Welcome to our dedicated page for GOLDMAN SACHS GROUP SEC filings (Ticker: GS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Goldman Sachs Group, Inc. files regulatory documents that cover operating results, material events, capital structure and corporate governance. Its 8-K filings document earnings releases, Regulation FD disclosures, debt and subordinated debt issuances under shelf registration statements, and changes involving directors or executive officers.
The filing record also identifies Goldman Sachs’ NYSE-listed common stock, preferred depositary shares, capital securities and medium-term notes issued by GS Finance Corp. Proxy materials disclose annual meeting matters, board governance, executive compensation and shareholder voting items, while registration-related exhibits document securities offerings and related terms.
The Goldman Sachs Group, Inc. is offering callable fixed rate notes under its Medium-Term Notes, Series N program, paying 4.20% per year from the expected original issue date of December 17, 2025 to the expected maturity on June 17, 2029. Interest is scheduled to be paid quarterly on March 17, June 17, September 17 and December 17, with the first payment expected on March 17, 2026.
Goldman Sachs may redeem the notes at its option, in whole but not in part, on any scheduled redemption date on or after June 17, 2026 at 100% of principal plus accrued and unpaid interest. The notes will be issued as a global security through DTC, are not bank deposits and are not insured by the FDIC or any government agency. For U.S. holders, interest is generally taxable as ordinary income and the notes are subject to FATCA withholding rules, and distribution is handled by Goldman Sachs & Co. LLC under a detailed global selling and regulatory restrictions framework.
The Goldman Sachs Group, Inc. is offering $2,846,000 principal amount of fixed rate notes maturing on December 5, 2030, with interest at 4.15% per annum.
Interest is paid in U.S. dollars on June 5 and December 5 of each year, starting June 5, 2026, on minimum denominations of $1,000. The notes are issued at 100% of principal, with an underwriting discount of 0.585% and net proceeds to Goldman Sachs of 99.415% of the principal amount. The notes will not be listed on any securities exchange, are part of the Medium-Term Notes, Series N program, and will be sold by Goldman Sachs & Co. LLC, which as an affiliate has a “conflict of interest” under FINRA Rule 5121.
The Goldman Sachs Group, Inc. is offering $2,000,000 principal amount of fixed-rate notes. The notes pay interest at 4.35% per annum, with payments made semiannually on June 5 and December 5 of each year, starting June 5, 2026, and maturing on December 6, 2032. They are issued in $1,000 denominations and sold at 100% of principal, with a 1% underwriting discount, resulting in 99% of principal in net proceeds to Goldman Sachs. The notes will not be listed on any securities exchange, are issued under Goldman Sachs’ Medium-Term Notes, Series N program, and are subject to standard U.S. federal income tax treatment for interest and capital gains or losses.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering auto-callable notes linked to the common stock of Vistra Corp., NVIDIA Corporation, Meta Platforms, Inc. Class A, and UnitedHealth Group Incorporated. The notes are expected to trade from an original issue date in December 2025 and mature in December 2030, unless automatically called starting in December 2026 if each stock closes at or above 95% of its initial price on a call observation date.
The notes pay variable monthly coupons. If on an observation date each stock closes at or above 77.5% of its initial price, investors receive a maximum coupon of at least $6.792 per $1,000 face amount (at least 0.6792% monthly, approximately 8.15% per annum). If any stock is below its trigger, investors receive only the minimum coupon of $0.209 (0.0209% monthly, approximately 0.25% per annum). At maturity, holders receive $1,000 per note plus the final coupon.
The notes are unsecured obligations subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc. The estimated value on the trade date is expected to be between $850 and $890 per $1,000 face amount, reflecting structuring costs and dealer compensation, and secondary market prices may be lower and volatile. Investors do not receive dividends or shareholder rights in the underlying stocks and have limited anti-dilution protection.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering buffered notes linked to the State Street® Technology Select Sector SPDR® ETF (ticker XLK). The notes do not pay interest and are expected to run from an initial trade date in December 2025 to a stated maturity in December 2027.
At maturity, for each $1,000 note, investors receive cash based on ETF performance. If the ETF return is positive or zero, the payoff matches that return with an upside cap at a maximum settlement amount of $1,212.5 per $1,000. If the ETF has fallen but is still at or above 80% of its initial level, investors get the absolute return, turning moderate losses into gains.
If the ETF declines by more than 20%, losses are reduced by a 20% buffer, but investors still lose principal beyond that point. The issuer discloses an estimated initial value between $925 and $965 per $1,000 note, reflecting structuring costs and dealer margins. Repayment depends entirely on the credit of GS Finance Corp. and The Goldman Sachs Group, Inc.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering leveraged, buffered notes linked to the EURO STOXX 50® Index under its Medium-Term Notes, Series F program. For each $1,000 note, if the index rises, holders receive 200% of the index gain, capped at a maximum settlement amount of $1,538.
If the index ends down but no more than 10% below its initial level, investors receive their full $1,000 back. Below this 10% buffer, principal is exposed one-for-one to further declines, and investors can lose a substantial portion of their investment, as illustrated by detailed payoff tables and hypotheticals. The notes pay no interest, are unsecured obligations subject to the credit risk of both GS Finance Corp. and its parent guarantor, will not be listed on any exchange, and may have limited or no secondary market liquidity. The estimated value at pricing is lower than the 100% issue price, and the tax treatment is uncertain, with counsel viewing the notes as prepaid derivative contracts for U.S. federal income tax purposes.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering leveraged index-linked notes tied to the S&P 500 Futures Excess Return Index, maturing in 2031. Each note has a $1,000 face amount and pays a cash amount at maturity based on index performance from the trade date to the determination date.
If the final index level is above the initial level, the notes provide an amplified upside equal to the underlier return multiplied by at least a 116% upside participation rate. If the final index level is at or below the initial level, investors receive only the $1,000 face amount, so principal is protected at maturity but there is no upside if the index is flat or down. The notes do not pay periodic interest and may trade below face value before maturity.
The underlier tracks E‑mini S&P 500 futures, not the cash S&P 500 Index, and is affected by futures-specific factors such as implicit financing costs and negative roll yield, which can reduce returns even if the equity index is stable or rising. Key risks highlighted include the credit risk of GS Finance Corp. and its parent guarantor, potential illiquidity and price volatility in secondary trading, and an initial estimated value below the original issue price.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering medium-term notes due June 28, 2029 that are linked to the Goldman Sachs Momentum Builder® Focus ER Index. For each $1,000 note, investors receive at maturity either the $1,000 face amount or, if the index ends above its initial level, $1,000 plus at least 305% of the index’s percentage gain.
The index is a rules-based strategy that reallocates daily among futures-based equity and bond indices, emerging markets, gold, and a money market position, subject to a 5% volatility control and a momentum risk control overlay. The index is calculated on an excess return basis over the federal funds rate and is reduced by a 0.65% per year deduction, and significant allocations to cash-like positions can materially dampen returns.
The notes pay no periodic interest and all payments depend on the credit of GS Finance Corp. and the guarantor. If the index return is zero or negative, holders only receive the face amount at maturity, and secondary market values may be lower. For U.S. tax purposes, the notes are treated as contingent payment debt instruments, requiring accrual of taxable income over their life even though cash is only received at maturity.
GS Finance Corp., fully guaranteed by The Goldman Sachs Group, Inc., is issuing medium-term notes linked to the common stock of Salesforce, Inc. The notes have an aggregate face amount of $1,410,000 and a face amount of $1,000 per note.
Investors may receive a contingent quarterly coupon of $48.25 per $1,000 (4.825% quarterly, up to 19.30% per annum) if Salesforce’s stock closes at or above 80% of the initial level of $234.12 on each observation date. The notes are automatically called at $1,000 plus any due coupon if the stock closes at or above the initial level on a call observation date.
At maturity, if not called, principal is repaid in full only if the final stock level is at least 80% of the initial level; otherwise repayment is reduced one-for-one with the stock decline, and investors may lose their entire investment. The notes are unsecured obligations subject to the credit risk of GS Finance Corp. and The Goldman Sachs Group, Inc., may trade below the original issue price, and have uncertain and complex U.S. tax treatment.
GS Finance Corp., guaranteed by The Goldman Sachs Group, Inc., is offering medium-term leveraged buffered notes linked to the Russell 2000 Index, maturing in January 2028. These notes do not pay interest; instead, the payoff at maturity depends on index performance between the trade date and the determination date.
If the index rises, holders receive 200% of the index gain, capped at a maximum cash payment of 127% of face amount. If the index is flat or down but not by more than the 10% buffer, investors receive their full principal. Losses begin if the index falls more than 10%, with dollar-for-dollar downside beyond that level, so a large decline in the index can cause a substantial loss of principal.
The notes are unsecured obligations subject to the credit risk of both GS Finance Corp. and its parent guarantor. The estimated value at pricing is disclosed as being below the original issue price, and liquidity may be limited because the notes will not be listed on an exchange and any market-making by affiliates is discretionary. The tax treatment is uncertain, though the issuer intends to treat the notes as prepaid derivative contracts for U.S. federal income tax purposes.