Director Ann B. Crane granted Huntington Bancshares (HBAN) stock units

Rhea-AI Filing Summary

CRANE ANN B reported acquisition or exercise transactions in this Form 4 filing.

Huntington Bancshares Inc. director Ann B. Crane reported routine equity compensation awards of common stock. On April 1, 2026, she received 1,385.713 directly held shares at no cash cost and 977.828 additional common stock units credited under a Director Deferred Compensation Plan.

After these awards, her reported direct holdings increased to 223,471.849 common shares, and indirect holdings through the deferred compensation plan rose to 101,704.882 shares-equivalent. The filing notes that it should not be construed as an admission of beneficial ownership of all reported securities.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider CRANE ANN B

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,385.713	$0.00	--
Grant/Award	Common Stock	977.828	$0.00	--

Holdings After Transaction: Common Stock — 223,471.849 shares (Direct); Common Stock — 101,704.882 shares (Indirect, Director Deferred Compensation Plan)

Footnotes (1)

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Key Figures

Direct stock award: 1,385.713 shares Deferred plan award: 977.828 shares Direct holdings after award: 223,471.849 shares +2 more

5 metrics

Direct stock award 1,385.713 shares Common Stock grant on April 1, 2026

Deferred plan award 977.828 shares Director Deferred Compensation Plan units on April 1, 2026

Direct holdings after award 223,471.849 shares Common Stock directly held following April 1, 2026 grants

Indirect holdings after award 101,704.882 shares Common Stock units via Director Deferred Compensation Plan

Grant price $0.0000 per share Recorded transaction price for both stock awards

Key Terms

Director Deferred Compensation Plan, beneficial owner, Section 16 of the Securities and Exchange Act of 1934, Grant, award, or other acquisition

4 terms

Director Deferred Compensation Plan financial

"nature_of_ownership: "Director Deferred Compensation Plan""

beneficial owner regulatory

"shall not be construed as an admission that the undersigned is ... the beneficial owner"

A beneficial owner is the person who ultimately owns or controls a financial asset or property, even if their name isn't directly on official documents. Think of it like someone who secretly holds the keys to a safe deposit box—others may appear to have access, but the true owner is the one who benefits from what's inside. Identifying beneficial owners helps ensure transparency and prevent illegal activities like money laundering or fraud.

Section 16 of the Securities and Exchange Act of 1934 regulatory

"for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise"

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CRANE ANN B

(Last) (First) (Middle)

HUNTINGTON CENTER

41 S. HIGH STREET

(Street)

COLUMBUS OHIO 43215

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
HUNTINGTON BANCSHARES INC /MD/ [ HBAN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/01/2026		A		1,385.713	A	$0.0000	223,471.849	D
Common Stock	04/01/2026		A		977.828	A	$0.0000	101,704.882	I	Director Deferred Compensation Plan(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The filing of this statement shall not be construed as an admission that the undersigned is, for the purpose of Section 16 of the Securities and Exchange Act of 1934 or otherwise, the beneficial owner of the securities.

	Rachel L. Lawless, Attorney-in-Fact	04/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did HBAN director Ann B. Crane report?

Ann B. Crane reported receiving stock-based compensation awards of Huntington Bancshares common stock, not open-market trades. She acquired directly held shares and additional units in a Director Deferred Compensation Plan, both recorded at zero price as routine equity compensation grants rather than purchases.

How many Huntington Bancshares (HBAN) shares did Ann B. Crane acquire?

Ann B. Crane acquired 1,385.713 directly held Huntington Bancshares common shares and 977.828 additional common stock units in a Director Deferred Compensation Plan. Both awards were recorded at a price of $0.0000 per share, reflecting non-cash equity compensation grants instead of market purchases.

What are Ann B. Crane’s holdings after this HBAN Form 4 filing?

Following these awards, Ann B. Crane’s reported direct holdings total 223,471.849 Huntington Bancshares common shares. Indirectly, through a Director Deferred Compensation Plan, she is credited with 101,704.882 common stock units, reflecting deferred director compensation rather than traditional brokerage account ownership.

Were Ann B. Crane’s HBAN transactions open-market buys or sales?

The transactions were not open-market buys or sales. Both entries are coded as grants or awards at $0.0000 per share, indicating stock-based compensation. They represent additional equity granted to a director, rather than discretionary trading in Huntington Bancshares shares on the public market.

What does the beneficial ownership disclaimer mean in this HBAN Form 4?

The filing states it should not be construed as an admission of beneficial ownership of all reported securities. This standard disclaimer signals that legal or economic ownership of some reported shares, especially indirect or plan-held amounts, may differ from the Form 4’s reporting requirement framework.