Welcome to our dedicated page for Goldman Sachs Group SEC filings (Ticker: GS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Goldman Sachs filings are most useful for verifying the firm's segment economics, capital structure and governance across Global Banking & Markets, Asset & Wealth Management and Platform Solutions. Recent 8-K disclosures document earnings drivers such as advisory, underwriting, FICC, equities, management fees, private banking and lending, credit provisions, operating expenses, dividends and share repurchases. Other 8-Ks track fixed/floating-rate note issuances, subordinated debt and listed preferred securities, while the DEF 14A details director elections, executive compensation, audit matters and shareholder proposals.
For GS, the most decision-useful disclosures are earnings 8-Ks, securities-issuance 8-Ks and proxy materials because they connect market-facing revenue trends with funding activity, risk controls, board oversight and compensation design.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering S&P 500®-linked notes with an automatic call feature and significant downside risk. The notes have a $2,643,000 aggregate face amount and a $1,000 face value per note. They pay no interest and may be automatically called on December 9, 2026, if the S&P 500 closing level on the December 4, 2026 call observation date is at or above the initial level of 6,602.99, in which case holders receive $1,080 per $1,000 face amount.
If not called, the November 27, 2028 maturity payment depends on index performance. Above the initial level, investors receive $1,000 plus 202.23% of the index gain. Between 90% and 100% of the initial level, they receive back only the $1,000 face amount. Below 90%, losses accelerate via a buffer rate of about 111.11%, and investors can lose their entire investment. The notes’ estimated value on the trade date is less than the 100% issue price, they are subject to the credit risk of both GS Finance Corp. and The Goldman Sachs Group, Inc., and there may be limited or no secondary market liquidity.
The Goldman Sachs Group, Inc. (GS) is offering callable fixed rate notes due 2035 under its Medium-Term Notes, Series N program. The notes are expected to be issued on December 16, 2025 and to mature on December 14, 2035.
Investors are expected to receive a fixed interest rate of 5.00% per annum, with interest paid annually on December 16 and at maturity, starting with the first payment expected on December 16, 2026. Interest is calculated using the 30/360 (ISDA) day count convention.
Goldman Sachs may, at its option, redeem the notes in whole (but not in part) on quarterly redemption dates, expected to be March 16, June 16, September 16 and December 16 on or after December 16, 2027, at 100% of the outstanding principal amount plus accrued and unpaid interest to, but excluding, the redemption date. The notes are issued in book-entry form through DTC, are not bank deposits and are not insured by the FDIC or any governmental agency.
The notes are being underwritten by Goldman Sachs & Co. LLC and InspereX LLC, with sales at the initial price to the public or at market-related or negotiated prices. The offering is restricted in certain jurisdictions, including the EEA, United Kingdom, Hong Kong, Singapore, Japan and Switzerland, where sales are limited to specified non-retail or professional investors and subject to local securities laws.
The Goldman Sachs Group, Inc. is offering callable fixed rate notes due 2045 under its Medium-Term Notes, Series N program. The notes are expected to be issued on December 16, 2025 and pay interest at a fixed rate of 5.35% per annum from the original issue date to the stated maturity date, expected to be December 15, 2045.
Interest is expected to be paid annually on December 16, beginning December 16, 2026, and at maturity. Goldman Sachs may, at its option, redeem the notes in whole (but not in part) on quarterly redemption dates starting on or after December 16, 2028 at 100% of principal plus accrued interest. The notes are unsecured senior debt, issued only in book-entry form through DTC, are not bank deposits, and are not insured by the FDIC or any government agency.
The Goldman Sachs Group, Inc. is offering callable fixed rate notes due 2037 under its Medium-Term Notes, Series N program. The notes are expected to be issued on December 16, 2025 and are scheduled to mature on December 16, 2037.
Holders will receive interest at a fixed rate of 5.05% per annum, paid annually on each December 16, with the first payment expected on December 16, 2026. The notes are senior unsecured obligations, issued in book-entry form through DTC, and are not bank deposits, are not FDIC insured, and are not guaranteed by a bank.
Goldman Sachs may, at its option, redeem the notes in whole (but not in part) on each March 16, June 16, September 16 and December 16 on or after December 16, 2027 at 100% of principal plus accrued and unpaid interest, upon at least five business days’ notice. There is no sinking fund, and investors cannot require early repayment. Interest is calculated using a 30/360 (ISDA) day count convention, interest is taxable as ordinary income for U.S. holders, and the notes are generally subject to FATCA withholding rules.
GS Finance Corp. is issuing $1,042,000 of autocallable index-linked notes due November 29, 2028, guaranteed by The Goldman Sachs Group, Inc. The notes pay no interest and are linked to the S&P 500®, Nasdaq-100® and Russell 2000® indices.
The notes are automatically called on November 23, 2026 if each index is at or above its initial level, returning $1,137 per $1,000 on December 1, 2026. If not called, repayment at maturity depends on the worst-performing index: gains are leveraged at a 125% participation rate when all indices finish above their initial levels, while a 67% buffer applies only down to a 33% loss. Below 67% of the initial level for any index, principal falls one-for-one with the worst index and up to the entire investment can be lost.
The estimated value on the trade date is $964 per $1,000 face amount, reflecting structuring costs and dealer compensation, with a 1% underwriting discount and 99% net proceeds to the issuer.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is issuing $862,000 of Fixed Coupon Buffered Notes linked to the S&P 500 Volatility Plus Daily Risk Control Index, maturing on November 27, 2028. Investors receive fixed coupons of $13.25 per $1,000 each quarter (up to 5.3% per year) regardless of index performance.
At maturity, for each $1,000, investors get $1,000 plus the final coupon if the index has not fallen more than 15% from the initial level of 6,110.32. If the index is down more than 15%, principal is reduced on a 1:1 basis beyond that buffer, with examples showing losses up to 85% of principal. The notes do not participate in any upside above the initial index level, are unsecured obligations subject to the credit risk of GS Finance Corp. and its parent, and had an estimated initial value of about $948 per $1,000, below the original issue price.
The Goldman Sachs Group, Inc. is offering Medium-Term Notes, Series N, in the form of Callable Fixed Rate Notes due 2040. The notes are expected to pay a fixed interest rate of 5.20% per annum from the original issue date, expected to be December 16, 2025, to but excluding the stated maturity date, expected to be December 14, 2040. Interest is scheduled to be paid annually on each December 16, starting on the first interest payment date, expected to be December 16, 2026.
Goldman Sachs may redeem the notes, in whole but not in part, at its option on each March 16, June 16, September 16 and December 16 on or after June 16, 2028, at 100% of principal plus accrued interest. The notes will be issued as a global security through DTC, are unsecured debt obligations of The Goldman Sachs Group, Inc., and are not bank deposits or FDIC insured. U.S. holders will generally recognize ordinary interest income on payments, and the notes are subject to FATCA withholding rules. Distribution will be handled by Goldman Sachs & Co. LLC and InspereX LLC, with detailed selling and eligibility restrictions in the EEA, UK, Hong Kong, Singapore, Japan and Switzerland.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering an aggregate face amount of $1,000,000 of Nasdaq-100, Russell 2000 and S&P 500 linked notes under its Medium-Term Notes, Series F program.
The notes pay a contingent monthly coupon of $7.25 per $1,000 (0.725% monthly, up to 8.70% per year) only if the closing level of each index on the observation date is at least 60% of its initial level. The notes are automatically called at par plus coupon if, on any call observation date starting in May 2026, all three indexes are at or above their initial levels.
If the notes are not called, repayment at maturity in November 2028 depends on the worst-performing index. If that index is at or above 60% of its initial level, investors receive full principal back; otherwise the payoff is reduced one-for-one with the loss in that index, and investors can lose their entire investment. The notes are unsecured obligations subject to the credit risk of GS Finance Corp. and the guarantor.
GS Finance Corp. is issuing $2,173,000 of auto-callable, principal-protected notes linked to the common stock of Broadcom, Meta Platforms (Class A), NVIDIA and Tesla. The notes pay no interest and may be automatically called monthly if each stock’s closing level is at or above its initial level on a call observation date, in which case holders receive $1,000 plus a call premium (starting at 9.5004% and stepping up to 46.7103% per $1,000 face amount).
If the notes are never called and on the determination date all underliers are at or above their initial levels, investors receive $1,000 plus a 47.502% maturity premium; if any underlier is below its initial level, investors receive only the $1,000 face amount. The notes do not provide any participation above these caps and carry the credit risk of GS Finance Corp. and its guarantor, The Goldman Sachs Group, Inc. For U.S. tax purposes they are treated as contingent payment debt instruments, with a comparable yield of 4.37% used to accrue taxable income over the term.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is issuing Medium-Term Notes, Series F that are auto-callable and linked to the Nasdaq-100, Russell 2000 and S&P 500 indices. The aggregate face amount is $2,533,000, with an original issue price of 100% of face, an underwriting discount of 0.5% and net proceeds of 99.5% of face.
The notes pay a contingent monthly coupon of $8.5 per $1,000 (0.85% monthly, up to 10.20% per annum) if on each observation date every index is at or above 65% of its initial level. They may be automatically called from May 21, 2026 onward if each index is at or above its initial level, in which case holders receive $1,000 per note plus the due coupon.
At maturity on November 27, 2028, if not called and the worst-performing index is at or above 65% of its initial level, investors receive full principal back; if it is below 65%, repayment is reduced in line with that index’s loss and investors can lose their entire investment. The pricing supplement highlights credit risk of the issuer and guarantor, the possibility of receiving no coupons, secondary-market and valuation risks, and uncertain U.S. tax treatment.