Fulton Financial (NASDAQ: FULT) CFO granted 11,719 RSUs and buys ESPP shares

Rhea-AI Filing Summary

Fulton Financial Corporation’s SEVP & CFO Richard S. Kraemer reported routine equity compensation and share accumulation activity. On May 1, 2026, he received a grant of 11,719 restricted stock units, each representing one share of common stock, under the company’s 2022 equity and cash incentive plan.

The restricted stock units cliff-vest three years from the grant date, with vested shares and accumulated dividend equivalents delivered at that time. A separate transaction on March 12, 2026 shows 748.5814 common shares acquired for $19.645 per share through the Employee Stock Purchase Plan, and his common-share holdings after that transaction were 10,439.9116 shares. Following the RSU grant, his direct RSU balance was 53,724.8816 units.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Kraemer Richard S

Role SEVP & CFO

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	11,719	$0.00	--
Other	$2.50 par value Common Stock	748.581	$19.645	$15K

Holdings After Transaction: Restricted Stock Units — 53,724.882 shares (Direct, null); $2.50 par value Common Stock — 10,439.912 shares (Direct, null)

Footnotes (1)

1. Purchase made with cash in the Employee Stock Purchase Plan. Includes 89.751282 shares acquired on January 16, 2026 pursuant to dividend reinvestment. Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock. Restricted stock unit award granted May 1, 2026, under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan. The restricted stock units cliff-vest three years from the grant date. Vested shares, together with accumulated dividend equivalents will be delivered to the reporting person three years from the grant date.

Key Figures

RSU grant size: 11,719 units RSU holdings after grant: 53,724.8816 units ESPP shares acquired: 748.5814 shares +3 more

6 metrics

RSU grant size 11,719 units Restricted stock units granted May 1, 2026

RSU holdings after grant 53,724.8816 units Direct RSU balance following May 1, 2026 grant

ESPP shares acquired 748.5814 shares Common stock purchased March 12, 2026 in ESPP

ESPP purchase price $19.645 per share Price for 748.5814 common shares on March 12, 2026

Common shares after ESPP 10,439.9116 shares Direct common stock holdings after March 12, 2026

Dividend reinvestment shares 89.751282 shares Shares acquired January 16, 2026 via dividend reinvestment

Key Terms

Restricted Stock Units, Employee Stock Purchase Plan, dividend reinvestment, cliff-vest, +1 more

5 terms

Restricted Stock Units financial

"Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Employee Stock Purchase Plan financial

"Purchase made with cash in the Employee Stock Purchase Plan."

An employee stock purchase plan is a company program that lets workers buy shares through small payroll deductions, often at a discount to the market price and after a set offering period. Think of it like a workplace savings plan that turns into ownership: it encourages employees to share in the company’s success and can create predictable buying or selling of stock that investors watch because it affects supply, demand and employee incentives.

dividend reinvestment financial

"Includes 89.751282 shares acquired on January 16, 2026 pursuant to dividend reinvestment."

Dividend reinvestment is when the money earned from a company's profit sharing, called dividends, is automatically used to buy more shares of that company instead of being received as cash. This process helps investors grow their holdings over time without extra effort, much like using earned interest to buy more of a savings account. It encourages long-term investment growth by continuously increasing the amount of shares owned.

cliff-vest financial

"The restricted stock units cliff-vest three years from the grant date."

Equity and Cash Incentive Compensation Plan financial

"Restricted stock unit award granted May 1, 2026, under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kraemer Richard S

(Last) (First) (Middle)

C/O FULTON FINANCIAL CORPORATION

P.O. BOX 4887, ONE PENN SQUARE

(Street)

LANCASTER PENNSYLVANIA 17602

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FULTON FINANCIAL CORP [ FULT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SEVP & CFO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
$2.50 par value Common Stock	03/12/2026		J	V	748.5814(1)	A	$19.645	10,439.9116(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(3)(4)	05/01/2026		A		11,719		(5)	(5)	$2.50 par value Common Stock	11,719	$0.00	53,724.8816	D

Explanation of Responses:

1. Purchase made with cash in the Employee Stock Purchase Plan.

2. Includes 89.751282 shares acquired on January 16, 2026 pursuant to dividend reinvestment.

3. Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock.

4. Restricted stock unit award granted May 1, 2026, under the Fulton Financial Corporation 2022 Amended and Restated Equity and Cash Incentive Compensation Plan.

5. The restricted stock units cliff-vest three years from the grant date. Vested shares, together with accumulated dividend equivalents will be delivered to the reporting person three years from the grant date.

Remarks:

	Steven R. Horst, as attorney in fact for Kraemer, Richard	05/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did FULT CFO Richard Kraemer receive in this Form 4 filing?

Richard Kraemer received a grant of 11,719 restricted stock units, each representing one share of Fulton Financial common stock. The award was granted under the 2022 Amended and Restated Equity and Cash Incentive Compensation Plan as part of his compensation.

When do Richard Kraemer’s new FULT restricted stock units vest?

The restricted stock units cliff-vest three years from the May 1, 2026 grant date. At vesting, shares plus accumulated dividend equivalents will be delivered, giving Kraemer common stock exposure over a multi‑year period tied to continued service.

How many FULT common shares does Richard Kraemer hold after these transactions?

After the March 12, 2026 Employee Stock Purchase Plan transaction, Kraemer directly held 10,439.9116 common shares. This total includes 89.751282 shares acquired on January 16, 2026 through dividend reinvestment, as noted in the footnotes.

What is the nature of the FULT Employee Stock Purchase Plan transaction?

The filing shows 748.5814 common shares acquired at $19.645 per share through the Employee Stock Purchase Plan. A footnote clarifies this was a purchase made with cash under the plan, rather than an open‑market discretionary trade.

How many FULT restricted stock units does Richard Kraemer hold after the grant?

Following the May 1, 2026 award, Kraemer directly holds 53,724.8816 restricted stock units. Each unit represents a contingent right to receive one share of Fulton Financial common stock upon vesting, aligning his compensation with shareholder interests over time.