XZO insider filing: Director Paresh Patel holds 75,000,000 shares

Rhea-AI Filing Summary

Exzeo Group, Inc. (XZO) reported an insider ownership update. Director Paresh Patel filed a Form 3 initial statement of beneficial ownership effective 11/04/2025, disclosing 75,000,000 shares of Common Stock held directly.

This filing establishes the director’s starting ownership position with the company and reflects equity already beneficially owned as of the stated date.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider HCI Group, Inc.

Role 10% Owner

Type	Security	Shares	Price	Value
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 75,000,000 shares (Direct)

Footnotes (1)

Understanding Insider Trading Forms →

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

HCI Group, Inc.

(Last) (First) (Middle)

3802 COCONUT PALM DRIVE

(Street)

TAMPA FL 33619

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
11/04/2025

3. Issuer Name and Ticker or Trading Symbol
Exzeo Group, Inc. [ XZO ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	75,000,000	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Paresh Patel	11/04/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Exzeo Group (XZO) disclose in this filing?

A Form 3 showing Director Paresh Patel beneficially owns 75,000,000 shares of Common Stock directly.

What is the effective date of the ownership statement for XZO?

The date of the event requiring the statement is 11/04/2025.

Who is the reporting person in Exzeo Group’s Form 3?

Director Paresh Patel is the sole reporting person on the filing.

How many Exzeo Group shares does the director report owning?

The filing lists 75,000,000 shares of Common Stock held directly.

Does the Form 3 include any derivative securities for XZO?

The derivative securities table shows no entries.