Welcome to our dedicated page for Goldman Sachs Group SEC filings (Ticker: GS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Goldman Sachs Group, Inc. (NYSE: GS) files a wide range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its operations across Global Banking & Markets, Asset & Wealth Management and Platform Solutions. On this SEC filings page, you can review Forms 10-K and 10-Q for comprehensive annual and quarterly financial statements, along with segment operating results that break out net revenues, provision for credit losses, operating expenses and pre-tax earnings by business segment.
Goldman Sachs also uses Form 8-K to report material events and updates. Recent 8-K filings cover quarterly and annual earnings releases, changes to business segment presentation, information about the Apple Card program and its planned transition to a new issuer, and details of specific debt offerings under the firm’s shelf registration statement. Other 8-Ks describe the issuance of floating rate and fixed/floating rate notes with various maturities, along with related legal opinions and consents.
Investors can also use SEC filings to track the firm’s capital structure, including common stock, preferred stock depositary shares and listed medium-term notes, all registered under Section 12(b) of the Exchange Act. Segment disclosures explain how activities such as advisory and underwriting, FICC and Equities intermediation and financing, asset and wealth management services, investments, and Platform Solutions consumer activities contribute to overall results.
Stock Titan enhances access to these filings by providing real-time updates from EDGAR and AI-powered summaries that highlight key points from lengthy documents. This can help readers quickly understand how new 10-K, 10-Q and 8-K filings affect Goldman Sachs’ business mix, segment performance, credit costs, funding activities and strategic initiatives, without having to parse every line of the original SEC reports.
The Goldman Sachs Group, Inc. is offering $2,354,000 of fixed-rate senior notes paying 4.25% per annum, maturing on December 23, 2032. Interest is paid twice a year on June 23 and December 23, starting June 23, 2026, using a 30/360 (ISDA) day count convention. The notes are issued in $1,000 denominations, priced at 100% of principal, with an underwriting discount of 1.347%, resulting in net proceeds to Goldman Sachs of 98.653% of the principal amount.
The notes will not be listed on any securities exchange and will be issued only in book-entry form through DTC, with Goldman Sachs & Co. LLC acting as underwriter, calculation agent and an affiliate of the issuer. The notes are part of Goldman Sachs’ Medium-Term Notes, Series N program, are subject to U.S. federal income taxation as ordinary interest for U.S. holders, and may be subject to FATCA withholding. The offering includes detailed selling and distribution restrictions in the EEA, UK, Hong Kong, Singapore, Japan and Switzerland.
The Goldman Sachs Group, Inc. is issuing $2,746,000 of fixed rate notes under its Medium-Term Notes, Series N program. The notes pay a fixed interest rate of 4.05% per annum, with interest paid semiannually on June 23 and December 23 of each year, starting June 23, 2026, until the stated maturity date on December 23, 2030.
The notes are denominated in U.S. dollars, issued in minimum denominations of $1,000 and integral multiples thereof, and will not be listed on any securities exchange. The original issue price is 100% of principal, with an underwriting discount of 0.8% and net proceeds to Goldman Sachs of 99.2% of the principal amount, before estimated offering expenses of $15,000. The notes are senior debt obligations, settled through DTC in global form, and are subject to standard U.S. federal income tax rules for interest and capital gains.
The Goldman Sachs Group, Inc. is offering $12,591,000 of callable fixed rate notes due December 23, 2030. The notes pay interest at 4.50% per year from December 23, 2025, with semiannual payments on June 23 and December 23, starting June 23, 2026.
Goldman Sachs may redeem the notes, in whole but not in part, on March 23, June 23, September 23 and December 23 on or after December 23, 2026 at 100% of principal plus accrued interest. The initial price to the public is 100% of principal, with an underwriting discount of 0.415%, resulting in gross proceeds of $12,538,747.35 before expenses. The notes are unsecured debt obligations of The Goldman Sachs Group, Inc., are not bank deposits, and are not insured by the FDIC or any other government agency.
The Goldman Sachs Group, Inc. is issuing $3,780,000 of senior fixed-rate notes under its Medium-Term Notes, Series N program. The notes bear interest at 3.80% per annum from the original issue date of December 23, 2025 to the stated maturity date of December 22, 2028.
Interest is paid semiannually on June 23 and December 23 of each year, starting June 23, 2026, and calculated using a 30/360 (ISDA) day-count convention. The notes are issued in $1,000 denominations in book-entry form through DTC, will not be listed on any securities exchange, and are not bank deposits or insured by any governmental agency.
The original issue price is 100% of principal, with an underwriting discount of 0.4%, resulting in net proceeds to Goldman Sachs of 99.6% of the principal amount. Goldman Sachs & Co. LLC acts as underwriter and calculation agent, may engage in market-making in the notes, and the offering is subject to various U.S. tax rules and international selling restrictions.
GS Finance Corp. may issue medium‑term notes whose payments are linked to the BlackRock® Dynamic Factor Index. This index combines a basket of five U.S. equity factor ETFs, three U.S. Treasury bond ETFs and a cash component, then measures how that mix performs relative to a notional rate equal to SOFR plus 0.26161% plus an additional 0.65% per year, accrued daily.
The index dynamically reallocates between equities, bonds and cash to target 5% volatility, which has often led to sizable cash weightings; historically the cash constituent has reached as high as 85.5%. From January 1, 2020 to December 1, 2025, the index showed annualized performance of -1.80% with 4.95% volatility, compared with the iShares Core S&P 500 ETF at 15.27% annualized and 21.10% volatility, and the iShares 7‑10 Year Treasury Bond ETF at 0.01% annualized and 7.66% volatility. Limited performance history exists since the index switched from 3‑month USD LIBOR to SOFR on December 28, 2021, and the supplement highlights extensive ETF‑specific and fixed‑income‑related risks.
The Goldman Sachs Group, Inc. is offering $3,000,000 of callable fixed rate notes due December 22, 2028. The notes pay interest at a fixed rate of 4.05% per annum from the original issue date of December 22, 2025 to but excluding maturity, with semiannual payments on June 22 and December 22 each year. The first interest payment will be made on June 22, 2026.
Goldman Sachs may redeem the notes, in whole but not in part, at its option on each March 22, June 22, September 22 and December 22 on or after December 22, 2026 at 100% of principal plus accrued interest. The initial price to the public is 100% of principal, with an underwriting discount of 0.45% (or $13,500 in total) and estimated proceeds before expenses of $2,986,500. The notes are unsecured obligations of Goldman Sachs, are not bank deposits, and are not insured by any governmental agency. U.S. holders generally recognize ordinary income on interest and capital gain or loss on disposition, and the notes are generally subject to FATCA withholding rules.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering structured notes whose payments depend on the stock performance of Advanced Micro Devices, Affirm Holdings Class A, and Tesla.
The notes are expected to trade from an original issue date of December 31, 2025, with monthly observation dates from January 2026 through December 2030 and a stated maturity date of January 7, 2031, unless automatically called between December 2026 and November 2030. If on any call observation date the closing price of each stock is at or above its initial price, the notes are automatically redeemed at face amount plus a coupon.
On each monthly coupon date, investors receive a maximum coupon of $7.084 (0.7084% monthly, up to about 8.5% per year) per $1,000 face amount if every stock closes at or above 70% of its initial price, or a minimum coupon of $0.209 (0.0209% monthly, up to about 0.25% per year) otherwise. At maturity, holders receive face amount plus the final coupon. The estimated value at pricing is expected between $885 and $925 per $1,000, and all payments are subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering principal-at-risk, auto-callable notes linked to the S&P 500® Index, the iShares® Russell 2000 Growth ETF and the State Street® Utilities Select Sector SPDR® ETF. The notes are expected to trade from an original issue date of January 7, 2026 and mature on January 5, 2029, unless automatically called starting in April 2026.
Holders can receive a contingent monthly coupon of $8.334 per $1,000 face amount (0.8334% monthly, about 10% per year) when on a coupon observation date each underlier closes at or above 75% of its initial level. If on any call observation date all underliers are at or above their initial levels, the notes are automatically redeemed at $1,000 per note plus that month’s coupon.
At maturity, if not called, investors receive $1,000 plus the final coupon if every underlier is at or above 75% of its initial level. If any underlier has fallen more than 25%, repayment is reduced using a buffer rate of approximately 133.33%, and investors can lose up to their entire principal. The estimated initial value is between $925 and $965 per $1,000, and all payments are subject to the issuer’s and guarantor’s credit risk.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering principal-at-risk “Jump Securities” with an auto-callable feature linked to the worst performer of three State Street ETFs: Technology Select Sector (XLK), Utilities Select Sector (XLU) and SPDR S&P Biotech (XBI). The notes run to an expected maturity of January 5, 2032, with potential automatic redemption on scheduled call observation dates starting in 2027.
If, on a call observation date, each ETF closes at or above 90% of its initial price, the notes are automatically called and pay back principal plus a fixed call premium starting at at least 10.20% and rising to at least 58.65%, depending on the call date. If never called and on the valuation date each ETF is at or above 90% of its initial price, investors receive principal plus a maturity premium of 61.20%. If any ETF is below its 90% downside threshold on the valuation date, repayment is reduced 1-to-1 with the decline of the worst-performing ETF, and investors can lose all of their principal. The notes pay no coupons and do not provide dividends or upside beyond the fixed premiums.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering auto-callable structured notes linked to the S&P 500® Futures 40% VT Adaptive Response 6% Decrement Index (USD) ER. The notes are expected to mature on December 26, 2031, unless automatically called from June 2026 onward when the index closes at or above its initial level on a quarterly call observation date, in which case investors receive $1,000 per note plus the due coupon.
Investors may receive a conditional monthly coupon of $15.834 per $1,000 (1.5834% per month, up to about 19% per year) when the index is at least 70% of its initial level on the observation date; otherwise no coupon is paid. Principal is protected only down to a 50% trigger buffer: if at final valuation the index is below 50% of its initial level, repayment is reduced one-for-one with the index decline and investors can lose their entire investment. The underlying index uses up to 500% leverage and a daily 6% per annum decrement, which magnifies losses and creates a persistent drag on performance. The issuer’s estimated value at pricing is expected between $885 and $925 per $1,000 face amount, reflecting fees, hedging costs and model-based assumptions.