Welcome to our dedicated page for Goldman Sachs Group SEC filings (Ticker: GS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Goldman Sachs Group, Inc. (NYSE: GS) files a wide range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its operations across Global Banking & Markets, Asset & Wealth Management and Platform Solutions. On this SEC filings page, you can review Forms 10-K and 10-Q for comprehensive annual and quarterly financial statements, along with segment operating results that break out net revenues, provision for credit losses, operating expenses and pre-tax earnings by business segment.
Goldman Sachs also uses Form 8-K to report material events and updates. Recent 8-K filings cover quarterly and annual earnings releases, changes to business segment presentation, information about the Apple Card program and its planned transition to a new issuer, and details of specific debt offerings under the firm’s shelf registration statement. Other 8-Ks describe the issuance of floating rate and fixed/floating rate notes with various maturities, along with related legal opinions and consents.
Investors can also use SEC filings to track the firm’s capital structure, including common stock, preferred stock depositary shares and listed medium-term notes, all registered under Section 12(b) of the Exchange Act. Segment disclosures explain how activities such as advisory and underwriting, FICC and Equities intermediation and financing, asset and wealth management services, investments, and Platform Solutions consumer activities contribute to overall results.
Stock Titan enhances access to these filings by providing real-time updates from EDGAR and AI-powered summaries that highlight key points from lengthy documents. This can help readers quickly understand how new 10-K, 10-Q and 8-K filings affect Goldman Sachs’ business mix, segment performance, credit costs, funding activities and strategic initiatives, without having to parse every line of the original SEC reports.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is issuing medium-term, index-linked notes with an aggregate face amount of $25,186,000 tied to the Goldman Sachs Momentum Builder® Focus ER Index. The notes can be automatically called each year if the index closes at or above a rising call level; in that case, holders receive $1,000 per note plus a call premium (starting at 7.70% in 2026 and stepping up annually).
If the notes are never called, the cash paid at maturity in 2032 depends on index performance: for a positive index return, investors receive $1,000 plus 100% of the index gain; for a flat or negative index return, they receive only the $1,000 face amount. The notes pay no periodic interest, and the estimated value on the trade date is $892 per $1,000 face amount, below the original issue price, reflecting fees and hedging costs.
The underlying index is a rules-based, daily rebalanced strategy that allocates among equity, bond, commodity and cash exposures, applying 5% volatility control, a momentum risk control overlay and a 0.65% annual deduction, which can keep a large portion of the index in low- or zero-return cash positions. Key risks include issuer and guarantor credit risk, potential illiquidity, capped returns upon early call, complex index methodology, tax treatment as a contingent payment debt instrument and the possibility of earning no return beyond principal repayment.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering callable contingent coupon notes linked to the S&P 500® Index and maturing on January 2, 2031. The notes can pay a quarterly coupon of at least $16.5 per $1,000 face amount (at least 1.65% per quarter, with the potential for up to at least 6.60% per year) if on each observation date the index is at or above 70% of its initial level; otherwise, no coupon is paid for that quarter.
At maturity, if the notes have not been redeemed and the S&P 500® is at or above 70% of its initial level, investors receive back the full $1,000 per note. If the index finishes below 70%, repayment is reduced one-for-one with the index decline, so investors can lose up to 100% of their principal. The issuer may redeem the notes at par plus any due coupon on quarterly dates from January 2027 through October 2030, which can shorten the investment term.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is issuing $721,000 of leveraged buffered notes linked to the S&P 500® Futures Excess Return Index, maturing on November 27, 2028. The notes pay no interest; all value comes from the index performance between the initial level of 539.99 and the final level on the determination date.
If the index return is zero or positive, holders receive their principal plus 118% of the index gain. If the index is down but not by more than 21.5%, investors gain the absolute value of the loss (a buffer-with-reversal feature). If the index falls more than 21.5%, principal is reduced by the decline beyond that buffer, so a substantial loss of principal is possible.
The original issue price is 100% of face, with a 0.5% underwriting discount and 99.5% net proceeds to the issuer. The estimated value at pricing is about $979 per $1,000, reflecting fees and hedging costs. Payments depend on the credit of GS Finance Corp. and its guarantor, and there may be limited or no secondary market. The filing also highlights complex tax treatment and potential future tax law changes affecting returns.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering callable contingent coupon equity-linked notes due 2027 tied to Tesla, Inc. common stock. Investors receive a monthly coupon of $17.5 per $1,000 (1.75% per month, up to 21.00% per year) only if Tesla’s closing level on the observation date is at least 60% of the initial level. At maturity, if not previously redeemed and Tesla is at or above 50% of its initial level, investors receive full principal; below 50%, repayment falls one-for-one with Tesla’s decline, and the entire investment can be lost. The issuer may call the notes at par plus any due coupon on any coupon payment date from March 2026 through August 2027. The estimated value on the trade date is lower than the original issue price, the notes are unsecured obligations subject to the credit risk of GS Finance Corp. and the guarantor, and they will not be listed, which may limit liquidity.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering S&P 500®-linked notes with an automatic call feature and significant downside risk. The notes have a $2,643,000 aggregate face amount and a $1,000 face value per note. They pay no interest and may be automatically called on December 9, 2026, if the S&P 500 closing level on the December 4, 2026 call observation date is at or above the initial level of 6,602.99, in which case holders receive $1,080 per $1,000 face amount.
If not called, the November 27, 2028 maturity payment depends on index performance. Above the initial level, investors receive $1,000 plus 202.23% of the index gain. Between 90% and 100% of the initial level, they receive back only the $1,000 face amount. Below 90%, losses accelerate via a buffer rate of about 111.11%, and investors can lose their entire investment. The notes’ estimated value on the trade date is less than the 100% issue price, they are subject to the credit risk of both GS Finance Corp. and The Goldman Sachs Group, Inc., and there may be limited or no secondary market liquidity.
The Goldman Sachs Group, Inc. (GS) is offering callable fixed rate notes due 2035 under its Medium-Term Notes, Series N program. The notes are expected to be issued on December 16, 2025 and to mature on December 14, 2035.
Investors are expected to receive a fixed interest rate of 5.00% per annum, with interest paid annually on December 16 and at maturity, starting with the first payment expected on December 16, 2026. Interest is calculated using the 30/360 (ISDA) day count convention.
Goldman Sachs may, at its option, redeem the notes in whole (but not in part) on quarterly redemption dates, expected to be March 16, June 16, September 16 and December 16 on or after December 16, 2027, at 100% of the outstanding principal amount plus accrued and unpaid interest to, but excluding, the redemption date. The notes are issued in book-entry form through DTC, are not bank deposits and are not insured by the FDIC or any governmental agency.
The notes are being underwritten by Goldman Sachs & Co. LLC and InspereX LLC, with sales at the initial price to the public or at market-related or negotiated prices. The offering is restricted in certain jurisdictions, including the EEA, United Kingdom, Hong Kong, Singapore, Japan and Switzerland, where sales are limited to specified non-retail or professional investors and subject to local securities laws.
The Goldman Sachs Group, Inc. is offering callable fixed rate notes due 2045 under its Medium-Term Notes, Series N program. The notes are expected to be issued on December 16, 2025 and pay interest at a fixed rate of 5.35% per annum from the original issue date to the stated maturity date, expected to be December 15, 2045.
Interest is expected to be paid annually on December 16, beginning December 16, 2026, and at maturity. Goldman Sachs may, at its option, redeem the notes in whole (but not in part) on quarterly redemption dates starting on or after December 16, 2028 at 100% of principal plus accrued interest. The notes are unsecured senior debt, issued only in book-entry form through DTC, are not bank deposits, and are not insured by the FDIC or any government agency.
The Goldman Sachs Group, Inc. is offering callable fixed rate notes due 2037 under its Medium-Term Notes, Series N program. The notes are expected to be issued on December 16, 2025 and are scheduled to mature on December 16, 2037.
Holders will receive interest at a fixed rate of 5.05% per annum, paid annually on each December 16, with the first payment expected on December 16, 2026. The notes are senior unsecured obligations, issued in book-entry form through DTC, and are not bank deposits, are not FDIC insured, and are not guaranteed by a bank.
Goldman Sachs may, at its option, redeem the notes in whole (but not in part) on each March 16, June 16, September 16 and December 16 on or after December 16, 2027 at 100% of principal plus accrued and unpaid interest, upon at least five business days’ notice. There is no sinking fund, and investors cannot require early repayment. Interest is calculated using a 30/360 (ISDA) day count convention, interest is taxable as ordinary income for U.S. holders, and the notes are generally subject to FATCA withholding rules.
GS Finance Corp. is issuing $1,042,000 of autocallable index-linked notes due November 29, 2028, guaranteed by The Goldman Sachs Group, Inc. The notes pay no interest and are linked to the S&P 500®, Nasdaq-100® and Russell 2000® indices.
The notes are automatically called on November 23, 2026 if each index is at or above its initial level, returning $1,137 per $1,000 on December 1, 2026. If not called, repayment at maturity depends on the worst-performing index: gains are leveraged at a 125% participation rate when all indices finish above their initial levels, while a 67% buffer applies only down to a 33% loss. Below 67% of the initial level for any index, principal falls one-for-one with the worst index and up to the entire investment can be lost.
The estimated value on the trade date is $964 per $1,000 face amount, reflecting structuring costs and dealer compensation, with a 1% underwriting discount and 99% net proceeds to the issuer.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is issuing $862,000 of Fixed Coupon Buffered Notes linked to the S&P 500 Volatility Plus Daily Risk Control Index, maturing on November 27, 2028. Investors receive fixed coupons of $13.25 per $1,000 each quarter (up to 5.3% per year) regardless of index performance.
At maturity, for each $1,000, investors get $1,000 plus the final coupon if the index has not fallen more than 15% from the initial level of 6,110.32. If the index is down more than 15%, principal is reduced on a 1:1 basis beyond that buffer, with examples showing losses up to 85% of principal. The notes do not participate in any upside above the initial index level, are unsecured obligations subject to the credit risk of GS Finance Corp. and its parent, and had an estimated initial value of about $948 per $1,000, below the original issue price.