Welcome to our dedicated page for Hci Group SEC filings (Ticker: HCI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The HCI Group, Inc. (NYSE: HCI) SEC filings page provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a Florida-incorporated holding company in the direct property and casualty insurance industry, HCI uses SEC reports to present information on its insurance operations, catastrophe reinsurance programs, capital structure, executive and director compensation, and the activities of its majority-owned insurance technology subsidiary, Exzeo Group, Inc.
Through current reports on Form 8-K, HCI discloses material events such as quarterly and year-to-date earnings results, including pre-tax income, net income, diluted earnings per share, gross premiums earned, premiums ceded for reinsurance, and loss ratios. These filings often attach earnings releases as exhibits and describe related investor conference calls and webcasts. Other 8-K filings cover topics like the completion of catastrophe reinsurance programs for specific treaty years, compensation plans for executives and non-employee directors, and compensation arrangements at Exzeo.
Filings also document HCI’s relationship with Exzeo Group, Inc., including Exzeo’s registration statement on Form S-1 for a proposed initial public offering, preliminary revenue and net income estimates, and governance matters such as executive employment agreements and trading plans under Rule 10b5-1. These disclosures help investors understand how Exzeo fits into HCI’s broader insurance and technology strategy.
On this page, users can review HCI’s SEC filings alongside AI-powered summaries that highlight key points from lengthy documents. Real-time updates from EDGAR allow quick access to new 8-Ks and, where applicable, other filings such as annual and quarterly reports. The platform also surfaces information about executive compensation and equity awards that appear in HCI’s filings, as well as details about reinsurance structures and other material agreements referenced in exhibits.
By combining the full text of HCI’s SEC submissions with AI-generated explanations, this page is intended to make it easier to interpret complex regulatory language, track developments affecting HCI’s insurance and technology operations, and monitor governance and compensation decisions disclosed through the company’s official filings.
Khrom Capital Management LLC filed an amended Schedule 13G reporting its beneficial ownership of HCI Group, Inc. common shares. As of 12/31/2025, Khrom Capital beneficially owned 560,268 common shares, representing 4.32% of HCI's outstanding common stock.
Khrom Capital reports sole voting and sole dispositive power over all 560,268 shares, with no shared voting or dispositive power. The filing states that the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of HCI Group, Inc. The report is signed by COO Eduard Skutelsky on 02/17/2026.
Hood River Capital Management LLC has filed an amended Schedule 13G reporting its beneficial ownership in HCI Group Inc. common stock as of 12/31/2025. The firm reports beneficial ownership of 747,783 shares, representing 5.77% of HCI Group’s outstanding common stock.
Hood River reports no voting power over these shares but has sole dispositive power, meaning it can decide when to sell them. The filing states the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of HCI Group.
HCI Group, Inc.12/19/2025, the officer received a restricted stock grant of 1,251 shares of common stock under the company’s 2012 Omnibus Incentive Plan.
The filing explains that these 1,251 restricted shares are scheduled to vest in three equal installments of 417 shares on each of October 23, 2026, October 23, 2027, and October 23, 2028, subject to continued employment. It also notes an earlier restricted stock grant of 34,000 shares effective 2/26/2021, which has met its vesting condition and is scheduled to vest on May 22, 2026 if the officer remains employed.
HCI Group, Inc. director and Division President Anthony Saravanos reported equity awards and holdings in company common stock. On 12/19/2025, he received a restricted stock grant of 621 shares, with restrictions scheduled to lapse in three equal installments of 207 shares on October 23, 2026, October 23, 2027, and October 23, 2028, under the company’s 2012 Omnibus Incentive Plan.
The filing also notes a prior restricted stock grant of 34,000 shares effective February 26, 2021, which has met its vesting condition and is scheduled to vest on May 22, 2026, contingent on continued employment. Saravanos reports both direct and indirect ownership of HCI Group common stock, including holdings through an LLC, an IRA, and a custodial account.
HCI Group, Inc. reported a new equity award to its Chief Financial Officer, James Mark Harmsworth. On 12/19/2025, he received a restricted stock grant of 1,251 shares of common stock under the company’s 2012 Omnibus Incentive Plan. These shares are scheduled to vest in three equal installments of 417 shares on October 23, 2026, October 23, 2027, and October 23, 2028, subject to continued employment.
The filing also notes an earlier restricted stock grant of 34,000 shares effective 2/26/2021, for which vesting conditions have been met and which is scheduled to vest on May 22, 2026, as long as he remains employed by the company. Following the reported transactions, Harmsworth beneficially owns 16,608 shares of common stock directly.
HCI Group, Inc. director and Chief Operating Officer Karin Coleman reported equity awards and holdings in company common stock. The filing shows she beneficially owns 24,325.14 shares of common stock directly following the reported transactions. It also notes a previously granted award of 34,000 restricted shares, effective February 26, 2021, that are scheduled to vest on May 22, 2026 if she remains employed by the company.
In addition, she received a new restricted stock grant of 1,251 shares effective December 19, 2025. Restrictions on these shares will lapse in three equal installments of 417 shares on October 23, 2026, October 23, 2027, and October 23, 2028, subject to continued employment. Both grants were made under HCI Group’s 2012 Omnibus Incentive Plan and related restricted stock agreements.
HCI Group, Inc. reports that its majority-owned subsidiary, Exzeo Group, Inc., has entered into an executive employment agreement with CEO Paresh Patel, effective January 1, 2026. The agreement sets an annual base salary of
Separately, Exzeo awarded Mr. Patel a cash bonus of
HCI Group, Inc. reported that its compensation committee approved new cash bonuses for key executives for 2025 and set higher base salaries effective January 1, 2026. Chief Executive Officer Paresh Patel will receive a base salary of $950,000 and a cash bonus of $3,200,000. Chief Operating Officer Karin Coleman will receive a base salary of $700,000 and a $250,000 bonus, while Chief Financial Officer James Mark Harmsworth will receive a $625,000 salary and a $250,000 bonus.
General Counsel Andrew L. Graham will have a base salary of $450,000 and a $250,000 bonus, and Anthony Saravanos, President - Real Estate Division, will have a $400,000 salary and a $200,000 bonus. The bonuses will be paid before December 31, 2025, and were based on advancement of strategic initiatives during 2025. In addition, Ms. Coleman, Mr. Harmsworth, and Mr. Graham were each granted 1,251 shares of common stock vesting over three years, and Mr. Saravanos received 621 shares vesting over three years.
Khrom Capital Management LLC filed a Schedule 13G/A (Amendment No. 3) reporting beneficial ownership in HCI Group, Inc. common shares. The filing shows 694,659 shares beneficially owned, representing 5.36% of the class, with sole voting and sole dispositive power over the same number of shares.
The date of the event triggering the filing is September 30, 2025. The certification states the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of the issuer.
HCI Group, Inc. reported sharply stronger Q3 results. Total revenue rose to $216.4 million from $175.3 million a year ago, driven by higher net premiums earned of $195.0 million. Net income was $67.9 million versus $9.4 million, and diluted EPS increased to $4.90 from $0.52 as losses and loss adjustment expenses declined to $66.2 million.
For the first nine months, revenue reached $654.7 million with net income of $212.4 million. Operating cash flow was $333.7 million, supporting a cash and cash equivalents balance of $987.9 million, up from $532.5 million at year‑end. Stockholders’ equity increased to $821.8 million from $453.3 million.
Leverage improved markedly: long‑term debt fell to $32.1 million from $185.3 million, aided by conversion of $172.5 million of 4.75% convertible senior notes into 2,187,063 common shares. The company assumed about 13,900 Citizens policies year‑to‑date, representing $35.8 million in annualized gross written premiums. Common shares outstanding were 12,960,037 as of November 3, 2025.