Horace Mann (HMN) files 8-K on Q4 and full-year 2025 financial results

Rhea-AI Filing Summary

Horace Mann Educators Corporation filed a current report to note that it released its financial results for the three and twelve months ended December 31, 2025. The company issued a news release and made an Investor Supplement and Investor Presentation available on its investor relations website.

The news release is attached as an exhibit and incorporated by reference, and a glossary of selected terms is also provided as a separate exhibit. The filing mainly serves to formally furnish these materials and to include standard forward-looking statement disclaimers.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report: February 3, 2026

HORACE MANN EDUCATORS CORPORATION

(Exact name of registrant as specified in its charter)

Delaware			1-10890			37-0911756
(State of incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

1 Horace Mann Plaza, Springfield, Illinois 62715‑0001

(Address of principal executive offices, including zip code)

Registrant's telephone number, including area code: 217‑789‑2500

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol

Name of each exchange on which registered

Common Stock, $0.001 par value

HMN

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Forward-looking Information

Statements included in the accompanying news release that state Horace Mann Educators Corporation’s (Company) or its management’s intentions, hopes, beliefs, expectations or predictions of future events or the Company’s future financial performance are forward-looking within the meaning of the Private Securities Litigation Reform Act of 1995 and are subject to known and unknown risks, uncertainties and other factors. The Company is not under any obligation to (and expressly disclaims any such obligation to) update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. It is important to note that the Company’s actual results could differ materially from those projected in such forward-looking statements. Please refer to the Company’s most recent Annual Report on Form 10-K and Quarterly Report on Form 10-Q and the Company’s past and future filings and reports filed with the Securities and Exchange Commission for information concerning the important factors that could cause actual results to differ materially from those in forward-looking statements.

Item 2.02: Results of Operations and Financial Condition

On February 3, 2026, the Company issued a news release reporting its financial results for the three and twelve months ended December 31, 2025. A copy of the news release is attached as Exhibit 99.2 and is incorporated herein by reference.

The Company’s Investor Supplement and Investor Presentation will also be posted on the investors page of its website, investors.horacemann.com.

Item 9.01: Financial Statements and Exhibits

(d)Exhibits.

Exhibit 99.1    Glossary of Selected Terms.

Exhibit 99.2    News release dated February 3, 2026 reporting financial results for the three and twelve months ended December 31, 2025.

Exhibit 104    Cover Page Interactive Data File (formatted as Inline XBRL)

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			HORACE MANN EDUCATORS CORPORATION
			By:			/s/ Maureen Temchuk
						Name:			Maureen Temchuk
						Title:			Vice President, Controller and
									Chief Accounting Officer

Date: February 3, 2026

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FAQ

What did Horace Mann (HMN) disclose in its latest 8-K filing?

Horace Mann disclosed that it issued a news release reporting financial results for the three and twelve months ended December 31, 2025. The filing also furnishes related investor materials and includes standard forward-looking statement language referencing prior and future SEC reports.

Which financial periods are covered in Horace Mann’s February 3, 2026 results release?

The news release covers Horace Mann’s financial results for the three and twelve months ended December 31, 2025. These periods correspond to the company’s fourth quarter and full-year 2025 performance, as referenced in the 8-K furnished under the results of operations and financial condition item.

Where can investors access Horace Mann’s Investor Supplement and Investor Presentation?

Investors can access Horace Mann’s Investor Supplement and Investor Presentation on the investors page of its website at investors.horacemann.com. The 8-K notes that these materials accompany the financial results news release issued on February 3, 2026 for year-end 2025.

What exhibits are included with Horace Mann’s February 3, 2026 8-K?

The filing includes three exhibits: a Glossary of Selected Terms (Exhibit 99.1), the financial results news release for the three and twelve months ended December 31, 2025 (Exhibit 99.2), and the Cover Page Interactive Data File formatted as Inline XBRL (Exhibit 104).

How does Horace Mann describe its forward-looking statements in this 8-K?

Horace Mann states that any forward-looking statements reflect management’s expectations and are subject to risks and uncertainties. It emphasizes that actual results may differ materially and directs readers to its most recent Form 10-K, Form 10-Q, and other SEC filings for key risk factors.

Who signed Horace Mann’s February 3, 2026 8-K report?

The 8-K report was signed on behalf of Horace Mann Educators Corporation by Maureen Temchuk. She is identified in the filing as the company’s Vice President, Controller and Chief Accounting Officer, acting as the duly authorized representative under the Securities Exchange Act of 1934.