Fulton Financial (NASDAQ: FULT) SVP details stock and RSU holdings

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Fulton Financial Corporation senior executive vice president Karen Grafje filed a Form 3 reporting her existing equity holdings in the company. She holds 3,951.5236 shares of $2.50 par value common stock directly, plus multiple restricted stock unit awards that each represent a right to receive one share of common stock.

The restricted stock units cliff-vest 36 months from their respective grant dates, with vested shares delivered 36 months after grant. Several awards were granted between May 1, 2024 and May 1, 2026 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan, including accumulated dividend equivalents where noted.

Insider Trade Summary

6 transactions reported

Mixed 6 txns

Insider Grafje Karen

Role Sr Executive Vice President

Type	Security	Shares	Price	Value
holding	Restricted Stock Units	--	--	--
holding	Restricted Stock Units	--	--	--
holding	Restricted Stock Units	--	--	--
holding	Restricted Stock Units	--	--	--
holding	Restricted Stock Unit	--	--	--
holding	$2.50 par value Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 2,652.401 shares (Direct, null); Restricted Stock Unit — 2,782 shares (Direct, null); $2.50 par value Common Stock — 3,951.524 shares (Direct, null)

Footnotes (1)

Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock. The restricted stock units cliff-vest 36 months from the grant date. Vested shares will be delivered to the reporting person 36 months from the grant date. Restricted stock unit award granted May 1, 2024 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan, together with accumulated dividend equivalents. Restricted stock unit award granted September 3, 2024 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan, together with accumulated dividend equivalents. Restricted stock unit award granted May 1, 2025 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan, together with accumulated dividend equivalents. Restricted stock unit award granted May 1, 2026 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan.

Key Figures

Direct common stock holding: 3,951.5236 shares RSU block 1 underlying shares: 2,782.0000 shares RSU block 2 underlying shares: 1,486.0000 shares +5 more

8 metrics

Direct common stock holding 3,951.5236 shares Shares of $2.50 par value common stock held directly after reported holdings

RSU block 1 underlying shares 2,782.0000 shares Underlying common shares for a Restricted Stock Unit position held directly

RSU block 2 underlying shares 1,486.0000 shares Underlying common shares for a Restricted Stock Units position held directly

RSU block 3 underlying shares 2,762.9810 shares Underlying common shares for another Restricted Stock Units position

RSU block 4 underlying shares 1,390.6943 shares Underlying common shares for a further Restricted Stock Units position

RSU block 5 underlying shares 2,652.4005 shares Underlying common shares for an additional Restricted Stock Units position

RSU vesting schedule 36 months Cliff-vesting period from grant date for restricted stock units

Grant dates range May 1, 2024–May 1, 2026 Range of RSU grant dates disclosed for awards under 2022 plan

Key Terms

Restricted Stock Unit, cliff-vest, dividend equivalents, Equity and Cash Incentive Compensation Plan, +1 more

5 terms

Restricted Stock Unit financial

"Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock."

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

cliff-vest financial

"The restricted stock units cliff-vest 36 months from the grant date."

dividend equivalents financial

"Restricted stock unit award granted May 1, 2024 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan, together with accumulated dividend equivalents."

Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.

Equity and Cash Incentive Compensation Plan financial

par value Common Stock financial

"$2.50 par value Common Stock"

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Understanding Insider Trading Forms →

06/09/2026 - 10:42 AM

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Grafje Karen

(Last)

(First)

(Middle)

C/O FULTON FINANCIAL CORPORATION

P.O. BOX 4887, ONE PENN SQUARE

(Street)

LANCASTER

PENNSYLVANIA

17602

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
06/08/2026

3. Issuer Name and Ticker or Trading Symbol
FULTON FINANCIAL CORP [ FULT ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Sr Executive Vice President

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
$2.50 par value Common Stock	3,951.5236	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Restricted Stock Units⁽¹⁾	⁽²⁾	⁽²⁾	$2.50 par value Common Stock	2,652.4005⁽³⁾	$0.00	D
Restricted Stock Units⁽¹⁾	⁽²⁾	⁽²⁾	$2.50 par value Common Stock	1,390.6943⁽⁴⁾	$0.00	D
Restricted Stock Units⁽¹⁾	⁽²⁾	⁽²⁾	$2.50 par value Common Stock	2,762.981⁽⁵⁾	$0.00	D
Restricted Stock Units⁽¹⁾	⁽²⁾	⁽²⁾	$2.50 par value Common Stock	1,486⁽⁶⁾	$0.00	D
Restricted Stock Unit⁽¹⁾	⁽²⁾	⁽²⁾	$2.50 par value Common Stock	2,782⁽⁶⁾	$0.00	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock.

2. The restricted stock units cliff-vest 36 months from the grant date. Vested shares will be delivered to the reporting person 36 months from the grant date.

3. Restricted stock unit award granted May 1, 2024 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan, together with accumulated dividend equivalents.

4. Restricted stock unit award granted September 3, 2024 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan, together with accumulated dividend equivalents.

5. Restricted stock unit award granted May 1, 2025 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan, together with accumulated dividend equivalents.

6. Restricted stock unit award granted May 1, 2026 under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan.

Remarks:

	Steven R. Horst, as attorney in fact for Grafje, Karen	06/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did FULT senior executive Karen Grafje report on her Form 3?

Karen Grafje reported her existing ownership of Fulton Financial Corporation equity. The filing shows 3,951.5236 common shares held directly and several restricted stock unit awards that each convert into common stock after vesting under the company’s 2022 incentive plan.

How many FULT common shares does Karen Grafje directly hold?

Karen Grafje directly holds 3,951.5236 shares of Fulton Financial Corporation $2.50 par value common stock. This amount reflects her position after the reportable events in the Form 3 and provides a baseline of her direct common stock ownership at the company.

What restricted stock units does Karen Grafje hold in FULT?

The Form 3 lists multiple restricted stock unit positions with underlying common stock, including blocks of 2,782.0000 and 1,486.0000 underlying shares. Additional RSU awards reference 2,762.9810, 1,390.6943 and 2,652.4005 underlying common shares, all held on a direct basis.

How do Karen Grafje’s FULT restricted stock units vest?

Each restricted stock unit represents a contingent right to one share of Fulton Financial common stock. According to the filing, these units cliff-vest 36 months from the grant date, and vested shares are scheduled to be delivered 36 months from the same grant date.

When were Karen Grafje’s FULT RSU awards granted?

The filing notes several RSU grants for Karen Grafje. Awards were granted on May 1, 2024, September 3, 2024, May 1, 2025 and May 1, 2026 under Fulton Financial Corporation’s 2022 Amended and Restated Equity and Cash Incentive Compensation Plan, with some including accumulated dividend equivalents.

Under what plan were Karen Grafje’s FULT RSUs issued?

Karen Grafje’s restricted stock unit awards were issued under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan. The filing explains these awards may include accumulated dividend equivalents and convert into common stock upon satisfaction of the vesting schedule.