Fulton CFO exercises 14K stock units, buys shares

FULT’s CFO exercised restricted stock units into common stock, with shares withheld for taxes and additional shares bought through the employee stock purchase plan.

Rhea-AI Filing Summary

FULTON FINANCIAL CORP (FULT) senior executive vice president and chief financial officer Richard S. Kraemer exercised 14,019.4552 restricted stock units into the same number of shares of $2.50 par value common stock on September 3, 2026. To cover the exercise price or tax liability, 5,219 common shares were delivered or withheld at $23.87 per share. Kraemer also acquired 136.4498 common shares on June 6, 2026 through a cash purchase in the Employee Stock Purchase Plan at $18.3217 per share. After the restricted stock unit transaction, he held 40,123.4333 restricted stock units, each representing a contingent right to one share of common stock, including units from a grant originally covering 39,042 units that vests in three equal annual installments beginning September 3, 2025, together with accumulated dividend equivalents. A footnote states that 81.9158 of the acquired common shares reflect dividend reinvestment, and no Rule 10b5-1 trading plan is reported.

Insider Trade Summary

14,019.4552 shares exercised/converted

Exercise 4 txns

Insider Kraemer Richard S

Role SEVP & CFO

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units F3, F4	14,019.4552	$0.00	$0.00
Exercise	$2.50 par value Common Stock F2	14,019.4552	$0.00	$0.00
Exercise Price or Tax Liability	$2.50 par value Common Stock	5,219	$23.87	$125K
Other	$2.50 par value Common Stock F1	136.4498	$18.3217	$2K

Holdings After Transaction: Restricted Stock Units — 40,123.4333 contracts (Direct); $2.50 par value Common Stock — 19,458.7324 shares (Direct)

Footnotes (4)

1. F1. Purchase made with cash in the Employee Stock Purchase Plan.
2. F2. Includes 81.9158 shares acquired on July 16, 2026, pursuant to dividend reinvestment.
3. F3. Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock.
4. F4. On September 3, 2024, the reporting person was granted 39,042 restricted stock units, vesting in three equal annual installments beginning on September 3, 2025, the first anniversary of the grant date, together with accumulated dividend equivalents.

Key Figures

Restricted stock units exercised: 14,019.4552 units Shares delivered or withheld for exercise price or tax liability: 5,219 shares Employee Stock Purchase Plan acquisition: 136.4498 shares at $18.3217 per share +3 more

6 metrics

Restricted stock units exercised 14,019.4552 units Converted into the same number of Fulton Financial common shares on September 3, 2026

Shares delivered or withheld for exercise price or tax liability 5,219 shares Common stock at $23.87 per share on September 3, 2026

Employee Stock Purchase Plan acquisition 136.4498 shares at $18.3217 per share Fulton Financial common stock purchased on June 6, 2026

Restricted stock units remaining 40,123.4333 units Restricted stock units held after the September 3, 2026 exercise

Original restricted stock unit grant 39,042 units Granted on September 3, 2024, vesting in three equal annual installments beginning September 3, 2025

Dividend reinvestment shares 81.9158 shares Common stock acquired on July 16, 2026 pursuant to dividend reinvestment

Key Terms

Restricted Stock Units, Employee Stock Purchase Plan, dividend reinvestment

3 terms

Restricted Stock Units financial

"Each restricted stock unit represents a contingent right to receive one share"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Employee Stock Purchase Plan financial

"Purchase made with cash in the Employee Stock Purchase Plan"

An employee stock purchase plan is a company program that lets workers buy shares through small payroll deductions, often at a discount to the market price and after a set offering period. Think of it like a workplace savings plan that turns into ownership: it encourages employees to share in the company’s success and can create predictable buying or selling of stock that investors watch because it affects supply, demand and employee incentives.

dividend reinvestment financial

"shares acquired on July 16, 2026, pursuant to dividend reinvestment"

Dividend reinvestment is when the money earned from a company's profit sharing, called dividends, is automatically used to buy more shares of that company instead of being received as cash. This process helps investors grow their holdings over time without extra effort, much like using earned interest to buy more of a savings account. It encourages long-term investment growth by continuously increasing the amount of shares owned.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What equity transaction did FULT CFO Richard S. Kraemer report on September 3, 2026?

He exercised 14,019.4552 restricted stock units into the same number of shares of Fulton Financial common stock, and had 5,219 common shares delivered or withheld to pay the exercise price or tax liability at $23.87 per share.

How many restricted stock units does the FULT CFO hold after the reported transactions?

After the September 3, 2026 transaction, Richard S. Kraemer held 40,123.4333 restricted stock units, each representing a contingent right to receive one share of Fulton Financial Corporation common stock, tied to an award originally granting 39,042 units plus dividend equivalents.

What shares of FULT common stock were used to cover exercise price or tax liability?

On September 3, 2026, 5,219 shares of Fulton Financial $2.50 par value common stock were delivered or withheld at $23.87 per share for payment of the exercise price or tax liability associated with the restricted stock unit exercise.

What FULT shares did the CFO acquire through the Employee Stock Purchase Plan?

On June 6, 2026, Richard S. Kraemer acquired 136.4498 shares of Fulton Financial common stock at $18.3217 per share, described as a purchase made with cash in the Employee Stock Purchase Plan.

Were any FULT shares acquired through dividend reinvestment in this Form 4?

Yes. A footnote explains that the reported holdings include 81.9158 shares of Fulton Financial common stock acquired on July 16, 2026 pursuant to dividend reinvestment.

Is the FULT CFO’s Form 4 transaction under a Rule 10b5-1 trading plan?

The filing indicates that the Rule 10b5-1 checkbox is not marked, and there is no footnote stating that the transactions were made under a Rule 10b5-1 or other pre-arranged trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Available on EDGAR 09/08/2026 - 04:02 PM Accepted by SEC EDGAR 09/08/2026 - 04:01 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kraemer Richard S

(Last) (First) (Middle)

C/O FULTON FINANCIAL CORPORATION

P.O. BOX 4887, ONE PENN SQUARE

(Street)

LANCASTER PENNSYLVANIA 17602

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FULTON FINANCIAL CORP [ FULT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SEVP & CFO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/03/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
$2.50 par value Common Stock	06/06/2026		J	V	136.4498(1)	A	$18.3217	10,576.3614	D
$2.50 par value Common Stock	09/03/2026		M		14,019.4552	A	$0.00	24,677.7324(2)	D
$2.50 par value Common Stock	09/03/2026		F		5,219	D	$23.87	19,458.7324	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(3)	09/03/2026		M			14,019.4552	(4)	(4)	$2.50 par value Common Stock	14,019.4552	$0.00	40,123.4333	D

Explanation of Responses:

1. Purchase made with cash in the Employee Stock Purchase Plan.

2. Includes 81.9158 shares acquired on July 16, 2026, pursuant to dividend reinvestment.

3. Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock.

4. On September 3, 2024, the reporting person was granted 39,042 restricted stock units, vesting in three equal annual installments beginning on September 3, 2025, the first anniversary of the grant date, together with accumulated dividend equivalents.

Remarks:

	Steven R. Horst, as attorney in fact for Kraemer, Richard	09/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)