Horace Mann CFO exercises options for 4,772 shares

Available on EDGAR 11/10/2026 - 05:37 PM EST Accepted by SEC EDGAR 11/10/2026 - 05:36 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Horace Mann Educators Corp. EVP & Chief Financial Officer Ryan E. Greenier exercised options for 4,772 common shares on November 6, 2026, at a $41.95 exercise price. The issuer withheld 4,061 shares in connection with the net exercise to satisfy the exercise price and applicable tax withholding obligations. His reported holdings afterward included 12,775 common shares, 634.932 vested restricted stock units and 1,094 shares in his IRA; 111 shares were reported in his spouse’s IRA. No Rule 10b5-1 plan is reported.

Insider Trade Summary

4,772 shares exercised/converted

Exercise 3 txns

Insider Greenier Ryan E

Role EVP & Chief Financial Officer

Type	Security	Shares	Price	Value
Exercise	Employee Stock Option (right to buy)	4,772	$0.00	$0.00
Exercise	Common Stock F1	4,772	$41.95	$200K
Exercise Price or Tax Liability	Common Stock F2, F3	4,061	$53.17	$216K
Holding	Common Stock F4	--	--	--

Holdings After Transaction: Employee Stock Option (right to buy) — 0 options (Direct); Common Stock — 14,503.932 shares (Direct); Common Stock — 111 shares (Indirect, By Spouse)

Holdings Before and After: Employee Stock Option (right to buy), 4,772 to 0 options (Direct); Common Stock, 13,792.932 to 14,503.932 shares (Direct)

Footnotes (4)

1. F1. Represents 634.932 vested restricted stock units, 16,836 shares of Common Stock, and 1,094 shares held in the Reporting Person's IRA.
2. F2. Shares were withheld by the issuer in connection with a net exercise of stock options to satisfy the exercise price and applicable tax withholding obligations.
3. F3. Represents 634.932 vested restricted stock units, 12,775 shares of Common Stock, and 1,094 shares held in the Reporting Person's IRA.
4. F4. Represents shares held in Spouse's IRA.

Key Figures

Options exercised: 4,772 options Exercise price: $41.95 per share Shares withheld: 4,061 shares +4 more

7 metrics

Options exercised 4,772 options Ryan E. Greenier’s direct exercise on November 6, 2026

Exercise price $41.95 per share Options exercised on November 6, 2026

Shares withheld 4,061 shares Withheld by the issuer in connection with the net exercise on November 6, 2026

Common shares held 12,775 shares Reported following the November 6, 2026 transactions

Vested restricted stock units 634.932 units Reported following the November 6, 2026 transactions

Shares in reporting person’s IRA 1,094 shares Reported following the November 6, 2026 transactions

Shares in spouse’s IRA 111 shares Indirect holding reported on November 6, 2026

Key Terms

net exercise, exercise price, vested restricted stock units

3 terms

net exercise technical

"in connection with a net exercise of stock options"

A net exercise is a way to convert stock options into shares without paying cash up front: instead of handing over money to buy the optioned shares, the holder receives only the number of shares equal to the option’s value after the company withholds a portion of shares to cover the exercise price and taxes. It matters to investors because it changes how many new shares are issued, affects dilution of existing shareholders, and alters company cash flow compared with a cash exercise.

exercise price financial

"to satisfy the exercise price and applicable tax withholding obligations"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

vested restricted stock units financial

"Represents 634.932 vested restricted stock units"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many shares did HMN CFO Ryan E. Greenier acquire through the option exercise?

Ryan E. Greenier, Horace Mann Educators Corp.’s EVP & Chief Financial Officer, exercised options for 4,772 common shares on November 6, 2026, at a $41.95 exercise price. No Rule 10b5-1 plan is reported.

Why did HMN withhold shares in Ryan E. Greenier’s option exercise?

The issuer withheld 4,061 shares in connection with the net exercise to satisfy the exercise price and applicable tax withholding obligations.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Greenier Ryan E

(Last) (First) (Middle)

1 HORACE MANN PLAZA

(Street)

SPRINGFIELD ILLINOIS 62715

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
HORACE MANN EDUCATORS CORP /DE/ [ HMN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/06/2026		M		4,772	A	$41.95	18,564.932(1)	D
Common Stock	11/06/2026		F		4,061(2)	D	$53.17	14,503.932(3)	D
Common Stock								111	I	By Spouse(4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	$41.95	11/06/2026		M			4,772	03/07/2021	03/07/2027	Common Stock	4,772	$0	0	D

Explanation of Responses:

1. Represents 634.932 vested restricted stock units, 16,836 shares of Common Stock, and 1,094 shares held in the Reporting Person's IRA.

2. Shares were withheld by the issuer in connection with a net exercise of stock options to satisfy the exercise price and applicable tax withholding obligations.

3. Represents 634.932 vested restricted stock units, 12,775 shares of Common Stock, and 1,094 shares held in the Reporting Person's IRA.

4. Represents shares held in Spouse's IRA.

Remarks:

	Linea K. Crouse, Attorney in Fact for Ryan E. Greenier	11/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)