Welcome to our dedicated page for FS Credit Real Estate Income Trust SEC filings (Ticker: FSREM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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FS Credit Real Estate Income Trust, Inc. director acquired additional shares of the company’s Class I common stock. On 12/01/2025, the reporting person purchased 782.708 Class I common shares at a price of $23.9553 per share. Following this transaction, the director beneficially owns 9,789.005 Class I common shares in direct ownership. The filing was made on Form 4 for a single reporting person and reflects an increase in the director’s personal equity stake in FS Credit Real Estate Income Trust, Inc.
FS Credit Real Estate Income Trust, Inc. director Willam Hankowsky reported a small purchase of the company’s Class I common stock. On 12/01/2025, he acquired 782.708 shares of Class I common stock at a price of $23.9553 per share in a transaction classified as an acquisition. Following this transaction, he directly owns a total of 4,668.036 shares of Class I common stock.
FS Credit Real Estate Income Trust, Inc. reported an insider share acquisition by one of its directors. On 12/01/2025, the director acquired 913.159 shares of Class I Common Stock in an open-market or similar transaction coded as an acquisition. The reported purchase price was $23.9553 per share. After this transaction, the director beneficially owns 16,117.301 shares of the company’s Class I Common Stock, held in direct ownership form. This filing reflects a change in insider holdings rather than a corporate-level financing or strategic transaction.
FS Credit Real Estate Income Trust, Inc. reported Q3 2025 results showing higher profitability alongside a shifting funding mix. Net income was $59,842 (in thousands), up from $52,103 a year ago, with basic EPS of $0.49 and diluted EPS of $0.48. Net interest income declined to $66,328 (in thousands) from $76,540 as lower interest income outpaced reduced interest expense. Credit loss expense, net, increased to $15,794 (in thousands) versus $5,190 in the prior-year quarter.
Total assets were $11,049,827 (in thousands) at September 30, 2025, up from $10,202,447 at year-end, driven in part by mortgage loans held in securitization trusts at fair value of $2,652,390 (in thousands). Cash and cash equivalents rose to $342,641 (in thousands). On the liability side, collateralized loan obligations, net, decreased to $3,089,733 (in thousands) while repurchase agreements payable, net, increased to $1,611,146 (in thousands). Stockholders’ equity was $2,798,175 (in thousands). As of November 7, 2025, outstanding shares included 67,876,316 Class S and 50,101,699 Class I, among other classes.
FS Credit Real Estate Income Trust amended its MM-1 credit facility. The Fourth Amendment increases the maximum facility amount to $1,500,000,000, reduces the applicable spread to 2.05%, and extends the scheduled maturity to September 17, 2034. The facility also now provides for the financing of certain real estate owned assets.
The borrower is FS CREIT Finance MM-1 LLC, with Wells Fargo Bank as administrative agent and Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company as lenders. The Company entered into a Guaranty Agreement under which it guarantees certain obligations; on any date of determination, the maximum payable equals 25% of advances outstanding attributable to the real estate owned assets as of the date remedies are first exercised or a claim is made.
FS Credit Real Estate Income Trust, Inc. entered into a Master Repurchase Agreement with JP Morgan Chase Bank to finance eligible commercial real estate loans and related interests. The JP-1 Facility provides up to $612,312,452.79 in financing.
Assets financed under the facility must be repurchased no later than October 15, 2030, or earlier if the asset matures sooner. FS CREIT delivered a Guaranty that may become full recourse upon certain events, including the commencement of certain bankruptcy actions involving FS CREIT or its financing subsidiary.
Covenants require an EBITDA-to-interest expense ratio of at least 1.40 to 1.00, total indebtedness to tangible net worth not exceeding 3.50 to 1.00, and minimum liquidity of the greater of $15,000,000 or 5% of the facility’s outstanding amount. Pricing accrues at a fixed spread over Term SOFR with asset-specific advance rates.