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FVCBankcorp, Inc. 10-Q Filings

FVCB NASDAQ

Every 10-Q that FVCBankcorp, Inc. (FVCB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow FVCB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FVCB filings page.

Rhea-AI Summary

FVCBankcorp, Inc. reported higher profitability for the three and six months ended June 30, 2026. Net income reached $8,223 thousand for the quarter and $14,608 thousand year‑to‑date, with diluted EPS of $0.45 and $0.81. Quarterly net interest income was $19,149 thousand, supported by higher interest and fees on loans and lower interest expense, while noninterest income rose to $2,152 thousand on a gain from selling a minority interest and higher minority membership income. Noninterest expenses increased to $10,589 thousand.

Total assets were $2,367,194 thousand at June 30, 2026, with loans of $1,899,382 thousand and deposits of $2,051,728 thousand. The allowance for credit losses was $19,151 thousand, nonaccrual loans totaled $10,887 thousand, and gross charge‑offs were $5 thousand for the first half of 2026. Shareholders’ equity increased to $266,576 thousand. Banking relationships with cannabis‑related businesses accounted for approximately $139.4 million of deposits and $192.0 million of loans, or 6.8% of total deposits and 10.2% of total loans.

Rhea-AI Summary

FVCBankcorp, Inc. reported higher profitability for the quarter ended March 31, 2026. Net income rose to $6.4 million from $5.2 million a year earlier, with diluted earnings per share increasing to $0.35 from $0.28.

Net interest income grew to $17.4 million from $15.1 million as loan and securities yields outpaced funding costs. Total assets reached $2.34 billion, with loans of $1.90 billion and deposits of $2.03 billion. Credit quality remained controlled, with an allowance for credit losses of $19.1 million and nonaccrual loans of $10.9 million. The bank also highlighted cannabis-related balances of $183.5 million in loans and $144.8 million in deposits, noting ongoing federal legal and regulatory risk around this niche.

Rhea-AI Summary

FVCBankcorp, Inc. reported Q3 2025 results. Net income rose to $5.6M, with diluted EPS of $0.31. Net interest income was $16.0M as interest expense eased year over year. The provision for credit losses was $0.4M. Noninterest income totaled $1.0M and noninterest expense was $9.5M.

For the nine months, net income reached $16.4M (diluted EPS $0.90). On September 30, 2025, assets were $2.32B, deposits $1.98B, loans net $1.84B, and shareholders’ equity $249.8M. Available‑for‑sale securities had fair value of $156.9M with gross unrealized losses of $26.99M, improved from $35.42M at year‑end. The allowance for credit losses was $17.9M.

The company repurchased $4.6M of common stock year‑to‑date and paid $1.1M in cash dividends. Shares outstanding were 18,074,814 as of November 7, 2025.

Rhea-AI Summary

FVCBankcorp, Inc. reported stronger profitability and stable balance-sheet metrics for the period. Net income totaled $5.667 million for the quarter and $10.832 million year-to-date, compared with $4.155 million and $5.495 million, respectively, a notable increase that lifted diluted EPS to $0.59 for the six-month period (from $0.30). Net interest income improved to $30.811 million year-to-date from $26.462 million, driven by higher loan and deposit yields, while total interest and dividend income rose to $57.987 million for the six months.

Assets were $2.237 billion with total deposits of $1.903 billion. Loans, net were essentially flat at $1.851 billion and the allowance for credit losses remained near $18.1 million. The company held $156.9 million of available-for-sale securities with aggregate unrealized losses of $29.4 million but concluded no credit impairment. The bank discloses concentrated business with cannabis industry customers: $161.0 million of deposits (8.5% of deposits) and $110.6 million of loans (5.9% of loans), and repurchased $4.6 million of common stock year-to-date.