Huntington Bancshares (HBAN) director’s 70,696-share ownership detailed

Rhea-AI Filing Summary

Huntington Bancshares Inc. director Virginia A. Hepner filed an initial statement of beneficial ownership. As of February 1, 2026, she is reported as beneficially owning 70,696 shares of Huntington Bancshares common stock, held directly in her name.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Hepner Virginia A

(Last) (First) (Middle)

HUNTINGTON CENTER

41 S. HIGH STREET

(Street)

COLUMBUS OH 43215

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
02/01/2026

3. Issuer Name and Ticker or Trading Symbol
HUNTINGTON BANCSHARES INC /MD/ [ HBAN ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	70,696	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

EXHIBIT INDEX Exhibit 24 - Power of Attorney

	Rachel L. Lawless, Attorney-in-Fact	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

Who is the insider in the Huntington Bancshares (HBAN) Form 3 filing?

The Form 3 identifies Virginia A. Hepner as the insider. She is listed as a director of Huntington Bancshares Inc., with her role disclosed in the relationship section of the ownership report.

How many Huntington Bancshares (HBAN) shares does Virginia A. Hepner beneficially own?

Virginia A. Hepner is reported as beneficially owning 70,696 shares of Huntington Bancshares common stock. These shares are shown in Table I of the filing as directly held under the common stock line item.

What type of security does the Huntington Bancshares (HBAN) Form 3 cover?

The Form 3 covers Huntington Bancshares common stock. Table I lists one line item for common stock, with 70,696 shares reported as beneficially owned directly by director Virginia A. Hepner.

Is Virginia A. Hepner a 10% owner of Huntington Bancshares (HBAN)?

The Form 3 indicates she is a director but not a checked 10% owner. Only the director box is marked in the relationship section, while the 10% owner box is not selected in the filing.

Are Virginia A. Hepner’s Huntington Bancshares (HBAN) shares held directly or indirectly?

Her 70,696 Huntington Bancshares common shares are reported as held directly. Table I shows the ownership form as “D” for direct, with no nature of indirect beneficial ownership listed.