[8-K] Five Star Bancorp Reports Material Event

Rhea-AI Filing Summary

Five Star Bancorp (Nasdaq: FSBC) filed a Form 8-K on July 10, 2025 under Item 7.01 (Regulation FD) to furnish a press release that sets the calendar for its forthcoming second-quarter 2025 earnings release and webcast. The filing contains no actual financial results, guidance, or strategic announcements; it merely alerts investors and analysts to the timing of the upcoming disclosure. Because the information is being furnished, not filed, it is not subject to Section 18 liability and will not be automatically incorporated into other SEC documents. Exhibit 99.1 (the press release) and Exhibit 104 (cover-page Inline XBRL) accompany the report.

This is a routine communications filing intended to facilitate analyst scheduling rather than convey material new information. Investors will need to wait for the separate earnings release to evaluate the company’s second-quarter performance.

Insights

Financial Analyst

TL;DR: Purely scheduling notice—no financial data disclosed; neutral impact.

The 8-K does not reveal earnings, outlook, or strategic actions. It simply tells the market when Five Star Bancorp will publish Q2-25 results and host its webcast. Such calendar announcements are standard practice and generally carry no valuation impact. Investors should focus on the forthcoming earnings release for meaningful insight into credit quality, NIM trends, and loan growth.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549 

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of report (Date of earliest event reported): July 10, 2025

FIVE STAR BANCORP

(Exact Name of Registrant as Specified in Charter) 

California

001-40379

75-3100966

(State or Other Jurisdiction of Incorporation)

(Commission File Number)

(I.R.S. Employer Identification No.)

3100 Zinfandel Drive, Suite 100, Rancho Cordova, California, 95670

(Address of Principal Executive Offices, and Zip Code)

(916) 626-5000

Registrant’s Telephone Number, Including Area Code

Not Applicable

(Former Name or Former Address, if Changed Since Last Report) 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

☐ Pre-commencement communication pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communication pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, no par value per share			FSBC			The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). Emerging growth company ☑

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01    Regulation FD Disclosure

On July 10, 2025, Five Star Bancorp (the “Company”) issued a press release announcing the anticipated dates of its earnings release and webcast reporting its financial results for the second quarter ended June 30, 2025.

A copy of the July 10, 2025 press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

This information (including Exhibit 99.1) is being furnished under Item 7.01 hereof and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, and such information shall not be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01    Financial Statements and Exhibits

(d) Exhibits

Number									Description
99.1									Press Release dated July 10, 2025
104									Cover Page Interactive Data File (embedded within the Inline XBRL)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			FIVE STAR BANCORP
			By:			/s/ Heather C. Luck
						Name: Heather C. Luck
						Title: Executive Vice President and Chief Financial Officer
Date: July 10, 2025

FAQ

What did Five Star Bancorp (FSBC) report in its July 10 2025 Form 8-K?

The company furnished a press release announcing the expected dates for its Q2 2025 earnings release and webcast; no financial data were included.

Does the filing contain Five Star Bancorp's Q2 2025 results?

No. The 8-K only provides timing information. Actual results will be issued separately on the announced date.

Is the information in this 8-K considered "filed" with the SEC?

No. Under Item 7.01, the information is furnished, not filed, and is therefore not subject to Section 18 liability.

Why is there no impact on FSBC stock from this 8-K?

Because the document lacks new financial metrics or strategic changes, it is routine and informational, typically generating minimal market reaction.

Where can investors access the actual Q2 2025 earnings figures?

Investors should monitor FSBC’s investor relations site and SEC filings for the separate earnings press release to be issued on the scheduled date.