The Goldman Sachs Group, Inc. files regulatory documents that cover operating results, material events, capital structure and corporate governance. Its 8-K filings document earnings releases, Regulation FD disclosures, debt and subordinated debt issuances under shelf registration statements, and changes involving directors or executive officers.
The filing record also identifies Goldman Sachs’ NYSE-listed common stock, preferred depositary shares, capital securities and medium-term notes issued by GS Finance Corp. Proxy materials disclose annual meeting matters, board governance, executive compensation and shareholder voting items, while registration-related exhibits document securities offerings and related terms.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering autocallable buffered notes linked to the iShares Russell 2000 ETF. The notes pay no interest and are scheduled to mature on January 30, 2031, unless automatically called on a call observation date expected to be February 2, 2027.
If on the call observation date the ETF’s closing level is at least 105% of its initial level, the notes are automatically redeemed for $1,100 per $1,000 face amount. If not called, at maturity investors get upside exposure of 176% of any positive ETF return, full principal back if the ETF has fallen by up to 10%, and buffered downside where losses begin past this 10% drop at a rate of about 1.1111% per 1% further decline.
The notes are unsecured obligations subject to the credit risk of GS Finance Corp. and the guarantor, do not provide dividends from the ETF, and may result in a total loss of principal. The estimated initial value is expected between $885 and $915 per $1,000 face amount, less than the issue price.
GS Finance Corp. is offering $15,000,000 of floating rate notes due January 19, 2033, fully guaranteed by The Goldman Sachs Group, Inc. Each note has a $1,000 minimum denomination and is issued at 100% of principal, with a 0.55% underwriting discount and 99.45% net proceeds to the issuer.
Interest starts January 26, 2026 and is paid quarterly at compounded SOFR plus 0.80% per year, with a minimum interest rate of 0.50% per year, using a 30/360 day count. The notes are unsecured, not FDIC insured, not redeemable before maturity, and will not be listed on an exchange, so liquidity may be limited and market value may fall if interest rates rise or credit spreads widen.
Net proceeds will be lent to The Goldman Sachs Group, Inc. or its affiliates for general corporate purposes and related hedging. Investors face credit risk of both GS Finance Corp. and the guarantor, interest rate and SOFR benchmark risks, potential conflicts from Goldman Sachs’ hedging and market-making, and U.S. tax treatment of the notes as variable rate debt instruments.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering Digital S&P 500® Index-Linked Notes due 2028 as part of its Medium-Term Notes, Series F program. These unsecured notes do not pay interest and repay a variable amount at maturity based on the S&P 500® Index.
For each $1,000 note, if the final index level on the February 28, 2028 determination date is at or above 85% of the initial level, holders receive the maximum settlement amount, set at not less than $1,177.50. If the final level is below 85% of the initial level, repayment equals $1,000 plus $1,000 times the index return, so investors lose 1% of principal for every 1% the index has fallen, and can lose their entire investment.
The notes are subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc., are not bank deposits, are not insured by the FDIC, and will not be listed on any exchange. The issuer discloses that the estimated value at pricing will be below the 100% issue price, secondary market prices may be low or unavailable, upside is capped at the maximum settlement amount, and U.S. tax treatment is uncertain, with the notes intended to be treated as prepaid derivative contracts.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering market-linked, auto-callable notes tied to the common stock of Micron Technology, Inc. Each security has a $1,000 face amount, no interest payments and no principal protection, and is designed to be held to February 1, 2029 unless automatically called.
If on the February 1, 2027 call date Micron’s stock closes at or above the starting price, the notes are automatically called for $1,000 plus a call premium of at least 48%. If not called, at maturity investors get $1,000 plus 150% of any stock gain, or a positive “absolute return” up to 30% if the stock is flat or down by no more than 30%. If Micron falls by more than 30%, repayment is reduced 1-for-1 with the stock decline and investors can lose up to all principal.
The estimated initial value is expected to be $890–$920 per $1,000, below the original offering price, reflecting dealer compensation and structuring costs. All payments depend on the credit of GS Finance Corp. and The Goldman Sachs Group, Inc., and the notes are not listed or insured.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering auto-callable, no-coupon notes linked to the iShares Bitcoin Trust ETF (IBIT) and iShares Ethereum Trust ETF (ETHA). The notes are expected to be issued on January 29, 2026 and mature on January 31, 2028, unless automatically called.
Your $1,000 note will be automatically redeemed for $1,350 on the call payment date if, on the February 2, 2027 call observation date, the closing level of both ETFs is at or above their initial levels. If not called, the maturity payment depends on the lesser performing ETF.
At maturity, if the final level of each ETF is above its initial level, you receive $1,000 plus 2.66× the lesser ETF’s positive return. If any ETF finishes at or below its initial level but both stay at or above 90% of initial, you get back $1,000. If any ETF closes below 90% of its initial level, principal is reduced one‑for‑one beyond a 10% buffer, and you can lose most of your investment.
The notes carry the credit risk of GS Finance Corp. and Goldman Sachs, offer no interest, and do not provide any rights in the underlying ETFs or crypto assets. The estimated value on the trade date is expected to be between $925 and $955 per $1,000 face amount, reflecting fees and hedging costs. The filing highlights extensive risks tied to bitcoin, ether, ETF operations, liquidity, valuation, potential forks, security breaches, regulation and uncertain U.S. tax treatment.
The Goldman Sachs Group, Inc. is offering fixed-rate reset subordinated notes maturing in February , 2041. The notes pay a fixed interest rate from February , 2026 to February , 2036, then reset to a new fixed rate every five years based on the five-year U.S. Treasury rate plus a spread, with interest paid semi-annually each February and August.
The notes are unsecured and subordinated, ranking junior to Goldman Sachs’ senior debt, and may be accelerated only upon bankruptcy, insolvency or reorganization. The issuer may redeem the notes for tax reasons, at a make-whole price between February , 2031 and February , 2036, at par in whole on February , 2036, and at par on or after August , 2040, in each case plus accrued interest. The notes are issued in book-entry form through DTC, treated as variable rate debt for U.S. tax purposes, and are intended for institutional and other qualified investors in specified jurisdictions under detailed selling and ERISA-related restrictions.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering autocallable contingent coupon index-linked notes tied to the Nasdaq-100, Nikkei 225 and Russell 2000 indices. The notes are scheduled to mature on January 26, 2029 but can be automatically called on quarterly observation dates starting in April 2026 if all three indices are at or above their initial levels.
Investors may receive a quarterly contingent coupon of $27.875 per $1,000 face amount (2.7875% per quarter, up to 11.15% per year) only when each index is at or above 65% of its initial level on the relevant observation date. At maturity, if not called, principal repayment depends solely on the worst-performing index: full principal is returned if each index is at or above 70% of its initial level; below that threshold, losses mirror the decline of the worst index and can reach a total loss of principal. The bank discloses that the estimated value at pricing is expected to be $925–$955 per $1,000 due to fees and hedging costs, and payments are subject to the credit risk of both the issuer and guarantor.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering Buffered S&P 500® Index-Linked Notes due on an expected stated maturity date of February 8, 2030. These notes pay no interest and return at maturity depends entirely on the S&P 500® Index level on an expected determination date of February 5, 2030.
If the index rises, holders receive $1,000 plus 99.25% of the index’s percentage gain, so upside is slightly reduced versus direct index exposure. If the index is flat or down by up to 30%, investors receive back $1,000 per note. If the index falls by more than 30%, principal is exposed one-for-one to the full percentage loss, and investors can lose their entire investment.
The notes are unsecured obligations of GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., and carry their credit risk. The estimated value on the trade date is expected to be between $870 and $910 per $1,000 face amount, reflecting structuring costs and dealer compensation, and the filing highlights complex and uncertain U.S. tax treatment.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering buffered notes linked to the S&P 500® Index that do not pay periodic interest and return a cash amount at maturity based on index performance.
For each $1,000 note, if the index rises, holders receive $1,000 plus 94.5% of the index’s percentage gain. If the index is flat or down by up to 30%, holders receive $1,000 back. If the index falls by more than 30%, repayment is reduced one-for-one with the index loss, and investors can lose their entire investment.
The notes are unsecured obligations of GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., and expose holders to the credit risk of both. The estimated value on the trade date is expected between $890 and $920 per $1,000 face amount, reflecting structuring costs and dealer compensation. U.S. tax treatment is based on characterizing the notes as prepaid derivative contracts, though the IRS could adopt different rules in the future.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is issuing autocallable buffered notes linked to the State Street SPDR S&P Biotech ETF (XBI), maturing on January 25, 2028. The notes pay no interest and are unsecured obligations subject to the issuer’s and guarantor’s credit risk.
The notes may be automatically called on February 2, 2027 if XBI’s closing level is at or above the initial level of $125.29, paying $1,154 per $1,000 face amount on February 5, 2027. If not called, maturity payment depends on XBI’s performance with a 125% upside participation rate, a 20% downside buffer and 1.25x leveraged losses beyond the buffer, so investors can lose their entire principal. The initial estimated value is about $976 per $1,000 face amount, reflecting structuring costs and dealer compensation.