[6-K] GRUPO FINANCIERO GALICIA SA Current Report (Foreign Issuer)

Rhea-AI Filing Summary

Grupo Financiero Galicia S.A. reports that Argentina’s National Commission for the Defense of Competition has authorized its planned acquisition of HSBC’s operations in Argentina. The approval covers the Company’s acquisition of exclusive control over HSBC Bank Argentina S.A. (to be renamed Banco GGAL S.A.), HSBC Argentina Holdings S.A., HSBC Participaciones (Argentina) S.A., HSBC Global Asset Management S.A., HSBC Seguros de Vida (Argentina) S.A., and HSBC Seguros de Retiro (Argentina) S.A. This competition clearance allows the transaction to move forward under Argentine law governing economic concentration.

Insights

Banking M&A analyst

Regulators in Argentina have cleared Grupo Galicia’s acquisition of HSBC’s local operations.

The key development is formal authorization from Argentina’s National Commission for the Defense of Competition for Grupo Financiero Galicia to obtain exclusive control of multiple HSBC Argentina entities. This is a regulatory milestone that permits the economic concentration transaction to proceed under Law No. 27,442.

The approval covers banking, asset management, and insurance companies, including HSBC Bank Argentina S.A., several holding and participation vehicles, and life and retirement insurance entities. Integrating these businesses could reshape Galicia’s franchise in Argentina, but the excerpt does not provide financial terms, expected synergies, or timing for closing and integration.

While the authorization is important for execution of the deal, its financial impact will depend on subsequent steps such as completion of the transaction, operational integration of banking and insurance units, and future disclosures by the company on performance of the acquired operations.

FORM 6-K

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

REPORT OF FOREIGN PRIVATE ISSUER

Pursuant to Rule 13a-16 or 15d-16 of the
Securities Exchange Act of 1934

For the month of January, 2026

Commission File Number: 0-30852

GRUPO FINANCIERO GALICIA S.A.

(the “Registrant”)

Galicia Financial Group S.A. (translation of Registrant’s name into English)

Tte. Gral. Juan D. Perón 430, 25th Floor
(CP1038AAJ) Buenos Aires, Argentina

(address of principal executive offices)

Indicate by check mark whether the Registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F X Form 40-F ____

Indicate by check mark whether by furnishing the information contained in this form, the Registrant is also thereby furnishing the information to the Securities and Exchange Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

Yes No X

If “Yes” is marked, indicate below the file number assigned to the Registrant in connection with Rule 12g3-2(b): 82- ________

FORM 6-K

Commission File No. 0-30852

Month Filed			Event and Summary			Exhibit No.
January, 2026			Relevant information dated January 26, 2026, regarding Argentina’s National Commission for the Defense of Competition authorizing the Company’s acquisition of HSBC Argentina.			99.1

SIGNATURES

    Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

    GRUPO FINANCIERO GALICIA S.A. (Registrant)

Date: January 26, 2026    By: /s/ Fabián E. Kon____________
Name: Fabián E. Kon
Title: Chief Executive Officer

Autonomous City of Buenos Aires, January 26th, 2026

To the

Comisión Nacional de Valores / (Argentine Securities Commission)

Ref.: Relevant Information

Dear Sirs,

We are writing to you in order to inform that, on January 23, 2026, Argentina’s National Commission for the Defense of Competition (Tribunal de Defensa de la Competencia) authorized the economic concentration transaction consisting of the acquisition of exclusive control by the Company over HSBC Bank Argentina S.A. (subsequently Banco GGAL S.A.), HSBC Argentina Holdings S.A., HSBC Participaciones (Argentina) S.A., HSBC Global Asset Management S.A., HSBC Seguros de Vida (Argentina) S.A. and HSBC Seguros de Retiro (Argentina) S.A., in accordance with Section 14(a) of Law No. 27,442.

Yours faithfully,

A. Enrique Pedemonte

Attorney in fact

Grupo Financiero Galicia S.A.

This document constitutes an unofficial translation into English of the original document in Spanish, which document shall govern in all respects, including with respect to any matters of interpretation.