Horace Mann (HMN) SVP Stephanie Fulks receives new restricted stock unit awards

Rhea-AI Filing Summary

Horace Mann Educators Corp. Senior Vice President Stephanie A. Fulks reported stock-based awards in company shares. On March 4, 2026, she acquired 2,583 shares of Common Stock in the form of restricted stock units that will vest in three equal annual installments beginning March 4, 2027. She also acquired 2,677.407 shares of Common Stock in the form of restricted stock units that are fully vested. After these awards, she directly holds 18,653.407 shares of Common Stock, including vested restricted stock units, and indirectly holds a small additional interest through the Horace Mann 401(k) Plan.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Fulks Stephanie A

Role Senior Vice President

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,583	$0.00	--
Grant/Award	Common Stock	2,677.407	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 15,976 shares (Direct); Common Stock — 0.01 shares (Indirect, Horace Mann 401(k) Plan)

Footnotes (1)

1. The acquisition of Common Stock reported hereby is in the form of restricted stock units which will vest in three equal annual installments beginning March 4, 2027. The acquisition of Common Stock reported hereby is in the form of restricted stock units which are fully vested. Represents 2,677.407 vested restricted stock units and 15,976 shares of Common Stock.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fulks Stephanie A

(Last) (First) (Middle)

1 HORACE MANN PLAZA

(Street)

SPRINGFIELD IL 62715

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
HORACE MANN EDUCATORS CORP /DE/ [ HMN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior Vice President

3. Date of Earliest Transaction (Month/Day/Year)
03/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	03/04/2026		A		2,583	A	$0	15,976	D
Common Stock(2)	03/04/2026		A		2,677.407	A	$0	18,653.407(3)	D
Common Stock								0.01	I	Horace Mann 401(k) Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The acquisition of Common Stock reported hereby is in the form of restricted stock units which will vest in three equal annual installments beginning March 4, 2027.

2. The acquisition of Common Stock reported hereby is in the form of restricted stock units which are fully vested.

3. Represents 2,677.407 vested restricted stock units and 15,976 shares of Common Stock.

Remarks:

	Linea K. Michael, Attorney in Fact for Stephanie A. Fulks	03/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Horace Mann (HMN) report for Stephanie A. Fulks?

Horace Mann reported that Senior Vice President Stephanie A. Fulks acquired Common Stock through stock-based awards. She received 2,583 restricted stock units subject to future vesting and 2,677.407 restricted stock units that are already fully vested, increasing her direct equity stake in the company.

How many Horace Mann (HMN) shares did Stephanie A. Fulks acquire in this Form 4?

Stephanie A. Fulks acquired 2,583 shares of Common Stock as restricted stock units plus 2,677.407 shares as fully vested restricted stock units. Together, these awards total 5,260.407 additional share-based units reported as acquisitions on the transaction date in the filing.

What is the vesting schedule for Stephanie A. Fulks’ new Horace Mann restricted stock units?

The 2,583 restricted stock units granted to Stephanie A. Fulks will vest in three equal annual installments. Vesting begins on March 4, 2027, meaning one-third of the units vest each year over a three-year period, subject to the plan’s terms.

Are all of Stephanie A. Fulks’ new Horace Mann share awards fully vested?

No. The filing explains that 2,583 restricted stock units will vest in three equal annual installments beginning March 4, 2027. A separate block of 2,677.407 restricted stock units is already fully vested as of the transaction date, according to the accompanying footnotes.

How many Horace Mann shares does Stephanie A. Fulks hold after these transactions?

After these transactions, Stephanie A. Fulks directly holds 18,653.407 shares of Common Stock, including vested restricted stock units. She also has a small indirect holding of 0.01 share through the Horace Mann 401(k) Plan, as reflected in the ownership detail reported.

What type of insider transaction code appears in Stephanie A. Fulks’ Horace Mann Form 4?

The Horace Mann Form 4 for Stephanie A. Fulks uses transaction code “A,” which the filing describes as a grant, award, or other acquisition. This indicates the reported shares were obtained through equity awards rather than open-market purchases or sales.