STOCK TITAN

Five Star Bancorp (NASDAQ: FSBC) director buys 96,591 shares via trusts

(Very High)
(Positive)
Form Type
4

Rhea-AI Filing Summary

Five Star Bancorp director and ten percent owner Larry Eugene Allbaugh indirectly purchased 96,591 shares of common stock on July 22, 2026 at $44 per share in open market or private transactions through trusts where he serves as trustee.

After these purchases, the Larry and Laura Allbaugh Living Trust held 507,401 shares, including 974 unvested shares under the 2021 Equity Incentive Plan scheduled to vest on December 31, 2026 if he remains a director. The Oates Administrative Trust held 1,101,687 shares, and additional indirect holdings are reported in various QSST subtrusts and Buzz Oates entities, for many of which Allbaugh disclaims beneficial ownership.

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Insights

Analyzing...

Insider Allbaugh Larry Eugene
Role Director, 10% Owner
Bought 96,591 shs ($4.25M)
Type Security Shares Price Value
Purchase Common Stock F1, F2 5,682 $44.00 $250K
Purchase Common Stock F3, F4 90,909 $44.00 $4.00M
holding Common Stock F4, F5 -- -- --
holding Common Stock F4, F6 -- -- --
holding Common Stock F4, F7 -- -- --
holding Common Stock F4, F8 -- -- --
holding Common Stock F9 -- -- --
holding Common Stock F10 -- -- --
Holdings After Transaction: Common Stock — 507,401 shares (Indirect, By self as Trustee); Common Stock — 1,101,687 shares (Indirect, OAT Trustee); Common Stock — 260,695 shares (Indirect, J Oates-Holt QSST Trustee); Common Stock — 410,695 shares (Indirect, K Oates-Fairrington QSST Trustee); Common Stock — 410,695 shares (Indirect, M Applegate QSST Trustee); Common Stock — 410,695 shares (Indirect, P Oates QSST Trustee); Common Stock — 10,000 shares (Indirect, Buzz Oates LLC Non-Member Manager); Common Stock — 10,000 shares (Indirect, Buzz Oates Group of Companies Shareholder)
Footnotes (10)
  1. F1. Includes 974 unvested shares granted pursuant to the Five Star Bancorp 2021 Equity Incentive Plan with all shares scheduled to vest on December 31, 2026, provided the reporting person, Mr. Allbaugh, remains as a director with Five Star Bancorp on that date.
  2. F2. Shares are held by the Larry and Laura Allbaugh Living Trust dated November 5, 1997, for which Mr. Allbaugh serves as a trustee.
  3. F3. Shares are held by the Oates Administrative Trust, for which Mr. Allbaugh serves as a trustee.
  4. F4. As trustee of this trust, Mr. Allbaugh has voting and dispositive power over these shares and may be deemed to be the indirect beneficial owner of such shares for purposes of Section 16. However, Mr. Allbaugh is not the beneficiary of this trust. Accordingly, Mr. Allbaugh disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that Mr. Allbaugh is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.
  5. F5. Shares are held by the QSST Subtrust of the Judy Oates-Holt Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
  6. F6. Shares are held by the QSST Subtrust of the Kathryn Oates-Fairrington Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
  7. F7. Shares are held by the QSST Subtrust of the Marvilyn E. Applegate Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
  8. F8. Shares are held by the QSST Subtrust of the Philip D. Oates Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
  9. F9. Shares are held by Buzz Oates LLC, of which Mr. Allbaugh is a non-member manager. Mr. Allbaugh disclaims beneficial ownership of the shares held by Buzz Oates LLC.
  10. F10. Shares are held by Buzz Oates Group of Companies, of which Mr. Allbaugh is a shareholder and the Chief Executive Officer. Mr. Allbaugh has significant influence over Buzz Oates Group of Companies and may be deemed to be the indirect beneficial owner of such shares for purposes of Section 16. Mr. Allbaugh disclaims beneficial ownership of the shares held by Buzz Oates Group of Companies, except to the extent of his pecuniary interest therein.
Total shares purchased 96,591 shares Common Stock acquired indirectly on July 22, 2026 by Larry Eugene Allbaugh via trusts
First purchase 5,682 shares at $44.00 per share Indirect holding by Larry and Laura Allbaugh Living Trust, with Allbaugh as trustee
Second purchase 90,909 shares at $44.00 per share Indirect holding by Oates Administrative Trust, with Allbaugh as trustee
Living Trust holdings 507,401 shares Total Common Stock held by Larry and Laura Allbaugh Living Trust after July 22, 2026 transactions
Unvested equity awards 974 shares Unvested shares under Five Star Bancorp 2021 Equity Incentive Plan vesting December 31, 2026 if Allbaugh remains director
Oates Administrative Trust holdings 1,101,687 shares Common Stock held indirectly through Oates Administrative Trust after reported purchase
QSST Subtrust financial
"Shares are held by the QSST Subtrust of the Judy Oates-Holt Irrevocable Trust"
indirect beneficial owner financial
"may be deemed to be the indirect beneficial owner of such shares for purposes of Section 16"
pecuniary interest financial
"disclaims beneficial ownership of the shares held by Buzz Oates Group of Companies, except to the extent of his pecuniary interest"
2021 Equity Incentive Plan financial
"unvested shares granted pursuant to the Five Star Bancorp 2021 Equity Incentive Plan"
Section 16 regulatory
"indirect beneficial owner of such shares for purposes of Section 16"
Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.

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FAQ

What FSBC insider transactions did Larry Eugene Allbaugh report on July 22, 2026?

Larry Eugene Allbaugh reported two indirect purchases of Five Star Bancorp common stock on July 22, 2026, totaling 96,591 shares at $44 per share, executed through trusts where he serves as trustee rather than in a personal brokerage account.

How many FSBC shares did Larry Allbaugh buy and at what price?

He acquired 96,591 Five Star Bancorp (FSBC) shares at $44 per share. The purchases consisted of 5,682 shares held by the Larry and Laura Allbaugh Living Trust and 90,909 shares held by the Oates Administrative Trust, both reported as indirect ownership.

What are the post-transaction holdings of the Larry and Laura Allbaugh Living Trust in FSBC?

Following the reported trades, the Larry and Laura Allbaugh Living Trust holds 507,401 Five Star Bancorp shares, including 974 unvested shares granted under the 2021 Equity Incentive Plan that are scheduled to vest on December 31, 2026, contingent on Allbaugh’s continued board service.

How many Five Star Bancorp shares does the Oates Administrative Trust hold after these FSBC transactions?

The Oates Administrative Trust holds 1,101,687 shares of Five Star Bancorp common stock after the July 22, 2026 purchase of 90,909 shares at $44 per share, with Larry Eugene Allbaugh serving as trustee and having voting and dispositive power over those shares.

What unvested FSBC equity awards does Larry Allbaugh report, and when do they vest?

Allbaugh reports 974 unvested Five Star Bancorp shares granted under the 2021 Equity Incentive Plan. All these shares are scheduled to vest on December 31, 2026, provided he remains a director of Five Star Bancorp through that vesting date.

Does Larry Allbaugh disclaim beneficial ownership of any FSBC shares in this Form 4?

Yes. For several QSST subtrusts and Buzz Oates entities, Allbaugh notes he may be deemed an indirect beneficial owner due to voting or management roles but expressly disclaims beneficial ownership, in some cases entirely and in others except to the extent of his pecuniary interest.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Allbaugh Larry Eugene

(Last)(First)(Middle)
C/O FIVE STAR BANCORP
3100 ZINFANDEL DRIVE, SUITE 100

(Street)
RANCHO CORDOVA CALIFORNIA 95670

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FIVE STAR BANCORP [ FSBC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/22/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/22/2026P5,682A$44507,401(1)IBy self as Trustee(2)
Common Stock07/22/2026P90,909A$441,101,687IOAT Trustee(3)(4)
Common Stock260,695IJ Oates-Holt QSST Trustee(4)(5)
Common Stock410,695IK Oates-Fairrington QSST Trustee(4)(6)
Common Stock410,695IM Applegate QSST Trustee(4)(7)
Common Stock410,695IP Oates QSST Trustee(4)(8)
Common Stock10,000IBuzz Oates LLC Non-Member Manager(9)
Common Stock10,000IBuzz Oates Group of Companies Shareholder(10)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Includes 974 unvested shares granted pursuant to the Five Star Bancorp 2021 Equity Incentive Plan with all shares scheduled to vest on December 31, 2026, provided the reporting person, Mr. Allbaugh, remains as a director with Five Star Bancorp on that date.
2. Shares are held by the Larry and Laura Allbaugh Living Trust dated November 5, 1997, for which Mr. Allbaugh serves as a trustee.
3. Shares are held by the Oates Administrative Trust, for which Mr. Allbaugh serves as a trustee.
4. As trustee of this trust, Mr. Allbaugh has voting and dispositive power over these shares and may be deemed to be the indirect beneficial owner of such shares for purposes of Section 16. However, Mr. Allbaugh is not the beneficiary of this trust. Accordingly, Mr. Allbaugh disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that Mr. Allbaugh is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.
5. Shares are held by the QSST Subtrust of the Judy Oates-Holt Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
6. Shares are held by the QSST Subtrust of the Kathryn Oates-Fairrington Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
7. Shares are held by the QSST Subtrust of the Marvilyn E. Applegate Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
8. Shares are held by the QSST Subtrust of the Philip D. Oates Irrevocable Trust, dated December 16, 2009, for which Mr. Allbaugh serves as trustee.
9. Shares are held by Buzz Oates LLC, of which Mr. Allbaugh is a non-member manager. Mr. Allbaugh disclaims beneficial ownership of the shares held by Buzz Oates LLC.
10. Shares are held by Buzz Oates Group of Companies, of which Mr. Allbaugh is a shareholder and the Chief Executive Officer. Mr. Allbaugh has significant influence over Buzz Oates Group of Companies and may be deemed to be the indirect beneficial owner of such shares for purposes of Section 16. Mr. Allbaugh disclaims beneficial ownership of the shares held by Buzz Oates Group of Companies, except to the extent of his pecuniary interest therein.
Remarks:
/s/ Larry E. Allbaugh, by Heather C. Luck, Attorney-in-Fact07/24/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)