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Hanmi Financial 10-Q Filings

HAFC NASDAQ

Every 10-Q that Hanmi Financial (HAFC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow HAFC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full HAFC filings page.

Rhea-AI Summary

Hanmi Financial Corporation reported improved results for the quarter ended June 30, 2026. Net income was $23,505 (in thousands), up from $15,117 (in thousands) a year earlier, with basic and diluted EPS of $0.79 versus $0.50. Net interest income after credit loss expense rose to $62,671 (in thousands) from $49,508 (in thousands), as credit loss expense declined to $1,186 (in thousands) compared with $7,631 (in thousands) in the prior-year quarter.

For the first six months of 2026, net income totaled $46,062 (in thousands) versus $32,789 (in thousands) in 2025. As of June 30, 2026, loans, net of allowance for credit losses, were $6,464,837 (in thousands). Total deposits were $6,955,342 (in thousands), and Federal Home Loan Bank borrowings were reduced to zero from $150,000 (in thousands) at year-end 2025. Stockholders’ equity was $812,680 (in thousands), while common shareholders received cash dividends of $0.28 per share in the quarter and the company continued repurchasing common stock.

Rhea-AI Summary

Hanmi Financial Corporation reported stronger results for the three months ended March 31, 2026. Net income rose to $22.6 million from $17.7 million a year earlier, and diluted earnings per share increased to $0.75 from $0.58.

Total assets were $7.84 billion, with loans of $6.55 billion and deposits of $6.80 billion. Credit quality improved as nonaccrual loans declined to $12.4 million, and the allowance for credit losses stood at $70.5 million. Capital ratios at both the holding company and Hanmi Bank remained well above “well capitalized” regulatory thresholds.

Rhea-AI Summary

Hanmi Financial Corporation (HAFC) reported stronger Q3 2025 results. Net income rose to $22.1 million from $14.9 million a year ago, and diluted EPS increased to $0.73 from $0.49. Net interest income before credit loss expense was $61.1 million, up from $50.1 million, as interest and fee income on loans grew. Credit loss expense was $2.1 million, slightly lower year over year.

Noninterest income improved to $9.9 million, helped by higher gains on SBA and residential mortgage loan sales. Noninterest expense increased to $37.4 million on higher compensation and operating costs. Total assets were $7.86 billion, up from $7.68 billion at year-end, with loans receivable net at $6.46 billion and deposits at $6.77 billion. Borrowings declined to $62.5 million from $262.5 million, and accumulated other comprehensive loss narrowed to $48.0 million from $70.7 million.

The company paid a $0.27 per-share common dividend in the quarter, repurchased 199,698 shares, and reported 29,955,307 common shares outstanding as of October 30, 2025. Management adopted a revised credit loss estimation methodology on January 1, 2025; the change had an immaterial impact.

Rhea-AI Summary

Hanmi Financial Corporation reported a mixed quarter. For the three months ended June 30, 2025, the company earned $15.1 million in net income ($0.50 basic and diluted EPS), up from $14.5 million a year earlier. Net interest income before credit loss expense rose to $57.1 million from $48.6 million, driven by higher interest and dividend income.

Credit metrics weakened: credit loss expense increased to $7.6 million for the quarter (six-month expense $10.4 million versus $1.2 million a year ago) after the Company adopted a revised ACL methodology effective January 1, 2025. Nonperforming loans and total nonperforming assets rose to $25.97 million from $14.27 million at year-end. Total assets were $7.862 billion and deposits grew to $6.729 billion. Regulatory capital remained strong with a total capital ratio of 15.20%.