Welcome to our dedicated page for HAGERTY SEC filings (Ticker: HGTY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Hagerty, Inc. (NYSE: HGTY) SEC filings page on Stock Titan provides direct access to the company’s regulatory disclosures, including current reports on Form 8-K and other key documents filed with the U.S. Securities and Exchange Commission. These filings offer detailed insight into Hagerty’s specialty vehicle insurance operations, marketplace activities, partnerships and capital markets transactions.
Hagerty uses Form 8-K to report material events such as quarterly financial results, outlook updates, underwriting and reinsurance arrangements, and equity offerings. For example, the company has filed 8-Ks describing its results of operations and financial condition for specific quarters, including revenue, written premium, earned premium, loss ratios, membership and marketplace revenue, operating income, net income and Adjusted EBITDA. Other 8-Ks document a secondary public offering of Class A common stock, including the underwriting agreement and related legal opinions.
Filings also explain Hagerty’s relationships with Markel Group Inc. and Essentia Insurance Company. A July 2025 8-K outlines a proposed fronting arrangement under which Hagerty’s underwriting and claims authorities would be expanded and Hagerty Reinsurance Limited would assume 100% of the risk on policies written through Essentia. A January 2026 8-K reports consummation of this arrangement through a Sixth Amended and Restated Master Relationship Agreement, a Seventh Amended and Restated Limited Liability Company Agreement for The Hagerty Group, LLC, a General Agency Agreement and a new Quota Share Reinsurance Agreement, with Hagerty Re assuming 100% of the risk on specified Essentia policies effective January 1, 2026.
By reviewing these filings, investors can see how Hagerty structures its insurance programs, reinsurance, carrier partnerships and governance arrangements, as well as how it communicates financial performance and capital markets activity. Stock Titan supplements the raw documents with AI-powered tools that help users quickly identify key terms, track new filings as they appear on EDGAR and navigate to items related to earnings, material agreements and other significant events.
Salmi Mika reported acquisition or exercise transactions in this Form 4 filing.
Hagerty, Inc. director Mika Salmi received an equity award of 11,871 shares of Class A Common Stock in the form of Restricted Stock Units. These RSUs were granted at no cash cost and will vest on April 1, 2027, if he continues serving the company, with exceptions for death or disability. After this grant, he directly holds 54,173 shares.
Hagerty, Inc. Chief Legal Officer Diana Chafey reported equity compensation activity in Class A Common Stock. She received 23,742 shares underlying restricted stock units granted under the 2021 Equity Incentive Plan, which vest in equal amounts on each annual anniversary of the grant date through April 1, 2029, subject to continued service and certain exceptions.
She also acquired 1,165 shares through the Employee Stock Purchase Plan for the offering period from October 1, 2025 through March 31, 2026. In connection with RSU vesting, 4,833 shares were withheld to cover tax obligations. After these transactions, she directly holds 77,008 shares of Class A Common Stock.
Hagerty, Inc. Chief Accounting Officer Kevin M. Delaney reported compensation-related equity activity in Class A Common Stock. He acquired 17,614 shares through restricted stock units granted under the company’s 2021 Equity Incentive Plan, which vest annually through April 1, 2029, subject to continued service and certain exceptions.
On the same date, 8,456 shares were withheld at $10.66 per share to cover tax obligations tied to vesting of RSUs, a non-market disposition rather than an open-market sale. After these transactions, Delaney directly holds 99,955 shares of Class A Common Stock.
Hagerty, Inc. President of Insurance Jeffrey Edward Briglia received a grant of 46,297 shares of Class A Common Stock in the form of restricted stock units under the company’s 2021 Equity Incentive Plan. These RSUs vest in equal amounts on each annual anniversary of the grant date through April 1, 2029, as long as he continues his service, with exceptions for death, disability, retirement, or a change of control.
On the same date, 9,899 shares of Class A Common Stock were withheld at $10.66 per share to cover tax obligations arising from RSU vesting under various award agreements. After these compensation and tax-withholding transactions, Briglia directly holds 162,027 shares of Class A Common Stock.
Harris Laurie reported acquisition or exercise transactions in this Form 4 filing.
Hagerty, Inc. director Laurie Harris received an equity award of 11,871 shares of Class A Common Stock in the form of Restricted Stock Units (RSUs). These RSUs were granted under Hagerty’s 2021 Equity Incentive Plan and will vest on April 1, 2027, if Harris continues serving the company, with exceptions for death or disability. After this grant, Harris holds 42,220 shares of Class A Common Stock directly.
Heaton Michael R reported acquisition or exercise transactions in this Form 4 filing.
Hagerty, Inc. director Michael R. Heaton received an equity grant of 11,871 shares of Class A Common Stock in the form of Restricted Stock Units under the company’s 2021 Equity Incentive Plan. The RSUs were granted at no cash cost and will vest on April 1, 2027, if he continues serving the company, with exceptions for death or disability. Following this award, he directly holds 22,101 shares of Class A Common Stock.
Hagerty, Inc. director Anthony J. Kuczinski reported an open-market purchase of 4,000 shares of Class A Common Stock at $9.50 per share. This buy on March 12, 2026 increased his direct holdings to 47,277 shares, indicating a modest addition to his personal stake.
Hagerty, Inc. director Anthony J. Kuczinski bought additional shares of the company’s Class A common stock in the open market. On this date, he purchased 15,000 shares at a weighted average price of $10.72 per share, increasing his directly held stake to 43,277 shares. The trade was executed in multiple transactions at prices ranging from $10.45 to $10.92, with the reported price reflecting the weighted average purchase price.
Hagerty, Inc. focuses on insurance and services for collector and enthusiast vehicles, supported by its Hagerty Drivers Club, events, media, and an expanding vehicle marketplace. The company now reports in two segments, Insurance and Marketplace, reflecting the growth of its broader automotive ecosystem.
Hagerty estimates a roughly $15 billion U.S. target market and holds about 7% share of the collector and enthusiast insurance space, with higher shares in pre‑1981 classics. As of December 31, 2025 it insured about 2.8 million vehicles, with insurance providing 92% of 2025 revenue and Marketplace 8%.
Risk is increasingly retained through Hagerty Re, which assumed 80% of Essentia risks as of December 31, 2025 and moves to 100% under a new Markel fronting arrangement effective 2026. A new Enthusiast+ product and the Drivers Edge Insurance Company broaden exposure to modern enthusiast cars with higher expected loss ratios.
Marketplace growth includes Broad Arrow’s live and European auctions, online sales, and specialty lending through Broad Arrow Capital, whose revolving credit capacity increased to $150 million. Hagerty held about $1.04 billion in investments at December 31, 2025, mainly in fixed maturities and cash, and employed 1,891 full‑time staff.
Hagerty, Inc. reported strong 2025 results with Total Revenue of $1,456 million, up 17%, driven by Written Premium of $1,194 million, up 14%. Net Income nearly doubled to $149 million (up 91%), and Adjusted EBITDA rose 46% to $237 million.
The insurance business remained highly profitable, with a full-year Loss Ratio of 39.3% and a Combined Ratio for Hagerty Re of 86.6%. Hagerty added a record 371,000 new members, ending 2025 with about 1.68 million policies in force, 2.82 million insured vehicles, and roughly 930,000 paid Hagerty Drivers Club members.
For 2026, Hagerty guides to Written Premium growth of 15%–16% but expects Total Revenue to decline 12%–11% as Markel-related commission revenue disappears under a new 100% quota share fronting arrangement. This transition drives projected Net Loss of $(51)–$(41) million, including about $190 million of non-cash Markel transition costs, while Adjusted EBITDA is expected at $236–$247 million.