[Form 3] FULTON FINANCIAL CORP Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Kevin C. Gremer, identified as a director and SEVP, Chief Operations & Tech of Fulton Financial Corp, submitted an initial Form 3 reporting that he does not beneficially own any common stock of the issuer. The filing records the reporting relationship to the company and confirms no direct or indirect ownership of the $2.50 par value common stock at the time of the statement.

Insights

Corporate Governance Expert

TL;DR: Routine initial Section 16 filing by an executive disclosing no beneficial ownership; largely administrative with minimal investor impact.

This Form 3 documents the status of an officer/director who currently holds no reportable common stock positions. For governance transparency, timely initial disclosures are standard practice and satisfy Section 16 reporting obligations. The filing itself contains no transactions, outstanding options, or derivative positions, so it does not change the companys capital structure or signal insider buying or selling.

Securities Compliance Analyst

TL;DR: Compliance filing appears complete and limited in scope; it records the reporting persons role and absence of holdings.

The Form 3 indicates a single reporting person filing on an individual basis and cites no direct or indirect ownership or derivative holdings. From a regulatory perspective, this satisfies initial disclosure requirements. There are no material items such as option grants, conversions, or transfers to assess for investor impact.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Gremer Kevin C

(Last) (First) (Middle)

C/O FULTON FINANCIAL CORPORATOIN

P.O. BOX 4887, ONE PENN SQUARE

(Street)

LANCASTER PA 17602

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
08/25/2025

3. Issuer Name and Ticker or Trading Symbol
FULTON FINANCIAL CORP [ FULT ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SEVP Chief Operations & Tech

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
$2.50 par value common stock	0.00	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

No securities are beneficially owned.

	Mark A. Crowe as attorney-in-fact for Gremer, Kevin C.	09/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does the Form 3 filed for FULTP disclose?

The Form 3 discloses that the reporting person, an officer and director, does not beneficially own any common stock of Fulton Financial Corp.

Who is the reporting person on this Form 3 for FULTP?

The reporting person is Kevin C. Gremer, identified as a director and SEVP, Chief Operations & Tech of the issuer.

Does the Form 3 list any derivative securities or options for FULTP?

No. The filing contains no reported derivative securities, options, or convertible instruments for the reporting person.

Is this Form 3 an individual or joint filing for FULTP?

The filing indicates it was submitted by one reporting person (individual filing).