STOCK TITAN

Five Star Bancorp (FSBC) trust gifts 50,000 shares to heir

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Five Star Bancorp director and ten percent owner Larry Eugene Allbaugh reported a bona fide gift of 50,000 shares of common stock on 2026-08-04. The gift was made from the QSST Subtrust of the Judy Oates-Holt Irrevocable Trust to her child, and that trust now holds 210,695 shares, with Mr. Allbaugh serving as trustee. He has voting and dispositive power over several reported indirect holdings, including a living trust position that includes unvested equity awards, but he is not the beneficiary of certain trusts and disclaims beneficial ownership where noted.

Positive

  • None.

Negative

  • None.
Insider Allbaugh Larry Eugene
Role Director, 10% Owner
Type Security Shares Price Value
Gift Common Stock F1, F2, F3 50,000 $0.00 $0.00
holding Common Stock F4, F5 -- -- --
holding Common Stock F3, F6 -- -- --
holding Common Stock F3, F7 -- -- --
holding Common Stock F3, F8 -- -- --
holding Common Stock F3, F9 -- -- --
holding Common Stock F10 -- -- --
holding Common Stock F11 -- -- --
Holdings After Transaction: Common Stock — 210,695 shares (Indirect, J Oates-Holt QSST Trustee); Common Stock — 507,401 shares (Indirect, By self as Trustee); Common Stock — 1,101,687 shares (Indirect, OAT Trustee); Common Stock — 410,695 shares (Indirect, K Oates-Fairrington QSST Trustee); Common Stock — 410,695 shares (Indirect, M Applegate QSST Trustee); Common Stock — 410,695 shares (Indirect, P Oates QSST Trustee); Common Stock — 10,000 shares (Indirect, Buzz Oates LLC Non-Member Manager); Common Stock — 10,000 shares (Indirect, Buzz Oates Group of Companies Shareholder)
Footnotes (11)
  1. F1. This transaction involved a gift of shares from Judy Oates-Holt, the beneficiary of the QSST Subtrust of the Judy Oates-Holt Irrevocable Trust, dated December 16, 2009, to her child.
  2. F2. Shares are held by the QSST Subtrust of the Judy Oates-Holt Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
  3. F3. As trustee of this trust, Mr. Allbaugh has voting and dispositive power over these shares and may be deemed to be the indirect beneficial owner of such shares for purposes of Section 16. However, Mr. Allbaugh is not the beneficiary of this trust. Accordingly, Mr. Allbaugh disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that Mr. Allbaugh is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.
  4. F4. Includes 974 unvested shares granted pursuant to the Five Star Bancorp 2021 Equity Incentive Plan with all shares scheduled to vest on December 31, 2026, provided the reporting person, Mr. Allbaugh, remains as a director with Five Star Bancorp on that date.
  5. F5. Shares are held by the Larry and Laura Allbaugh Living Trust dated November 5, 1997, for which Mr. Allbaugh serves as a trustee.
  6. F6. Shares are held by the Oates Administrative Trust, for which Mr. Allbaugh serves as a trustee.
  7. F7. Shares are held by the QSST Subtrust of the Kathryn Oates-Fairrington Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
  8. F8. Shares are held by the QSST Subtrust of the Marvilyn E. Applegate Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
  9. F9. Shares are held by the QSST Subtrust of the Philip D. Oates Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
  10. F10. Shares are held by Buzz Oates LLC, of which Mr. Allbaugh is a non-member manager. Mr. Allbaugh disclaims beneficial ownership of the shares held by Buzz Oates LLC.
  11. F11. Shares are held by Buzz Oates Group of Companies, of which Mr. Allbaugh is a shareholder and the Chief Executive Officer. Mr. Allbaugh has significant influence over Buzz Oates Group of Companies and may be deemed to be the indirect beneficial owner of such shares for purposes of Section 16. Mr. Allbaugh disclaims beneficial ownership of the shares held by Buzz Oates Group of Companies, except to the extent of his pecuniary interest therein.
Gifted Shares 50,000 shares of Common Stock Bona fide gift on 2026-08-04 from QSST Subtrust of the Judy Oates-Holt Irrevocable Trust
QSST Trust Holdings 210,695 shares of Common Stock Shares held after the 50,000-share gift by the Judy Oates-Holt QSST Subtrust
Living Trust Holdings 507,401 shares of Common Stock Indirect holdings via the Larry and Laura Allbaugh Living Trust, including 974 unvested shares
Unvested Equity 974 shares of Common Stock Unvested shares under the 2021 Equity Incentive Plan, scheduled to vest on December 31, 2026
Oates Administrative Trust 1,101,687 shares of Common Stock Indirect holdings reported with Mr. Allbaugh as trustee of the Oates Administrative Trust
QSST Subtrust Holdings 410,695 shares of Common Stock Example position in a QSST Subtrust of an Oates-related irrevocable trust with Mr. Allbaugh as trustee
Buzz Oates LLC Position 10,000 shares of Common Stock Shares held by Buzz Oates LLC, where Mr. Allbaugh is a non-member manager and disclaims beneficial ownership
Buzz Oates Group Position 10,000 shares of Common Stock Shares held by Buzz Oates Group of Companies; Mr. Allbaugh is CEO and shareholder and disclaims beneficial ownership except for pecuniary interest
bona fide gift regulatory
"This transaction involved a gift of shares from Judy Oates-Holt ... to her child."
A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.
QSST Subtrust regulatory
"Shares are held by the QSST Subtrust of the Judy Oates-Holt Irrevocable Trust..."
voting and dispositive power regulatory
"As trustee of this trust, Mr. Allbaugh has voting and dispositive power over these shares..."
disclaims beneficial ownership regulatory
"Accordingly, Mr. Allbaugh disclaims beneficial ownership of these securities..."
indirect beneficial owner regulatory
"may be deemed to be the indirect beneficial owner of such shares for purposes of Section 16."

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What insider transaction did Five Star Bancorp (FSBC) report for Larry Eugene Allbaugh?

Five Star Bancorp reported a bona fide gift of 50,000 common shares on 2026-08-04. The shares were transferred from a QSST subtrust where Mr. Allbaugh is trustee, leaving 210,695 shares in that trust plus other indirect holdings reported.

Who actually made the 50,000-share gift disclosed in the FSBC Form 4?

The 50,000-share gift was made by Judy Oates-Holt, as beneficiary of the QSST Subtrust of the Judy Oates-Holt Irrevocable Trust, to her child. Mr. Allbaugh is trustee of the subtrust, exercising voting and dispositive power over its remaining 210,695 shares.

How many Five Star Bancorp (FSBC) shares does the Judy Oates-Holt QSST trust hold after the gift?

After the reported gift, the QSST Subtrust of the Judy Oates-Holt Irrevocable Trust holds 210,695 shares of Five Star Bancorp common stock. Mr. Allbaugh serves as trustee for this trust and has voting and dispositive power over these shares under Section 16 reporting rules.

What indirect FSBC holdings does Larry Allbaugh report through his living trust?

Through the Larry and Laura Allbaugh Living Trust, Mr. Allbaugh reports 507,401 common shares of Five Star Bancorp. This amount includes 974 unvested shares granted under the 2021 Equity Incentive Plan, scheduled to vest on December 31, 2026, contingent on continued board service.

Does Larry Allbaugh disclaim beneficial ownership of any Five Star Bancorp (FSBC) shares?

Yes. Mr. Allbaugh disclaims beneficial ownership of shares held in certain trusts and entities, including the Oates-related trusts where he is trustee, Buzz Oates LLC, and Buzz Oates Group of Companies, except to the extent of any pecuniary interest described in the footnotes.

Are there other significant indirect Five Star Bancorp holdings linked to Larry Allbaugh?

Yes. Indirect positions include 1,101,687 shares held by the Oates Administrative Trust and several QSST subtrusts each reporting 410,695 shares, all with Mr. Allbaugh as trustee, plus 10,000-share positions held by Buzz Oates LLC and Buzz Oates Group of Companies noted with ownership disclaimers.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Allbaugh Larry Eugene

(Last)(First)(Middle)
C/O FIVE STAR BANCORP
3100 ZINFANDEL DRIVE, SUITE 100

(Street)
RANCHO CORDOVA CALIFORNIA 95670

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FIVE STAR BANCORP [ FSBC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/04/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/04/2026G50,000(1)D$0210,695IJ Oates-Holt QSST Trustee(2)(3)
Common Stock507,401(4)IBy self as Trustee(5)
Common Stock1,101,687IOAT Trustee(3)(6)
Common Stock410,695IK Oates-Fairrington QSST Trustee(3)(7)
Common Stock410,695IM Applegate QSST Trustee(3)(8)
Common Stock410,695IP Oates QSST Trustee(3)(9)
Common Stock10,000IBuzz Oates LLC Non-Member Manager(10)
Common Stock10,000IBuzz Oates Group of Companies Shareholder(11)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. This transaction involved a gift of shares from Judy Oates-Holt, the beneficiary of the QSST Subtrust of the Judy Oates-Holt Irrevocable Trust, dated December 16, 2009, to her child.
2. Shares are held by the QSST Subtrust of the Judy Oates-Holt Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
3. As trustee of this trust, Mr. Allbaugh has voting and dispositive power over these shares and may be deemed to be the indirect beneficial owner of such shares for purposes of Section 16. However, Mr. Allbaugh is not the beneficiary of this trust. Accordingly, Mr. Allbaugh disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that Mr. Allbaugh is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.
4. Includes 974 unvested shares granted pursuant to the Five Star Bancorp 2021 Equity Incentive Plan with all shares scheduled to vest on December 31, 2026, provided the reporting person, Mr. Allbaugh, remains as a director with Five Star Bancorp on that date.
5. Shares are held by the Larry and Laura Allbaugh Living Trust dated November 5, 1997, for which Mr. Allbaugh serves as a trustee.
6. Shares are held by the Oates Administrative Trust, for which Mr. Allbaugh serves as a trustee.
7. Shares are held by the QSST Subtrust of the Kathryn Oates-Fairrington Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
8. Shares are held by the QSST Subtrust of the Marvilyn E. Applegate Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
9. Shares are held by the QSST Subtrust of the Philip D. Oates Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
10. Shares are held by Buzz Oates LLC, of which Mr. Allbaugh is a non-member manager. Mr. Allbaugh disclaims beneficial ownership of the shares held by Buzz Oates LLC.
11. Shares are held by Buzz Oates Group of Companies, of which Mr. Allbaugh is a shareholder and the Chief Executive Officer. Mr. Allbaugh has significant influence over Buzz Oates Group of Companies and may be deemed to be the indirect beneficial owner of such shares for purposes of Section 16. Mr. Allbaugh disclaims beneficial ownership of the shares held by Buzz Oates Group of Companies, except to the extent of his pecuniary interest therein.
Remarks:
/s/ Larry E. Allbaugh, by Heather C. Luck, Attorney-in-Fact08/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)