Every 8-K that FVCBankcorp, Inc. (FVCB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FVCB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FVCB filings page.
FVCBankcorp, Inc. reported record results for the quarter ended June 30, 2026, with net income of $8.2 million, up 45% from $5.7 million a year earlier, and diluted EPS of $0.45, also up 45%. Core operating earnings (non-GAAP) rose 36% to $7.6 million.
Profitability strengthened as net interest margin expanded to 3.53% from 2.90%, or 3.35% excluding $1.0 million of commercial real estate prepayment fees. Return on average assets reached 1.48%. The efficiency ratio improved to 49.71%, or 51.77% on an adjusted basis.
Total assets were $2.37 billion, with core deposits up 9% year-over-year to $1.81 billion and wholesale funding reduced. Credit quality remained solid, with nonperforming loans at 0.48% of total assets and the allowance for credit losses at 1.01% of loans. The board declared a quarterly cash dividend of $0.07 per share, for an aggregate payment of approximately $1.3 million.
FVCBankcorp, Inc. reported the results of its annual shareholder meeting and highlighted strong recent performance. Shareholders elected all director nominees, approved a non-binding say-on-pay resolution with 10,815,796 votes in favor versus 3,051,749 against, and ratified Yount, Hyde & Barbour, P.C. as independent auditor with 15,453,597 votes for.
The accompanying presentation shows net income of $6.4 million for the quarter ended March 31, 2026, up from $5.2 million a year earlier, with diluted EPS rising to $0.35 from $0.28. Return on average assets increased to 1.17% and return on average equity to 10.04%.
Net interest margin improved to 3.26%, the ninth consecutive quarter of expansion. Core deposits grew to $1.77 billion, up 3% from December 31, 2025 and 7% year-over-year, while loans past due 30 days or more fell to $3.3 million. Nonperforming loans to total assets were 0.52%.
FVCBankcorp, Inc. furnished an investor presentation outlining its financial position and strategy for the quarter ended March 31, 2026. The bank reported total assets of $2,335 million, total loans of $1,923 million and total deposits of $2,028 million, demonstrating steady balance sheet growth.
For first quarter 2026, net interest margin was 3.26% and the non-GAAP efficiency ratio was 54.0%, reflecting a focus on profitability and cost control. The loan book is diversified across commercial real estate, commercial and industrial and residential segments, with CRE concentration to risk-based capital of 306% as of March 31, 2026.
Management highlights a relationship-driven commercial model, technology investments such as data analytics and digital platforms, and a strong liquidity profile. At March 31, 2026, uninsured deposits were $936,028 with total liquidity sources of $1,127,255, giving a liquidity-to-uninsured-deposits ratio of 134.3%.
FVCBankcorp, Inc. reported strong first quarter 2026 results with net income of $6.4 million, up 24% from $5.2 million a year earlier. Diluted earnings per share rose to $0.35 from $0.28, reflecting improved profitability.
Net interest margin expanded to 3.26% from 2.83% a year ago, its ninth consecutive quarterly increase, as funding costs declined and loan yields improved. Return on average assets reached 1.17% and return on average equity was 10.04%, both higher than the prior-year quarter.
Core deposits grew 7% year-over-year and wholesale funding was reduced, while asset quality remained solid with nonperforming loans at 0.52% of total assets. The board increased the quarterly cash dividend to $0.07 per share, about $1.3 million in total, payable May 18, 2026.
FVCBankcorp, Inc. has extended its share repurchase program first launched in 2020. The board has authorized the company to repurchase up to 1,400,000 shares of common stock, which is approximately 8% of its outstanding shares as of December 31, 2025.
The program now runs through March 31, 2027, unless the board ends it earlier. Repurchases may occur through open market purchases, block trades or privately negotiated transactions, in accordance with SEC Rule 10b-18 and potentially under Rule 10b5-1 trading plans.
Any repurchased shares will be cancelled and become authorized but unissued stock. The company is not required to buy any specific number of shares and may modify, suspend or terminate the program at its discretion based on market conditions, capital needs and other factors.
FVCBankcorp, Inc. entered into a Senior Unsecured Note Purchase Agreement and completed a private placement of $25 million Fixed Rate Senior Unsecured Notes due March 1, 2029. The Notes bear a fixed annual interest rate of 6.75%, payable semi-annually starting September 1, 2026.
The Notes are senior unsecured obligations, ranking pari passu with other senior unsecured debt and effectively subordinated to secured borrowings. FVCBankcorp may redeem the Notes at par plus accrued interest on or after March 1, 2028, and in full earlier upon certain tax or regulatory events.
The Company plans to use the net proceeds for general corporate purposes, including supporting capital ratios at its bank subsidiary, FVCbank. In the related press release, management noted the offering was oversubscribed and disclosed that $19 million of subordinated debt paying 8.59% was redeemed on January 15, 2026.
FVCBankcorp, Inc. filed a current report to note that it has issued a press release reporting its financial results for the period ended December 31, 2025. The company furnished this press release as Exhibit 99.1, making the detailed results available through that exhibit rather than in the body of the report. The filing is presented under the results of operations and financial condition disclosure item, indicating a routine update on recent financial performance.
FVCBankcorp, Inc. filed an 8-K under Regulation FD to announce that it has posted an investor presentation on its Investor Relations website.
Management plans to use the materials during the third quarter of 2025 in meetings with investors, analysts, and other interested parties. The investor presentation is furnished as Exhibit 99.1 and incorporated by reference into Item 7.01.
FVCBankcorp, Inc. furnished a press release reporting financial results for the period ended September 30, 2025 and announced a cash dividend. The press release is included as Exhibit 99.1.
The Board declared a $0.06 per share cash dividend on common stock, payable on November 17, 2025 to shareholders of record on October 27, 2025. This reflects a scheduled cash return to shareholders alongside the company’s latest results disclosure.