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Hanmi Financial Corporation, parent of Hanmi Bank, furnished an investor presentation outlining its strategy and recent performance. As of June 30, 2026, the company reported total assets of $8.0 billion, loans of $6.54 billion, and deposits of $6.96 billion, with noninterest-bearing deposits at about 31% of the total.
For 2Q26, Hanmi reported net income of $23.5 million, or $0.79 diluted EPS, with a 1.20% ROAA, 11.09% ROAE, 3.36% net interest margin, and an efficiency ratio of 54.07%. Asset quality metrics remained strong, with nonperforming assets at 0.12% of total assets and an allowance for credit losses of $70.5 million, or 1.08% of total loans.
The presentation highlights diversified loan growth (CRE, C&I, residential, equipment finance), a 9% long-term loan and deposit CAGR since 2013, and solid capital levels, including a tangible common equity to tangible assets ratio of 10.03% and a total risk-based capital ratio of 15.29%. It also describes July 2026 subordinated note issuance of $55.0 million and the planned redemption of $110.0 million of existing subordinated notes, with pro forma capital ratio impacts.
Hanmi Financial Corporation, parent of Hanmi Bank, furnished an investor presentation outlining its franchise, risk profile and 2Q26 performance. As of June 30, 2026, loans were $6.54 billion, deposits $6.96 billion and total assets $8.00 billion. The company highlighted long-term growth with a 9% CAGR in both average loans and deposits since 2013 and a diversified loan mix, with commercial real estate at 62% of loans and commercial and industrial at 18%.
For 2Q26, net income was $23.5 million or $0.79 per diluted share, with ROAA 1.20%, ROAE 11.09%, net interest margin of 3.36%, and an efficiency ratio of 54.07%. Nonperforming assets were low at 0.12% of total assets, and the allowance for credit losses was 1.08% of total loans. Tangible common equity to tangible assets was 10.03%, and total risk-based capital stood at 15.29%. Hanmi also described July 2026 subordinated note actions: issuing $55.0 million of fixed-to-floating subordinated notes qualifying as Tier 2 capital and calling $110.0 million of 2031 subordinated notes, with a combined pro forma total risk-based capital ratio of 14.49%.
Hanmi Financial Corporation reported improved results for the quarter ended June 30, 2026. Net income was $23,505 (in thousands), up from $15,117 (in thousands) a year earlier, with basic and diluted EPS of $0.79 versus $0.50. Net interest income after credit loss expense rose to $62,671 (in thousands) from $49,508 (in thousands), as credit loss expense declined to $1,186 (in thousands) compared with $7,631 (in thousands) in the prior-year quarter.
For the first six months of 2026, net income totaled $46,062 (in thousands) versus $32,789 (in thousands) in 2025. As of June 30, 2026, loans, net of allowance for credit losses, were $6,464,837 (in thousands). Total deposits were $6,955,342 (in thousands), and Federal Home Loan Bank borrowings were reduced to zero from $150,000 (in thousands) at year-end 2025. Stockholders’ equity was $812,680 (in thousands), while common shareholders received cash dividends of $0.28 per share in the quarter and the company continued repurchasing common stock.
Hanmi Financial Corp, a Delaware corporation based in Los Angeles, filed a Form D for a private, exempt offering of debt securities under Rule 506(b) of Regulation D. This is a new notice, with the date of first sale on July 30, 2026.
The company reports a total amount sold of $55,000,000 and $0 remaining, indicating the exempt debt offering has been fully placed. D.A. Davidson & Co. is listed in a sales compensation role, and no finders' fees are reported. The issuer declines to disclose its specific revenue range but identifies itself in the commercial banking industry.
Hanmi Financial Corporation completed a private placement of $55.0 million of 6.50% fixed-to-floating rate subordinated notes due 2036. The notes pay a fixed 6.50% rate until July 31, 2031, then reset quarterly to Three-Month Term SOFR plus 234 bps and are intended to qualify as Tier 2 capital.
Hanmi plans to use the proceeds to redeem $110.0 million of 3.75% subordinated notes due 2031 and for general corporate purposes, with redemption expected on or about September 1, 2026. In its July 2026 investor presentation, the company reported 2Q26 net income of $23.5 million, or $0.79 per diluted share, ROAA of 1.20%, ROAE of 11.09%, loans of $6.5 billion, deposits of $7.0 billion, total assets of $8.0 billion, and tangible common equity to tangible assets of 10.03%. Asset quality remained strong, with nonperforming assets at 0.12% of total assets and nonperforming loans at 0.15% of total loans, while 58% of quarterly earnings was returned through $8.3 million in dividends and $5.2 million of share repurchases.
Hanmi Financial Corporation outlined its business profile and second-quarter 2026 results in an investor presentation. For Q2 2026, net income was $23.5 million, or $0.79 per diluted share, with ROAA 1.20%, ROAE 11.09%, and a taxable-equivalent net interest margin 3.36%. Deposits increased to $7.0 billion, and the loan portfolio was $6.54 billion, with noninterest-bearing deposits about 31% of total deposits.
Asset quality metrics remained strong: nonperforming assets were $9.9 million, or 0.12% of total assets, nonperforming loans were 0.15% of loans, and the allowance for credit losses was $70.5 million, or 1.08% of loans. Net charge-offs were $1.3 million, or 0.08% annualized. Capital levels were high, with TCE/TA 10.03%, CET1 12.28%, total capital 15.29%, and tangible book value per share of $27.04. The company returned 58% of Q2 earnings to shareholders via $8.3 million in dividends (including a quarterly dividend of $0.28 per share) and $5.2 million of share repurchases.
Over a longer horizon, average loans and deposits have each grown at roughly 9% CAGR since 2013, while the loan book has been diversified away from concentration in commercial real estate. Governance and risk management practices include detailed liquidity and capital stress testing, a diversified board, and an ongoing shareholder engagement program.
Hanmi Financial Corporation declared a cash dividend of $0.28 per share on its common stock for the 2026 third quarter. The dividend is scheduled to be paid on August 19, 2026 to stockholders of record as of the close of business on August 3, 2026.
Hanmi Financial, the parent of Hanmi Bank, describes a franchise with 32 full-service branches, five loan production offices and three loan centers across several U.S. states. It also includes extensive forward-looking statement language outlining risks related to capital and liquidity, economic conditions, competition, interest rates, technology and cybersecurity, SBA lending, regulation, credit quality and reliance on third-party service providers.
Hanmi Financial Corporation reported strong results for the quarter ended June 30, 2026, with net income of $23.5 million, or $0.79 per diluted share, up 4.2% from the prior quarter and 55.5% from a year earlier. Return on average assets was 1.20% and return on average equity 11.09%.
Net interest income rose to $63.9 million and the net interest margin (taxable equivalent) was 3.36%, edging down 2 basis points as higher loan and securities income was offset by deposit costs and lower FHLB dividends. Credit loss expense fell to $1.2 million, while total deposits grew 2.3% to $6.96 billion, including 5.2% growth in noninterest-bearing balances.
Asset quality remained strong: nonperforming assets were 0.12% of total assets and nonperforming loans 0.15% of loans, both improved from the prior quarter. Tangible common equity to tangible assets was 10.03%. The company returned 58% of quarterly earnings to shareholders via $8.3 million in dividends and $5.2 million of share repurchases.
Hanmi Financial Corp Chief Banking Officer Anthony I. Kim reported an open-market sale of Common Stock. On June 8, 2026, he sold 5,333 shares at an average price of $30.7323 per share. After this transaction, he directly holds 41,615 shares of Hanmi Financial Common Stock.
HAFC notice of intended sale: 5,333 shares of Common Stock are listed for sale under restricted‑stock vesting entries. The filing names Morgan Stanley Smith Barney LLC Executive Financial Services as the broker and shows an aggregate amount of $163,895.36 with a filing date of 06/08/2026.