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HCI Group Inc — The Vanguard Group filed an amended Schedule 13G reporting 0 shares beneficially owned and 0% of the class following an internal realignment on January 12, 2026. The filing states certain Vanguard subsidiaries will report ownership separately and that Vanguard no longer is deemed to beneficially own those securities.
The amendment is signed by Ashley Grim, Head of Global Fund Administration, dated March 27, 2026.
HCI Group, Inc. reported sharply stronger results for the fourth quarter and full year 2025, highlighted by much higher profitability and lower loss ratios. Fourth quarter pre-tax income rose to $144 million and net income to $108 million, with diluted EPS climbing to $7.25 from $0.23 a year earlier. Full year 2025 pre-tax income reached $429 million and net income $320 million, up from $173 million and $128 million in 2024, while diluted EPS increased to $22.72 from $8.89. The gross loss ratio improved to 15.6% in the fourth quarter and 19.6% for 2025, reflecting lower catastrophe losses and favorable prior-year development. Gross premiums earned grew to $1,236 million in 2025 as policy volume increased. Management described 2025 as a record year, noted the successful IPO of technology subsidiary Exzeo, and indicated plans for a forthcoming share buyback program. Book value per share rose to $80.13 with stockholders’ equity of $1,041 million and cash and cash equivalents of $1,210 million as of December 31, 2025.
HCI Group, Inc. director and CEO Paresh Patel exercised stock options to acquire additional common shares. On February 23, 2026, he exercised options for 20,000 shares of common stock at an exercise price of $40.00 per share, described as an exercise or conversion of a derivative security.
The options were granted under HCI Group’s 2012 Omnibus Incentive Plan, with footnotes noting grant dates, exercise prices and vesting terms. The filing also describes other direct and indirect holdings, including jointly held shares with his spouse and shares held in an IRA.
Khrom Capital Management LLC filed an amended Schedule 13G reporting its beneficial ownership of HCI Group, Inc. common shares. As of 12/31/2025, Khrom Capital beneficially owned 560,268 common shares, representing 4.32% of HCI's outstanding common stock.
Khrom Capital reports sole voting and sole dispositive power over all 560,268 shares, with no shared voting or dispositive power. The filing states that the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of HCI Group, Inc. The report is signed by COO Eduard Skutelsky on 02/17/2026.
Hood River Capital Management LLC has filed an amended Schedule 13G reporting its beneficial ownership in HCI Group Inc. common stock as of 12/31/2025. The firm reports beneficial ownership of 747,783 shares, representing 5.77% of HCI Group’s outstanding common stock.
Hood River reports no voting power over these shares but has sole dispositive power, meaning it can decide when to sell them. The filing states the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of HCI Group.
HCI Group, Inc. reported an insider equity award for its General Counsel, who is an officer of the company. On 12/19/2025, the officer received a restricted stock grant of 1,251 shares of common stock under the company’s 2012 Omnibus Incentive Plan.
The filing explains that these 1,251 restricted shares are scheduled to vest in three equal installments of 417 shares on each of October 23, 2026, October 23, 2027, and October 23, 2028, subject to continued employment. It also notes an earlier restricted stock grant of 34,000 shares effective 2/26/2021, which has met its vesting condition and is scheduled to vest on May 22, 2026 if the officer remains employed.
HCI Group, Inc. director and Division President Anthony Saravanos reported equity awards and holdings in company common stock. On 12/19/2025, he received a restricted stock grant of 621 shares, with restrictions scheduled to lapse in three equal installments of 207 shares on October 23, 2026, October 23, 2027, and October 23, 2028, under the company’s 2012 Omnibus Incentive Plan.
The filing also notes a prior restricted stock grant of 34,000 shares effective February 26, 2021, which has met its vesting condition and is scheduled to vest on May 22, 2026, contingent on continued employment. Saravanos reports both direct and indirect ownership of HCI Group common stock, including holdings through an LLC, an IRA, and a custodial account.
HCI Group, Inc. reported a new equity award to its Chief Financial Officer, James Mark Harmsworth. On 12/19/2025, he received a restricted stock grant of 1,251 shares of common stock under the company’s 2012 Omnibus Incentive Plan. These shares are scheduled to vest in three equal installments of 417 shares on October 23, 2026, October 23, 2027, and October 23, 2028, subject to continued employment.
The filing also notes an earlier restricted stock grant of 34,000 shares effective 2/26/2021, for which vesting conditions have been met and which is scheduled to vest on May 22, 2026, as long as he remains employed by the company. Following the reported transactions, Harmsworth beneficially owns 16,608 shares of common stock directly.
HCI Group, Inc. director and Chief Operating Officer Karin Coleman reported equity awards and holdings in company common stock. The filing shows she beneficially owns 24,325.14 shares of common stock directly following the reported transactions. It also notes a previously granted award of 34,000 restricted shares, effective February 26, 2021, that are scheduled to vest on May 22, 2026 if she remains employed by the company.
In addition, she received a new restricted stock grant of 1,251 shares effective December 19, 2025. Restrictions on these shares will lapse in three equal installments of 417 shares on October 23, 2026, October 23, 2027, and October 23, 2028, subject to continued employment. Both grants were made under HCI Group’s 2012 Omnibus Incentive Plan and related restricted stock agreements.
HCI Group, Inc. reports that its majority-owned subsidiary, Exzeo Group, Inc., has entered into an executive employment agreement with CEO Paresh Patel, effective January 1, 2026. The agreement sets an annual base salary of $950,000, with potential increases determined by Exzeo’s board, and provides severance equal to 12 months of base salary if his employment ends under specified conditions, including certain terminations following a Change of Control. It also contains confidentiality, non-solicitation and a two-year non-compete restriction in the U.S.
Separately, Exzeo awarded Mr. Patel a cash bonus of $3,750,000, payable before December 31, 2025. Mr. Patel has also adopted a Rule 10b5-1 trading plan to acquire up to 100,000 Exzeo shares or $2 million of stock, whichever comes first, through December 18, 2026, with purchases subject to preset maximum price thresholds.