, 2026. That is the date the Restricted Stock Award Agreement was executed and when the 677 restricted shares became fully effective as part of her direct holdings.

Under which plan did Freedom Holding Corp. grant shares to Amber Williams?

The 677 restricted shares were granted under Freedom Holding Corp.’s 2019 Equity Incentive Plan. This plan provides equity-based compensation, and in this case, it was used to award restricted common stock to director Amber Williams.

How many Freedom Holding Corp. shares does Amber Williams own after this grant?

After receiving 677 restricted shares, Amber Williams directly owns 1,434 shares of Freedom Holding Corp. common stock. This total reflects her position immediately following the vesting and effectiveness of the June 11, 2026 restricted stock award.

Was Amber Williams’ Freedom Holding stock grant an open-market purchase?

No, the 677 shares were granted as restricted stock with a price of $0.00 per share. They were issued as a compensation award under the 2019 Equity Incentive Plan, not bought in an open-market transaction by Amber Williams.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/15/2026 - 09:18 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Williams Amber

(Last) (First) (Middle)

324 SOUTH 400 WEST

SUITE 250

(Street)

SALT LAKE CITY UTAH 84101

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Freedom Holding Corp. [ FRHC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/11/2026		A		677(1)	A	$0	1,434	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Ms. Williams was granted 677 shares of restricted common stock of Freedom Holding Corp. (the "Company") on April 1, 2026, under the Company's 2019 Equity Incentive Plan, pursuant to a Restricted Stock Award Agreement executed on June 11, 2026. The shares became fully vested on June 11, 2026, the date the Restricted Stock Award Agreement was executed and the transaction became effective.

	/s/ Amber Williams	06/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)