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Hanmi Financial 8-K Filings

HAFC NASDAQ

Every 8-K that Hanmi Financial (HAFC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow HAFC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full HAFC filings page.

Rhea-AI Summary

Hanmi Financial Corporation, parent of Hanmi Bank, furnished an investor presentation outlining its strategy and recent performance. As of June 30, 2026, the company reported total assets of $8.0 billion, loans of $6.54 billion, and deposits of $6.96 billion, with noninterest-bearing deposits at about 31% of the total.

For 2Q26, Hanmi reported net income of $23.5 million, or $0.79 diluted EPS, with a 1.20% ROAA, 11.09% ROAE, 3.36% net interest margin, and an efficiency ratio of 54.07%. Asset quality metrics remained strong, with nonperforming assets at 0.12% of total assets and an allowance for credit losses of $70.5 million, or 1.08% of total loans.

The presentation highlights diversified loan growth (CRE, C&I, residential, equipment finance), a 9% long-term loan and deposit CAGR since 2013, and solid capital levels, including a tangible common equity to tangible assets ratio of 10.03% and a total risk-based capital ratio of 15.29%. It also describes July 2026 subordinated note issuance of $55.0 million and the planned redemption of $110.0 million of existing subordinated notes, with pro forma capital ratio impacts.

Rhea-AI Summary

Hanmi Financial Corporation, parent of Hanmi Bank, furnished an investor presentation outlining its franchise, risk profile and 2Q26 performance. As of June 30, 2026, loans were $6.54 billion, deposits $6.96 billion and total assets $8.00 billion. The company highlighted long-term growth with a 9% CAGR in both average loans and deposits since 2013 and a diversified loan mix, with commercial real estate at 62% of loans and commercial and industrial at 18%.

For 2Q26, net income was $23.5 million or $0.79 per diluted share, with ROAA 1.20%, ROAE 11.09%, net interest margin of 3.36%, and an efficiency ratio of 54.07%. Nonperforming assets were low at 0.12% of total assets, and the allowance for credit losses was 1.08% of total loans. Tangible common equity to tangible assets was 10.03%, and total risk-based capital stood at 15.29%. Hanmi also described July 2026 subordinated note actions: issuing $55.0 million of fixed-to-floating subordinated notes qualifying as Tier 2 capital and calling $110.0 million of 2031 subordinated notes, with a combined pro forma total risk-based capital ratio of 14.49%.

Rhea-AI Summary

Hanmi Financial Corporation completed a private placement of $55.0 million of 6.50% fixed-to-floating rate subordinated notes due 2036. The notes pay a fixed 6.50% rate until July 31, 2031, then reset quarterly to Three-Month Term SOFR plus 234 bps and are intended to qualify as Tier 2 capital.

Hanmi plans to use the proceeds to redeem $110.0 million of 3.75% subordinated notes due 2031 and for general corporate purposes, with redemption expected on or about September 1, 2026. In its July 2026 investor presentation, the company reported 2Q26 net income of $23.5 million, or $0.79 per diluted share, ROAA of 1.20%, ROAE of 11.09%, loans of $6.5 billion, deposits of $7.0 billion, total assets of $8.0 billion, and tangible common equity to tangible assets of 10.03%. Asset quality remained strong, with nonperforming assets at 0.12% of total assets and nonperforming loans at 0.15% of total loans, while 58% of quarterly earnings was returned through $8.3 million in dividends and $5.2 million of share repurchases.

Rhea-AI Summary

Hanmi Financial Corporation outlined its business profile and second-quarter 2026 results in an investor presentation. For Q2 2026, net income was $23.5 million, or $0.79 per diluted share, with ROAA 1.20%, ROAE 11.09%, and a taxable-equivalent net interest margin 3.36%. Deposits increased to $7.0 billion, and the loan portfolio was $6.54 billion, with noninterest-bearing deposits about 31% of total deposits.

Asset quality metrics remained strong: nonperforming assets were $9.9 million, or 0.12% of total assets, nonperforming loans were 0.15% of loans, and the allowance for credit losses was $70.5 million, or 1.08% of loans. Net charge-offs were $1.3 million, or 0.08% annualized. Capital levels were high, with TCE/TA 10.03%, CET1 12.28%, total capital 15.29%, and tangible book value per share of $27.04. The company returned 58% of Q2 earnings to shareholders via $8.3 million in dividends (including a quarterly dividend of $0.28 per share) and $5.2 million of share repurchases.

Over a longer horizon, average loans and deposits have each grown at roughly 9% CAGR since 2013, while the loan book has been diversified away from concentration in commercial real estate. Governance and risk management practices include detailed liquidity and capital stress testing, a diversified board, and an ongoing shareholder engagement program.

Rhea-AI Summary

Hanmi Financial Corporation declared a cash dividend of $0.28 per share on its common stock for the 2026 third quarter. The dividend is scheduled to be paid on August 19, 2026 to stockholders of record as of the close of business on August 3, 2026.

Hanmi Financial, the parent of Hanmi Bank, describes a franchise with 32 full-service branches, five loan production offices and three loan centers across several U.S. states. It also includes extensive forward-looking statement language outlining risks related to capital and liquidity, economic conditions, competition, interest rates, technology and cybersecurity, SBA lending, regulation, credit quality and reliance on third-party service providers.

Rhea-AI Summary

Hanmi Financial Corporation reported strong results for the quarter ended June 30, 2026, with net income of $23.5 million, or $0.79 per diluted share, up 4.2% from the prior quarter and 55.5% from a year earlier. Return on average assets was 1.20% and return on average equity 11.09%.

Net interest income rose to $63.9 million and the net interest margin (taxable equivalent) was 3.36%, edging down 2 basis points as higher loan and securities income was offset by deposit costs and lower FHLB dividends. Credit loss expense fell to $1.2 million, while total deposits grew 2.3% to $6.96 billion, including 5.2% growth in noninterest-bearing balances.

Asset quality remained strong: nonperforming assets were 0.12% of total assets and nonperforming loans 0.15% of loans, both improved from the prior quarter. Tangible common equity to tangible assets was 10.03%. The company returned 58% of quarterly earnings to shareholders via $8.3 million in dividends and $5.2 million of share repurchases.

Rhea-AI Summary

Hanmi Financial Corporation reported several governance updates. Director Gideon Yu resigned from the boards of the Corporation and Hanmi Bank effective May 22, 2026, after serving since 2021. The company states his resignation was not due to any disagreement over operations, policies, or practices.

Yu had been nominated for reelection at the 2026 Annual Meeting but, following his resignation, did not stand and any votes for his election were disregarded. At the May 27, 2026 Annual Meeting, stockholders elected ten director nominees, each receiving about 24.4–24.9 million votes “for” and 1,517,024 broker non-votes.

Stockholders also approved the 2026 Employee Stock Purchase Plan, with one proposal receiving 24,886,127 votes for, 12,400 against, 5,448 abstentions, and 1,517,024 broker non-votes. Additional management proposals were approved with strong support, and the ESPP was filed as Exhibit 10.1.

Rhea-AI Summary

Hanmi Financial Corporation furnished an investor presentation highlighting its first-quarter 2026 performance, balance sheet, and risk profile. The company reported net income of $22.6 million, or $0.75 per diluted share, with a return on average assets of 1.18% and return on average equity of 10.86%. Net interest income was $63.2 million and net interest margin improved to 3.38%, helped by lower rates on interest-bearing deposits.

Total loans were $6.55 billion and deposits $6.80 billion, with noninterest-bearing deposits at roughly 30% of the total. Asset quality metrics were strong: nonperforming assets were 0.16% of total assets and criticized loans 1.78% of loans. The allowance for credit losses stood at $70.5 million, or 1.08% of loans.

Capital remained robust, with tangible common equity to tangible assets of 10.11% and a common equity tier 1 ratio of 12.20%, both above regulatory minimums. Hanmi also returned $13.4 million to shareholders through cash dividends and share repurchases while emphasizing diversified lending, deposit growth, and conservative risk management.

Rhea-AI Summary

Hanmi Financial Corporation announced that its Board of Directors declared a cash dividend on its common stock for the 2026 second quarter of $0.28 per share. The dividend will be paid on May 20, 2026 to stockholders of record as of the close of business on May 4, 2026.

This means investors who own Hanmi shares on the record date will receive a cash payment for each share they hold. The company also reiterates standard forward-looking statement language, highlighting that future performance is subject to various economic, regulatory, and operational risks described in its SEC reports.

Rhea-AI Summary

Hanmi Financial Corporation reported stronger first-quarter 2026 results. Net income rose to $22.6 million, or $0.75 per diluted share, up from $21.2 million, or $0.70, in the prior quarter and $17.7 million a year earlier. Return on average assets was 1.18% and return on average equity was 10.86%, reflecting improved profitability.

Net interest income increased to $63.2 million and the net interest margin widened to 3.38%, helped by a 16 basis point decline in the cost of interest-bearing deposits. Deposits grew 1.8% to $6.8 billion, with noninterest-bearing deposits near 30% of the total, while loan production reached $377.9 million, led by commercial and industrial lending.

Asset quality stayed solid as nonperforming assets fell to 0.16% of total assets and nonperforming loans to 0.19% of loans. Capital remained strong, with a tangible common equity to tangible assets ratio of 10.11% and a common equity tier 1 capital ratio of 12.20%, even after $13.4 million returned to shareholders through dividends and share repurchases.

Rhea-AI Summary

Hanmi Financial Corporation furnished an investor presentation outlining its fourth quarter and full-year 2025 performance and balance sheet trends. For 4Q25, the company earned net income of $21.2 million, or $0.70 per diluted share, slightly lower than the prior quarter as noninterest income declined.

Net interest income rose to $62.9 million and the net interest margin (taxable equivalent) expanded to 3.28%, helped by lower funding costs. Loans receivable reached $6.56 billion, while deposits were $6.68 billion, with noninterest-bearing demand deposits representing about 30% of the total.

Asset quality metrics remained solid: nonperforming assets were $20.1 million, or 0.26% of total assets, and the allowance for credit losses was $69.9 million, equal to 1.07% of total loans. Tangible common equity to tangible assets was 9.99%, and the company returned $10.1 million to shareholders through dividends and share repurchases during the quarter.

Rhea-AI Summary

Hanmi Financial Corporation, parent of Hanmi Bank, has furnished an investor slide presentation as Exhibit 99.1 in a current report. The materials shared with analysts and prospective investors discuss the company’s operating and growth strategies and its financial performance.

The information is furnished under a non-filed item, meaning it is not treated as filed for liability purposes or automatically incorporated into other securities filings unless specifically referenced. The report also includes the company’s standard caution that the materials contain forward-looking statements subject to various risks and uncertainties.

Rhea-AI Summary

Hanmi Financial Corporation declared a first-quarter 2026 cash dividend of $0.28 per share, a 4% increase from the prior quarter. The dividend will be paid on February 25, 2026 to stockholders of record as of February 9, 2026.

The company also expanded its existing share repurchase authorization by 1.5 million shares to a total of approximately 2.3 million shares of common stock. These actions signal continued capital returns to shareholders while the company highlights typical banking and macroeconomic risks in its forward-looking statements.

Rhea-AI Summary

Hanmi Financial Corporation filed a current report outlining its latest quarterly update. The company furnished a press release announcing financial results for the quarter ended December 31, 2025, along with an earnings supplemental presentation made available on its investor website. These materials are provided as exhibits and are designated as “furnished” rather than “filed” under securities laws. The report also includes standard cautionary language about forward-looking statements, noting that actual results may differ due to various risks and uncertainties described in Hanmi Financial’s other SEC reports.

Rhea-AI Summary

Hanmi Financial Corporation furnished an investor slide presentation to analysts and prospective investors, making it available as Exhibit 99.1 under Item 7.01 of a Form 8-K. The materials outline the company’s operating and growth strategies and financial performance.

The presentation and related information are furnished, not filed, and are not incorporated into other filings unless expressly referenced. The report includes forward‑looking statements subject to risks and uncertainties.

Rhea-AI Summary

Hanmi Financial Corporation announced a quarterly cash dividend of $0.27 per share on its common stock for the fourth quarter of 2025. The dividend will be paid on November 20, 2025 to shareholders of record as of the close of business on November 4, 2025.

This reflects the Board’s decision to return cash to shareholders for the quarter. The company listed the related press release as Exhibit 99.1.

Rhea-AI Summary

Hanmi Financial Corporation furnished an 8‑K announcing financial results for the quarter ended September 30, 2025. The company issued a press release and posted a supplemental earnings presentation.

The press release is attached as Exhibit 99.1 and the supplemental presentation as Exhibit 99.2, and the presentation is also available at https://investors.hanmi.com. Under Item 2.02, this information is being furnished, not filed, and is not subject to Section 18 liabilities nor incorporated by reference. The filing includes standard forward‑looking statements language.

Rhea-AI Summary

Hanmi Financial Corporation appointed Daniel J. Medici to the Boards of Directors of both Hanmi Financial Corporation and its wholly owned subsidiary, Hanmi Bank, effective October 1, 2025. Medici worked for the Office of the Comptroller of the Currency for over 36 years, most recently serving as Senior Bank Information Technology Lead Expert Risk Specialist since May 2020, giving him deep experience in bank technology and risk oversight.

He will serve on the Company’s Risk, Compliance and Planning Committee and Audit Committee, as well as the Bank’s Loan and Credit Policy Committee. The Company states there are no arrangements or understandings with other persons regarding his selection, no family relationships with existing leaders, and no related-party transactions requiring disclosure. A press release announcing his appointment is included as an exhibit.