Grupo Financiero Galicia (GGAL) schedules January 2026 dividend payment

Rhea-AI Filing Summary

Grupo Financiero Galicia S.A. has approved a cash dividend totaling Ps. 38,372,127,651.79, equal to Ps. 23.8892068911642 per share with a face value of Ps. 1.00, which represents 2,388.9207% of the Company’s capital stock as of the notice date. The dividend will be paid to shareholders registered on January 9, 2026, with a scheduled payment date of January 14, 2026, or such other date as required by local listing rules.

The Company will deduct from the dividend any Personal Asset Tax it pays on behalf of shareholders and will also apply a 7% withholding under the Argentine Income Tax Law. Payments to local shareholders will be made through Caja de Valores S.A. in Buenos Aires, while holders of ADRs will receive their dividends through The Bank of New York Mellon in accordance with applicable foreign currency conversion and listing rules.

Insights

Equity income and corporate actions analyst

Large peso cash dividend declared, with Argentine tax withholdings and ADR mechanics specified.

Grupo Financiero Galicia S.A. is distributing a substantial cash dividend of Ps. 38,372,127,651.79, which equals Ps. 23.8892068911642 per share and 2,388.9207% of capital stock as of the notice date. Shareholders of record on January 9, 2026 are eligible, with payment scheduled for January 14, 2026, subject to local listing rules.

The company states that it will deduct any amounts paid for Personal Asset Tax and apply a 7% withholding under the Argentine Income Tax Law, which directly affects the net cash received by investors. Local shareholders will be paid via Caja de Valores S.A. during stated business hours in Buenos Aires, while ADR holders will receive payment through The Bank of New York Mellon once foreign currency conversion and jurisdictional rules are applied.

This action confirms a return of capital to shareholders following prior approval at a shareholders’ meeting held on April 29, 2025. The effective cash received will depend on each investor’s tax situation and, for ADR holders, on exchange and settlement mechanics defined by the depositary and applicable regulations.

FORM 6-K

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

REPORT OF FOREIGN PRIVATE ISSUER

Pursuant to Rule 13a-16 or 15d-16 of the
Securities Exchange Act of 1934

For the month of January, 2026

Commission File Number: 0-30852

GRUPO FINANCIERO GALICIA S.A.

(the “Registrant”)

Galicia Financial Group S.A. (translation of Registrant’s name into English)

Tte. Gral. Juan D. Perón 430, 25th Floor
(CP1038AAJ) Buenos Aires, Argentina

(address of principal executive offices)

Indicate by check mark whether the Registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F X Form 40-F ____

Indicate by check mark whether by furnishing the information contained in this form, the Registrant is also thereby furnishing the information to the Securities and Exchange Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

Yes No X

If “Yes” is marked, indicate below the file number assigned to the Registrant in connection with Rule 12g3-2(b): 82- ________

FORM 6-K

Commission File No. 0-30852

Month Filed			Event and Summary			Exhibit No.
January, 2026			Notice to the shareholders of the Registrant, dated January 6, 2025, regarding certain payment information in respect of a cash dividend to be made by the Registrant.			99.1

SIGNATURES

    Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

    GRUPO FINANCIERO GALICIA S.A. (Registrant)

Date: January 6, 2025    By: /s/ Fabián E. Kon____________
Name: Fabián E. Kon
Title: Chief Executive Officer

Grupo Financiero Galicia S.A.

CUIT: 30-70496280-7

CASH DIVIDEND PAYMENT

The shareholders of Grupo Financiero Galicia S.A. (the “Company”) are hereby notified that, on January 6, 2025, the board of directors of the Company, in accordance with what was decided at the Company’s shareholders’ meeting held on April 29, 2025, has agreed to pay cash dividends to those shareholders registered on January 9, 2026 (“Record date”), on January 14, 2026 (“Payment date”) -or such other date as required by the applicable law of the jurisdictions in which the shares are listed- in the amount of Ps. 38,372,127,651.79 or Ps. 23.8892068911642 per share, with a face value of Ps. 1.00 being equivalent to 2,388.9207 % of the Company´s capital stock as of today.

The Company will deduct from this payment of such cash dividends any amount paid by the Company for the Personal Asset Tax, pursuant to terms set by the unnumbered article incorporated below article 25 of Law 23,966, incorporated by Law No. 25,585 (and its later modifications). Furthermore, the dividend distribution is subject to a 7% withholding tax pursuant to Articles 97 and 193 of the Argentine Income Tax Law (as consolidated by Decree No. 824/2019, as amended).

The payment of such dividends will be made through Caja de Valores S.A., which is located at 25 de Mayo 362, Ciudad Autónoma de Buenos Aires, during the hours between 10:00 am to 3:00 pm (Bs. As. Time). Such payments will be made in compliance with Section 95 of the listing rules.

Holders of American Depositary Receipts (“ADRs”) will be paid through the Bank of New York Mellon, which acts as the depositary with respect to such ADRs, on the date that is determined by regulatory rules in place for the conversion of the portion of said dividend into foreign currency and the applicable rules of the jurisdiction in which such ADRs are listed.

Autonomous City of Buenos Aires, January 6, 2026.

A. Enrique Pedemonte

Authorized Representative

This constitutes an unofficial English translation of the original Spanish document. The Spanish document shall govern all respects, including interpretation matters.

Tte. Gral. Perón 430, 25° piso (C1038AAJ) Buenos Aires – Argentina Tel. 4343-7528 Fax 4331-9183 www.gfgsa.com

FAQ

What cash dividend did Grupo Financiero Galicia (GGAL) approve?

The board approved a cash dividend of Ps. 38,372,127,651.79, equal to Ps. 23.8892068911642 per share with a face value of Ps. 1.00, representing 2,388.9207% of the Company’s capital stock as of the notice date.

What are the record date and payment date for GGAL’s dividend?

Shareholders of Grupo Financiero Galicia (GGAL) registered on January 9, 2026 (the record date) will be entitled to the dividend, with payment scheduled for January 14, 2026, or such other date as required by applicable listing rules.

How will taxes affect the Grupo Financiero Galicia (GGAL) dividend?

The Company will deduct from the dividend any amounts it pays for the Personal Asset Tax and will withhold 7% pursuant to the Argentine Income Tax Law, reducing the net amount shareholders receive.

How will local shareholders of GGAL receive the cash dividend?

Local shareholders will be paid through Caja de Valores S.A. at its Buenos Aires office (25 de Mayo 362) between 10:00 am and 3:00 pm (Bs. As. time), in accordance with the applicable listing rules.

How will ADR holders of Grupo Financiero Galicia (GGAL) receive the dividend?

Holders of American Depositary Receipts (ADRs) will be paid through The Bank of New York Mellon, the ADR depositary, on a date determined by rules governing conversion of the dividend into foreign currency and the listing rules where the ADRs trade.

What prior approvals support the GGAL dividend payment?

The notice states that the board’s decision on January 6, 2025 to pay the cash dividend is made in accordance with what was decided at the shareholders’ meeting held on April 29, 2025.