Welcome to our dedicated page for Herzfeld Credit Income Fund SEC filings (Ticker: HERZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) SEC filings page on Stock Titan provides access to the Fund’s regulatory documents as filed with the U.S. Securities and Exchange Commission. As a non-diversified, closed-end management investment company and regulated investment company, HERZ files periodic and transactional reports that describe its governance, investment policies, distribution practices, and stockholder rights.
Among the key filings for HERZ are proxy statements such as the definitive proxy statement (DEF 14A) filed in October 2025. That document outlines the Fund’s classified Board structure, director elections, quorum and voting requirements, and details of the Annual Meeting of Stockholders. It also confirms that the Fund’s common stock trades on the NASDAQ Capital Market under the ticker "HERZ" and provides information on how stockholders can obtain the Fund’s annual and semi-annual reports.
Investors can also use HERZ’s SEC filings to understand how the Fund operates under the Investment Company Act of 1940 and the Internal Revenue Code of 1986. Filings and related materials explain that the Fund seeks to qualify as a regulated investment company, describe its distribution requirements, and discuss how it may distribute or retain net capital gains. Disclosures associated with tender offers and self-tender policies, referenced in press releases, are filed with the SEC and set out the terms under which the Fund may repurchase a portion of its outstanding shares at a percentage of net asset value.
On Stock Titan, HERZ filings are complemented by AI-powered summaries that highlight the most important points in dense documents such as proxy statements, annual reports, and tender offer materials. These summaries help readers quickly identify information on topics such as Board elections, distribution policies, changes to dividend reinvestment plans, and share repurchase programs. Users can review Forms and schedules related to governance, stockholder meetings, and corporate actions, while AI-generated insights clarify complex regulatory language and point to sections that discuss risk factors, voting procedures, and the Fund’s status as a NASDAQ-listed closed-end fund.
In addition, Stock Titan’s filings interface is designed to surface updates as new HERZ documents are posted to the SEC’s EDGAR system, helping investors follow changes in policies, capital structure, or governance that are reflected in formal filings. This combination of real-time access and AI explanation allows users to navigate HERZ’s regulatory history more efficiently and to better understand how its filings relate to its investment and distribution practices.
Herzfeld Credit Income Fund, Inc. (HERZ) reported an insider transaction by Erik M. Herzfeld, President and Portfolio Manager. On 10/21/2025, he disposed of 46,642 shares of common stock at $2.5935 per share, executed via the issuer’s tender offer.
Following the transaction, he beneficially owned 593,529 shares directly. The filing notes this reflects shares tendered pursuant to the Fund’s Schedule TO filed on September 17, 2025, and cites a final proration factor of 7.2858%.
Herzfeld Credit Income Fund, Inc. filed Amendment No. 2 to its Schedule TO, reporting the final results of its issuer tender offer. The Offer sought to purchase for cash up to 5% (845,433 shares) of its outstanding common stock, subject to the terms in the Offer to Purchase and Letter of Transmittal.
The Offer expired on October 15, 2025 at 5:00 p.m. Eastern Time. The company issued a press release on October 21, 2025 announcing the final results, which is filed as Exhibit (a)(5)(iv).
Herzfeld Credit Income Fund, Inc. filed Amendment No. 1 to its Schedule TO, updating its issuer tender offer to repurchase up to 845,433 shares of common stock, equal to 5% of outstanding shares. The amendment adds a press release with preliminary results.
The offer expired on October 15, 2025 at 5:00 p.m. Eastern Time. The tender terms were set forth in the Offer to Purchase dated September 17, 2025 and the related Letter of Transmittal, which remain incorporated by reference.
Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) called its 2025 Annual Meeting for November 20, 2025 in Miami Beach to vote on the election of two Class II directors and one Class III director. The Board unanimously recommends voting FOR all nominees: John A. Gelety (Class II), Erik M. Herzfeld (Class II), and Brigitta S. Herzfeld (Class III).
Stockholders of record at the close of business on September 30, 2025 may vote. A quorum is a majority of outstanding common shares, and directors are elected by plurality of votes cast. As of the record date, 16,908,652 common shares were outstanding, each entitled to one vote. The Board is led by independent Chairperson Cecilia L. Gondor, and all committee members are independent.
The Audit Committee recommended including the Fund’s audited financials in the annual report and the Board selected Tait, Weller & Baker LLP as auditor for the fiscal year ending June 30, 2026. For fiscal 2025, audit fees were $36,000 and tax fees were $4,500. Proxy materials and the annual report are available at www.herzfeld.com/herz.
Herzfeld Credit Income Fund, Inc. plans to commence a tender offer for up to 5% of its outstanding common stock, as announced in a press release dated August 25, 2025. The offer will be launched by October 31, 2025 and will be available only to current common stockholders.
When the tender offer begins, the company will file detailed materials on Schedule TO with the SEC, including the offer to exchange and transmittal forms. Stockholders will be able to access these documents for free on the SEC’s website or by requesting copies from Equiniti Trust Company, LLC or via the company’s listed phone number.