The Goldman Sachs Group, Inc. files regulatory documents that cover operating results, material events, capital structure and corporate governance. Its 8-K filings document earnings releases, Regulation FD disclosures, debt and subordinated debt issuances under shelf registration statements, and changes involving directors or executive officers.
The filing record also identifies Goldman Sachs’ NYSE-listed common stock, preferred depositary shares, capital securities and medium-term notes issued by GS Finance Corp. Proxy materials disclose annual meeting matters, board governance, executive compensation and shareholder voting items, while registration-related exhibits document securities offerings and related terms.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering $760,000 of callable fixed and floating rate notes maturing on February 13, 2036. Investors receive a fixed 10.00% annual interest rate, paid quarterly, from February 13, 2026 to February 13, 2027.
From February 13, 2027, interest becomes floating and depends on the 10‑year Constant Maturity Treasury (CMT). The annual rate equals ten times (5.15% minus the 10‑year CMT), capped at 10.00% and floored at 0.00%, recalculated each quarter. If the 10‑year CMT is 5.15% or higher on an interest determination date, no interest is paid for that period.
The issuer may redeem the notes at par plus accrued interest on any quarterly payment date on or after February 13, 2027, which can shorten the life of the investment. The notes price at 100% of face amount, with a 2.779% underwriting discount and 97.221% net proceeds to the issuer. The estimated value at pricing is about $930.10 per $1,000, reflecting structuring and distribution costs. The notes are unsecured and subject to the credit risk of both GS Finance Corp. and the guarantor, may lack an active secondary market, and their value can be affected by interest rate moves, base rate volatility, and issuer hedging.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering autocallable contingent coupon notes linked to the Dow Jones Industrial Average®, Nasdaq-100 Index® and Russell 2000® Index, maturing in 2029. These notes pay a monthly contingent coupon of $10.542 per $1,000 (1.0542% monthly, about 12.65% per year) only if on each observation date all three indices are at or above 70% of their initial levels.
The notes can be automatically called starting in May 2026 if, on a call observation date, each index is at or above its initial level, in which case investors receive $1,000 per note plus the due coupon and the investment ends early. If the notes are not called and, at final valuation in February 2029, the worst-performing index is below 70% of its initial level, principal is reduced in line with that index’s loss, down to a possible 100% loss of invested amount.
Investors have no equity ownership or dividend rights in the underlier stocks, are fully exposed to the credit risk of GS Finance Corp. and the guarantor, and may face limited or no secondary market liquidity. The initial issue price exceeds the model-based estimated value, and the difference is expected to amortize to zero over time.
The Goldman Sachs Group, Inc. is issuing $4,775,000 of senior fixed rate notes under its Medium-Term Notes, Series N program. The notes pay 4.50% per annum, with interest paid every February 13 and August 13, starting August 13, 2026, until the stated maturity on February 14, 2033.
The notes are issued in $1,000 denominations at 100% of principal, with a 1.7% underwriting discount, resulting in net proceeds of 98.3% of principal to Goldman Sachs. They are unsecured obligations, will not be listed on any securities exchange, and are subject to standard U.S. tax rules, including FATCA.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering medium-term notes linked to the common stock of UnitedHealth Group Incorporated. The notes have an aggregate face amount of $1,840,000 and a face amount of $1,000 per note.
Holders may receive contingent quarterly coupons calculated using $24.125 per observation if the UNH share price on a coupon observation date is at or above 60% of the initial level of $278.91. The notes are automatically called at par, plus any due coupon, if UNH closes at or above the initial level on a call observation date.
If the notes are not called and the final UNH level on the February 12, 2029 determination date is at or above 60% of the initial level, investors receive full principal back. If it is below 60%, repayment is reduced in line with the negative underlier return, and principal can be completely lost. Upside is limited to coupons; gains in UNH above the initial level do not increase principal repayment. The notes carry the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc., are unsecured, and confer no shareholder rights in UNH.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering autocallable index-linked notes due 2029 tied to the Nasdaq-100 Index® and the Russell 2000® Index. The notes pay no interest and return depends on the weaker index.
The notes are automatically called if, on annual observation dates in 2027 and 2028, both indices are at or above their initial levels, paying call premiums of 7.65% or 15.3% per $1,000 face amount. If held to 2029 and both final index levels are at least their initials, maturity payment is capped by a 22.95% premium; otherwise investors receive only the $1,000 face amount.
The notes are unsecured obligations subject to the credit risk of GS Finance Corp. and its parent, have an estimated value below the issue price, will not be listed on an exchange, and are expected to be treated as contingent payment debt instruments for U.S. tax purposes.
The Goldman Sachs Group, Inc. is offering $12,328,000 principal amount of callable fixed rate notes due February 13, 2030. The notes pay interest at 4.30% per annum from February 13, 2026, with annual payments each February 13 starting in 2027.
Goldman Sachs may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on each February 13, May 13, August 13 and November 13 beginning February 13, 2028. The initial price to the public is 100% of principal, with a 0.583% underwriting discount and net proceeds of $12,256,127.76 to Goldman Sachs.
The notes are unsecured senior debt under Goldman Sachs’ Medium-Term Notes, Series N program, are not bank deposits, and are not insured by the FDIC or any government agency. Interest is taxable as ordinary income for U.S. holders, and the notes are generally subject to FATCA withholding rules.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering callable contingent coupon notes linked to the Nasdaq-100 Index® and Russell 2000® Index, maturing in 2031. These are unsecured senior notes under Goldman’s Medium-Term Notes, Series F program.
Investors receive a monthly contingent coupon of $8.459 per $1,000 face amount (0.8459% monthly, up to about 10.15% per year) only if on each observation date both indices are at or above 70% of their initial levels. If either index is below that coupon trigger, the coupon for that month is $0.
At maturity, if not redeemed earlier, investors receive $1,000 per note if each index is at or above its 70% trigger buffer level. If any index finishes below 70% of its initial level, principal is reduced in line with the lesser performing index, and investors can lose up to their entire investment.
The issuer may call the notes at par plus any due coupon on any coupon payment date from February 2027 to January 2031. The notes are subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc., may trade below issue price, and raise complex tax considerations.
The Goldman Sachs Group, Inc. is offering $31,880,000 of callable fixed rate notes due January 29, 2036. The notes pay 5.00% per annum from the original issue date of February 13, 2026, with interest paid each February 13 and at maturity.
Goldman Sachs may redeem the notes, in whole but not in part, on quarterly redemption dates starting August 13, 2027 at 100% of principal plus accrued interest. The notes are priced at 100% of principal, with a 2.011% underwriting discount and initial proceeds of $31,238,893.20 before expenses.
The Goldman Sachs Group, Inc. is issuing $9,151,000 of callable fixed rate notes due 2041 that pay 5.30% interest per year. Interest starts on February 13, 2026 and is paid each February 13, with final payment on the stated maturity date of January 29, 2041.
Goldman Sachs may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on each February 13, May 13, August 13 and November 13 on or after August 13, 2028, with at least five business days’ notice. The initial price to the public is 100% of principal, with a 2.614% underwriting discount and proceeds before expenses of $8,911,792.86 to Goldman Sachs.
The Goldman Sachs Group, Inc. is issuing fixed-rate Medium-Term Notes, Series N, maturing on February 13, 2031. The notes pay interest at 4.30% per annum, with semiannual payments on February 13 and August 13 of each year, starting August 13, 2026, on a 30/360 (ISDA) basis.
The total principal amount is $9,200,000, in minimum denominations of $1,000. The original issue price is 100% of principal, with an underwriting discount of 0.838% and net proceeds to Goldman Sachs of 99.162% of principal. The notes are senior unsecured obligations, issued in book-entry form through DTC, will not be listed on any securities exchange, and are subject to standard U.S. federal income tax rules for interest and capital gains. Sales are restricted in the EEA, United Kingdom, Hong Kong, Singapore, Japan and Switzerland, and Goldman Sachs & Co. LLC acts as underwriter with a disclosed FINRA Rule 5121 conflict of interest.