FS Bancorp director sells 975 shares at $43.25

FS Bancorp, Inc. (FSBW) director Terri L. Degner reported selling 975 shares of common stock on 2026-08-28 in an open-market or private transaction at a price of $43.25 per share.

Rhea-AI Filing Summary

FS Bancorp, Inc. (FSBW) director Terri L. Degner reported selling 975 shares of common stock on 2026-08-28 in an open-market or private transaction at a price of $43.25 per share. The filing also reports an indirect holding of 1,323 shares of common stock held through an IRA after the reported date.

Insider Trade Summary

Net Seller: 975 shares

Net Sell 3 txns

Insider Degner Terri L

Role Director

Sold 975 shs ($42K)

Type	Security	Shares	Price	Value
Sale	Common Stock	975	$43.25	$42K
holding	Common Stock F1	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 3,200 shares (Direct); Common Stock — 1,323 shares (Indirect, By IRA)

Footnotes (1)

1. F1. Shares held jointly with spouse.

Key Figures

Shares sold: 975 shares of Common Stock Sale price per share: $43.25 per share Indirect shares held by IRA: 1,323 shares of Common Stock

3 metrics

Shares sold 975 shares of Common Stock Sale reported on 2026-08-28

Sale price per share $43.25 per share Open-market or private sale of 975 shares

Indirect shares held by IRA 1,323 shares of Common Stock Indirect ownership following the reported date

Key Terms

indirect ownership, By IRA, open market or private transaction

3 terms

indirect ownership financial

"ownership_type is reported as indirect for 1,323 shares held by IRA"

By IRA financial

"nature_of_ownership is listed as "By IRA" for 1,323 shares"

open market or private transaction financial

"transaction_code_description states Sale in open market or private transaction"

FAQ

What insider transaction did FSBW director Terri L. Degner report?

Terri L. Degner reported a sale of 975 shares of FS Bancorp, Inc. common stock on 2026-08-28 at $43.25 per share in an open-market or private transaction.

How many FS Bancorp (FSBW) shares did Terri L. Degner sell and at what price?

Terri L. Degner sold 975 shares of FS Bancorp, Inc. common stock at $43.25 per share on 2026-08-28, according to the Form 4 filing.

Does Terri L. Degner still hold FS Bancorp (FSBW) shares after the reported transaction?

Yes. The Form 4 shows an indirect holding of 1,323 shares of FS Bancorp, Inc. common stock held by IRA following the reporting date.

What type of ownership does Terri L. Degner report for the remaining FS Bancorp (FSBW) shares?

The filing shows indirect ownership of 1,323 shares of FS Bancorp, Inc. common stock, noted as held by IRA. A separate entry indicates shares held jointly with a spouse, without a stated share count.

Was the Terri L. Degner sale of FSBW shares under a Rule 10b5-1 trading plan?

The document-level Rule 10b5-1 checkbox is not affirmed (set to false), indicating the filing does not state that the reported sale was made under a Rule 10b5-1 trading plan.

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Available on EDGAR 08/31/2026 - 01:37 PM Accepted by SEC EDGAR 08/31/2026 - 01:36 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Degner Terri L

(Last) (First) (Middle)

6920 220TH STREET SW

(Street)

MOUNTLAKE TERRACE WASHINGTON 98043

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FS Bancorp, Inc. [ FSBW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/28/2026		S		975	D	$43.25	1,200	D
Common Stock								2,000(1)	D
Common Stock								1,323	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares held jointly with spouse.

	/s/ Terri Degner	08/31/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)