HBT Financial filings document the formal disclosure record for a bank holding company whose primary operating subsidiary is Heartland Bank and Trust Company. The record includes 8-K reports on operating and financial results, Regulation FD investor presentations, cash dividends on common stock, board appointments and completed bank merger activity.
Other filings describe capital-structure matters, including the private placement of fixed-to-floating rate subordinated notes, related material agreements and registration rights. Proxy materials cover director elections, executive compensation, shareholder voting matters and governance practices for HBT Financial and Heartland Bank.
HBT Financial, Inc. reported that its Board of Directors declared a quarterly cash dividend of $0.23 per share on its common stock. The dividend will be paid on February 17, 2026 to shareholders of record as of February 9, 2026. This new rate is $0.02 higher than the previous quarterly dividend of $0.21 per share.
HBT Financial, Inc. furnished an update on its recent performance by providing its financial results for the fourth quarter and full year ended December 31, 2025. The company issued an earnings press release, attached as Exhibit 99.1, and a detailed investor presentation, attached as Exhibit 99.2, to accompany discussions with the investment community. These materials are furnished, rather than filed, under the securities laws and the presentation is also available on the company’s investor relations website.
HBT Financial, Inc. furnished an update on its performance by issuing an earnings press release covering the fourth quarter and full year ended December 31, 2025. The company reported these results in a press release dated January 26, 2026, which is attached as Exhibit 99.1.
HBT Financial also prepared an investor presentation summarizing the same period’s results for use in meetings with the investment community, furnished as Exhibit 99.2 and made available on its investor relations website. Both the earnings release and the presentation are furnished, not filed, which limits their exposure to certain Exchange Act liabilities and incorporation into other SEC filings unless required by law.
HBT Financial, Inc. reported an insider equity transfer by a director on 12/17/2025. The Form 4 shows that the reporting person transferred 546,604 shares of HBT Financial common stock to an account jointly owned by the Roger A. Baker 2021 Irrevocable Trust and the Mary Angela Baker 2021 Irrevocable Trust, at a reported price of $0 per share, indicating a non-cash transfer.
Following this transaction, the director directly owns 600 shares of common stock. Indirect holdings include 546,604 shares through the jointly owned trust account, 423,666 shares through the Mary Angela Baker 2021 Irrevocable Trust, and 363 shares through the Roger A. Baker 2021 Irrevocable Trust. The reporting person is a beneficiary and trustee of the Roger A. Baker 2021 Irrevocable Trust, and the reporting person’s spouse is a beneficiary and trustee of the Mary Angela Baker 2021 Irrevocable Trust.
HBT Financial is proposing to acquire CNB Bank Shares in a cash‑and‑stock merger. CNB shareholders will vote at a special meeting on January 26, 2026 in Carlinville, Illinois on adopting the merger agreement.
Each CNB common share will be converted into either 1.0434 HBT shares, $27.73 in cash, or a mix of cash and stock, subject to proration so that total cash paid is about $33.8 million and total stock issued is about 5.51 million HBT shares. Based on recent HBT prices, the deal implies transaction values in the mid‑$160 million to mid‑$180 million range.
CNB shareholders who do not support the merger may seek dissenters’ rights under Illinois law to receive cash at “fair value.” CNB’s board unanimously recommends voting in favor, and holders of about 25.42% of CNB common stock plus the sole preferred holder have agreed to support the deal. After closing, former CNB holders are expected to own roughly 15% of HBT.
HBT Financial (HBT) reported an insider ownership change by Executive Chairman and Director Fred L. Drake, a 10% owner. On 11/12/2025, Drake transferred 45,815 shares of common stock to the Fred L. Drake Revocable Trust (Transaction Code G) at a stated price of $0.
Following the transaction, Drake reported 7,705 shares held directly, 65,815 shares held indirectly via the Revocable Trust, and 17,210,400 shares held indirectly by the Heartland Bancorp, Inc. Voting Trust U/A/D May 4, 2016. Drake is trustee of the Voting Trust and disclaims beneficial ownership except to the extent of his pecuniary interest.
HBT Financial (HBT) reported solid Q3 2025 results with net income of $19.8 million and diluted EPS of $0.63, up from $18.2 million and $0.57 a year ago. Net interest income rose to $50.0 million from $47.7 million as deposit interest expense declined year over year. Provision for credit losses was $0.6 million, roughly flat versus last year. Noninterest income increased to $9.8 million, aided by higher wealth management fees, while noninterest expense was $32.5 million, reflecting stable operating costs and a $0.4 million loss on debt extinguishment.
Balance sheet quality improved: accumulated other comprehensive loss narrowed to $27.1 million from $46.8 million at year-end, and deposits totaled $4.35 billion. Loans were $3.40 billion versus $3.47 billion at December 31, 2024, with the allowance at $41.9 million. The company paid $0.21 per-share in dividends and repurchased 39,631 shares during the quarter. Strategically, HBT agreed to acquire CNB Bank Shares, Inc. for approximately 5.5 million HBT shares plus $33.8 million in cash; CNBN holders are expected to own about 15% post-close. Closing is anticipated in Q1 2026, subject to shareholder and regulatory approvals.
HBT Financial (HBT) reported an insider transaction on a Form 4. A director gifted 4,000 shares of common stock on 10/29/2025, reported at $0 per share (transaction code G). The filing notes the shares were gifted to a charitable organization.
Following the transaction, the reporting person beneficially owns 547,204 shares directly. Indirect holdings include 423,666 shares held by the Mary Angela Baker 2021 Irrevocable Trust and 363 shares held by the Roger A. Baker 2021 Irrevocable Trust.
HBT Financial, Inc. declared a quarterly cash dividend of $0.21 per share on its common stock.
The dividend is payable on November 10, 2025 to shareholders of record as of November 3, 2025. The Board approved the dividend on October 21, 2025.