Every 8-K that First Us Bancsha (FUSB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FUSB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FUSB filings page.
First US Bancshares, Inc. provides an investor update reviewing financial results and trends through June 30, 2026, with materials available to shareholders, analysts and investors and furnished under Regulation FD.
As of June 30, 2026, the company reports total assets of $1,148 million, total loans of $861 million and total deposits of $998 million, a loans‑to‑deposits ratio of 86%. Trailing 12‑month diluted EPS increased to $1.32 per share in 2Q2026 from $1.04 in 1Q2026, while diluted EPS for the six months ended June 30, 2026 was $0.64 versus $0.32 a year earlier. 2Q2026 diluted EPS was $0.31, compared with $0.33 in 1Q2026 and $0.03 in 2Q2025. Net interest margin was 3.56% in 2Q2026 versus 3.37% in 1Q2026. Non‑interest income rose by $0.5 million versus both 1Q2026 and 2Q2025, driven by securities gains, while non‑interest expense increased modestly.
Total loans grew by $16.9 million in 2Q2026. Total deposits fell by $40.9 million, mainly from $20.1 million of wholesale brokered time deposits that matured and were not replaced; core deposits rose to 83.7% of total deposits and deposit costs declined by 20 basis points quarter over quarter. The company repurchased 91,000 shares in 2Q2026 at an average price of $15.83 and 237,500 shares year‑to‑date. The indirect consumer portfolio had a 6.07% weighted average yield and 785 average credit score. The securities portfolio carried a 3.95% weighted average book yield, 3.6‑year expected average life, was 99.8% available for sale, and had a net unrealized loss equal to 1.7% of amortized cost and 2.8% of Tier 1 capital. Estimated uninsured deposits were $176.7 million, or 17.6% of total deposits. Non‑GAAP measures such as tangible book value per share of $17.54 (stock price $16.55, 94% of tangible book) and pre‑tax pre‑provision net revenue are also highlighted, along with an annual dividend of $0.28 per share and a 1.7% dividend yield.
First US Bancshares, Inc. reported net income of $1.8 million, or $0.31 per diluted share, for the quarter ended June 30, 2026, compared with $0.03 a year earlier and $0.33 in the prior quarter. For the first six months of 2026, net income was $3.7 million, or $0.64 per diluted share, up from $1.9 million, or $0.32 per diluted share, for the same period in 2025, mainly due to a lower provision for credit losses.
Total loans reached $860.6 million, rising 2.0% from March 31, 2026, led by construction and indirect consumer portfolios, while total deposits declined 3.9% to $998.0 million as higher-cost and wholesale balances were reduced. Net interest margin expanded to 3.56% in the quarter from 3.37% in 1Q2026. Asset quality metrics remained strong, with nonperforming assets at 0.17% of total assets and the allowance for credit losses at 1.26% of total loans. The bank reported robust capital ratios, including a common equity Tier 1 and Tier 1 risk-based capital ratio of 10.85% and a Tier 1 leverage ratio of 9.16%, while continuing dividends and share repurchases and investing in new banking centers in Alabama.
First US Bancshares, Inc. reported the results of its 2026 Annual Meeting of Shareholders held on April 30, 2026. Shareholders elected all 12 director nominees, with each receiving over 2.58 million votes in favor and approximately 408,000–416,000 withhold votes, plus 993,015 broker non-votes.
Shareholders also ratified the appointment of Carr, Riggs & Ingram, LLC as independent registered public accountants for the year ending December 31, 2026, with 3,990,135 votes for and 4,348 against. In addition, they approved, on an advisory basis, executive compensation, with 2,938,340 votes for, 57,487 against, 5,641 abstentions, and 993,015 broker non-votes.
First US Bancshares, Inc. furnished an investor presentation reviewing its performance through March 31, 2026. The bank reported total assets of $1.17 billion, loans of $844 million, and deposits of $1.04 billion, with a loans-to-deposits ratio of 81%.
Trailing 12‑month diluted EPS rose to $1.04, up from $1.00, while 1Q2026 diluted EPS was $0.33 versus $0.36 in 4Q2025 and $0.29 in 1Q2025 as net interest margin compressed to 3.37%. Total loans declined by $9.3 million, but deposits grew $10.9 million and core deposits reached 82.2% of total deposits.
The company increased investment securities, lifting their yield to 3.89%, and repurchased 146,500 shares at an average price of $15.03. The presentation also highlights diversified indirect lending, strong credit quality metrics over recent years, and liquidity levels that compare favorably to estimated uninsured deposits.
First US Bancshares, Inc. reported first-quarter 2026 net income of $1.9 million, or $0.33 diluted EPS, up from $0.29 a year earlier but modestly below the prior quarter’s $0.36. Annualized return on average assets was 0.67%, and return on average common equity was 7.46%.
Total loans fell 1.1% from year-end to $843.7 million, while total deposits grew 1.1% to $1.04 billion, with core deposits at 82.2% of deposits. Net interest margin compressed to 3.37% from 3.53% a year ago, mainly after Federal Funds rate cuts, but asset quality remained strong with nonperforming assets at 0.16% of total assets and ACL on loans at 1.25%. The company paid a $0.07 dividend, repurchased 146,500 shares at an average $15.03, and ended the quarter with tangible common equity of 8.40% of tangible assets and bank Tier 1 leverage of 8.85%.
First US Bancshares, Inc. established a 2026 Cash Incentive Program for certain executive officers and key employees, including CEO James F. House, CFO Thomas S. Elley and Senior EVP William C. Mitchell. The plan covers the fiscal year ending December 31, 2026.
Bonuses for named executive officers are tied to financial performance and a discretionary component. Metrics include consolidated pre-tax income (25% weight), pre-tax ROAA (30% for Messrs. House and Elley; 25% for Mr. Mitchell), pre-tax ROATE (25% for Messrs. House and Elley; 15% for Mr. Mitchell), and net loan growth in indirect lending (15% for Mr. Mitchell). A discretionary component represents 20% of total opportunity.
Target bonus opportunities are 45% of 2026 base salary for Mr. House and 35% for Messrs. Elley and Mitchell. Payouts range from 50% to 150% of target based on achievement versus budgeted performance and discretionary assessments, with possible reduction of up to 35% for adverse regulatory findings. The program includes recoupment provisions for restated or inaccurate financial results and certain misconduct.
First US Bancshares, Inc. furnished an investor presentation as Exhibit 99.1, providing an overview of its financial results and trends through the period ended December 31, 2025. The materials are intended for shareholders, analysts and investors, including participants in investor conferences during the quarter ending March 31, 2026.
The presentation will be available on the company’s investor relations website at firstusbank.com. This information is furnished under Regulation FD and is not deemed filed or incorporated by reference into other Securities Act or Exchange Act filings unless specifically stated.
First US Bancshares, Inc. filed a current report to note that it released its financial results for the quarter ended December 31, 2025. The company issued a press release on January 28, 2026, and furnished it to the SEC as Exhibit 99.1, rather than filing it as part of the formal report.
First US Bancshares (FUSB) furnished investor presentation materials as Exhibit 99.1 under Item 7.01 (Regulation FD). The deck reviews financial results and trends through the period ended September 30, 2025, and is intended for use with shareholders, analysts, and investor forums during the quarter ending December 31, 2025, or until updated materials are furnished. The materials will be available on the company’s investor relations website. The information is furnished, not filed, under the Exchange Act.
First US Bancshares, Inc. filed a current report to let investors know it has released financial results for the quarter ended September 30, 2025. The company issued a press release on October 29, 2025 describing those quarterly results, and that release is included as Exhibit 99.1. The exhibit is furnished to the Securities and Exchange Commission rather than formally filed, which is typical for earnings releases and affects how it may be used under securities laws.
First US Bancshares, Inc. expanded its Board of Directors from eleven to twelve members and elected S. Nathan Gordon to fill the new seat, effective August 27, 2025. He will also serve on the board of First US Bank, the company’s wholly owned banking subsidiary, and join key bank committees, including the Asset/Liability Committee.
The Board determined that Mr. Gordon is independent under Nasdaq listing standards and that he is qualified to serve on the boards and committees described. He will receive the same director compensation as other directors, as outlined in the company’s March 31, 2025 Form 10-Q, and will be eligible for awards under the 2023 Incentive Plan.
The company also entered into a director indemnification agreement with Mr. Gordon that is substantially similar to those of other current directors. This agreement provides, to the extent permitted by law and subject to specified limitations, indemnification and advancement of expenses for proceedings arising from his role with the company.