Welcome to our dedicated page for FIVE STAR BANCORP SEC filings (Ticker: FSBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Five Star Bancorp filings document the regulatory record of a California bank holding company and its wholly owned banking subsidiary, Five Star Bank. Form 8-K reports furnish operating results, financial condition, earnings-call presentations, Regulation FD disclosures, and quarterly cash dividend announcements tied to the company's common stock.
Proxy materials describe annual meeting matters, including director elections and auditor ratification. Other filings disclose governance and compensation arrangements, including change in control agreements for bank executives, along with shareholder-voting and executive-compensation information reported by a public banking company.
Five Star Bancorp President & CEO James Eugene Beckwith reported indirect open-market sales of a total of 4,000 shares of common stock on March 9, 2026, at prices of $36.74 and $36.57 per share. The shares were held by the Beckwith Family Trust, for which he serves as trustee. After these transactions, 473,014 shares of common stock are reported as indirectly held in this trust. Additional indirect holdings are reported in accounts for certain family members, and a separate footnote states that Mr. Beckwith disclaims ownership of those securities.
Five Star Bancorp, a Northern California business bank, reports a balance sheet centered on commercial lending. At December 31, 2025, total assets were $4.8 billion, loans held for investment $4.1 billion, and deposits $4.2 billion, including $1.1 billion in non-interest-bearing deposits.
Commercial real estate is the core portfolio, with $3.3 billion of commercial real estate loans, or 81.08% of total loans before deferred fees, and total real estate-related loans representing 86.07% of loans. The bank also holds commercial, SBA, farmland, residential, and consumer loans, and operates nine branches, including a Walnut Creek branch opened in 2025.
The company is tightly focused on Northern California, with significant deposit concentration: 53 relationships over $10.0 million total $2.0 billion, or 47.82% of deposits, and $789.6 million from municipalities. Capital ratios are strong; at December 31, 2025, consolidated common equity Tier 1, Tier 1, total capital, and Tier 1 leverage ratios were 10.58%, 10.58%, 13.33%, and 9.70%, respectively.
Five Star Bancorp insider Michael E. Lee, SVP & Chief Regulatory Officer, reported an open-market sale of 1,200 shares of common stock at $39.3001 per share. The shares were sold indirectly through The Michael E. Lee & Kaylin M. Fadel-Lee Family Revocable Trust, where he serves as trustee.
After this transaction, the trust holds 35,272 shares of Five Star Bancorp common stock. Footnotes explain that these holdings include multiple equity awards granted under the Five Star Bancorp 2021 Equity Incentive Plan, some already vested and others scheduled to vest over future years if his employment continues.
Five Star Bancorp’s family revocable trust associated with SVP & Chief Regulatory Officer Michael E. Lee sold 1,200 shares of common stock in an open-market transaction at $40.735 per share. After this sale, the trust holds 36,472 shares indirectly. These holdings include multiple equity awards under the 2021 Equity Incentive Plan, with portions already vested and others scheduled to vest over five-year periods contingent on Mr. Lee’s continued employment.
FSBC received a notice that a shareholder plans to sell 2,400 shares of its common stock under Rule 144. The proposed sale, through broker Stifel, has an aggregate market value of $96,528 and is listed for trading on Nasdaq.
The shares were originally acquired from the issuer on 02/07/2024 as a restricted stock award granted as compensation. As of the filing, the issuer had 21,376,153 shares of common stock outstanding, providing context for the planned transaction size.
Five Star Bancorp has filed a shelf registration allowing it to offer up to $300,000,000 of securities, including common stock, preferred stock, debt securities, depositary shares, warrants, purchase contracts, purchase units, subscription rights and units, in one or more future offerings.
Specific terms, prices and use of proceeds for each issuance will be detailed in separate prospectus supplements. The securities may be convertible or exchangeable into other Five Star instruments, and can be sold through underwriters, dealers, agents or directly. Five Star’s common stock trades on the Nasdaq Global Select Market under the symbol FSBC. As of January 30, 2026, the company had 21,376,153 common shares outstanding and, as of September 30, 2025, 1,361,866 shares reserved under its 2021 Equity Incentive Plan.
Five Star Bancorp director Larry E. Allbaugh, a more than 10% owner, reported an award of 974 shares of common stock on January 29, 2026. The shares were granted at $0 per share under the Five Star Bancorp 2021 Equity Incentive Plan and are scheduled to vest on December 31, 2026, if he continues serving as a director through that date.
The 974 shares are held indirectly by the Larry and Laura Allbaugh Living Trust, where he acts as trustee. The filing also lists large additional indirect holdings in several Oates-related trusts and Buzz Oates entities, where he serves as trustee, manager, or shareholder and, in several cases, disclaims beneficial ownership except for any pecuniary interest.
Five Star Bancorp director Shannon Deary-Bell reported an equity award of 974 shares of common stock, granted on January 29, 2026 under the company’s 2021 Equity Incentive Plan. The shares are held indirectly through The Bell Family Revocable Trust, where she serves as trustee.
The 974 shares are scheduled to vest on December 31, 2026, provided she remains a director on that date. Following this grant, The Bell Family Revocable Trust holds 79,562 shares. Additional Five Star Bancorp shares are held in several family trusts, including trusts benefiting her children, for which she serves as trustee and, for certain trusts, disclaims beneficial ownership.