Welcome to our dedicated page for Gouverneur Bancorp SEC filings (Ticker: GOVB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Gouverneur Bancorp, Inc. (GOVB) SEC filings page on Stock Titan provides access to the Company’s regulatory documents, including proxy statements, current reports and other submissions made as the Maryland holding company for Gouverneur Savings and Loan Association. These filings offer detailed insight into the Company’s governance, executive arrangements, financial reporting and shareholder matters.
Key documents include the Definitive Proxy Statement (DEF 14A), which describes the annual meeting of stockholders, director elections, the ratification of the independent registered public accounting firm and voting procedures. The proxy statement explains who can vote, how to vote by proxy, quorum requirements, the treatment of broker non-votes and limitations on voting for shareholders who beneficially own more than a specified percentage of outstanding shares, unless approved by disinterested directors. It also outlines aspects of the Company’s corporate governance policies.
Current reports on Form 8-K disclose material events. For example, an 8-K filed in connection with an earnings press release reports that the Company issued a release announcing financial results for a completed quarter and fiscal year. Another 8-K describes change in control agreements entered into with certain executives, summarizing the conditions under which severance payments and continued benefits may be provided following an involuntary termination without cause or a resignation for good reason in connection with a change in control of the Bank or the Company. The filing also notes provisions addressing potential excise taxes under Section 280G of the Internal Revenue Code.
Through Stock Titan, users can review these SEC filings alongside AI-powered summaries that highlight the main points of each document, such as governance changes, executive compensation arrangements, and links between earnings announcements and formal reports. Real-time updates from EDGAR help ensure that new DEF 14A, 8-K, 10-K, 10-Q and Form 4 submissions for GOVB are reflected promptly, while AI-generated explanations aim to clarify complex legal and financial language for a broader audience.
Gouverneur Bancorp, Inc. received a Schedule 13G reporting that several related investors collectively beneficially own 60,823 shares of its common stock, representing about 5.8% of the class as of 12/31/2025. The reporting persons have sole voting and dispositive power over these shares and no shared authority.
Gouverneur Bancorp, Inc. reported its financial results for the three months ended December 31, 2025, through a press release dated January 27, 2026. The company furnished this press release as Exhibit 99.1 to a Form 8-K, classifying the disclosure under results of operations and financial condition.
The information in this current report and in the attached press release is furnished rather than filed, which affects how it is treated under securities law. The Form 8-K was signed on behalf of the company by Vice President and Chief Financial Officer James D. Campanaro.
Gouverneur Bancorp, Inc. is asking stockholders to vote at its 2026 annual meeting on February 9, 2026 at its Gouverneur, New York office. Holders of 1,050,727 shares of common stock outstanding as of December 12, 2025 are entitled to one vote per share, subject to a 10% voting cap unless waived by disinterested directors.
Stockholders will elect three directors for three-year terms and vote on ratifying Bonadio & Co., LLP as independent registered public accounting firm for the year ending September 30, 2026. The Board recommends voting in favor of all director nominees and the auditor ratification.
The proxy describes the company’s governance structure, including an independent chair, three fully independent board committees, an insider trading policy that restricts pledging and hedging, and a 2025 Equity Incentive Plan covering up to 101,230 shares. It also outlines executive and director compensation, change in control agreements for key executives, the employee stock ownership plan, 401(k) benefits, and significant stockholders owning more than 5% of the common stock.
Gouverneur Bancorp, Inc. provides an annual overview of its community banking business centered in northern New York. The company’s strategy focuses on traditional lending funded mainly by local deposits and supplemented by wholesale borrowings.
At September 30, 2025, one- to four-family residential mortgages were $109.7 million, or 82.6% of the loan portfolio, with commercial real estate at $10.8 million, or 8.1%, and construction, home equity, commercial and consumer loans making up the remainder. Its GS&L Municipal Bank subsidiary held $20.0 million of municipal deposits. The company reports $7.0 million of Federal Home Loan Bank advances outstanding, with an additional $54.9 million in available capacity, plus unused credit lines of $5.0 million at the Federal Reserve and $4.0 million at Atlantic Community Bankers Bank.
Gouverneur Bancorp (GOVB): Insider purchase disclosed. A company director reported three open‑market buys of common stock on 11/04/2025 through an IRA: 650 shares at $14.9968, 250 shares at $15, and 100 shares at $14.55. Following these transactions, the director beneficially owns 5,000 shares indirectly via the IRA.
Gouverneur Bancorp, Inc. (GOVB) furnished earnings news and adopted executive change‑in‑control agreements. On October 30, 2025, the company furnished a press release with financial results for the three months and year ended September 30, 2025.
The Bank entered into two‑year, automatically renewing change‑in‑control agreements with its CEO, CFO, and COO. If employment ends without cause or for good reason concurrent with or within 24 months after a change in control, each executive is entitled to accrued compensation, a lump‑sum cash payment equal to 2x current base salary plus the average cash bonuses from the prior three years, and COBRA coverage paid by the Bank for up to 18 months or until other coverage is obtained. The agreements include a net after‑tax benefit provision to address potential Section 280G excise taxes.
James D. Campanaro, Chief Financial Officer of Gouverneur Bancorp, Inc. (GOVB), reported equity awards and an option grant dated 10/01/2025. He received an indirect 4,000-share stock award and an immediate 10,000-option grant (exercise price $14.25), both vesting in five equal annual installments beginning 10/01/2026. The option expires 10/01/2035. The Form 4 also records indirect holdings of 392 shares via an ESOP and 400 shares via an IRA, and a reported disposition of 100 shares. The filing is signed on 10/02/2025.
Sadie M. Hall, identified as VP, COO & Compliance Officer of Gouverneur Bancorp, Inc. (GOVB), reported changes in beneficial ownership dated 10/01/2025. The filing shows an acquisition of 4,000 common shares through a stock award and an acquisition of a 10,000-share stock option with a $14.25 exercise price. The option is exercisable beginning 10/01/2026 and expires 10/01/2035. The stock award and the option both vest in five equal annual installments commencing 10/01/2026. The report also shows a disposition of 100 common shares and indicates 335 shares held indirectly via an ESOP. The signature date on the Form 4 is 10/02/2025. The filing is limited to these grant, vesting, and ownership details and does not include other company financial data.
Gouverneur Bancorp Chief Financial Officer James Donald Campanaro reported an open-market purchase of 200 shares of common stock at $14.90 per share through an IRA on September 12, 2025. After this transaction, the IRA holds 400 shares indirectly, while he also holds 100 shares directly and 392 shares indirectly through an ESOP.