[Form 4] Horace Mann Educators Corporation Insider Trading Activity

Rhea-AI Filing Summary

Horace Mann Educators Corp. (HMN) – Form 4 insider transaction. President & CEO Marita Zuraitis, who is also a director, sold 5,000 common shares on 01-Aug-2025 under a pre-arranged Rule 10b5-1 trading plan adopted 18-Nov-2024. The shares were disposed at $42.28, generating proceeds of about $0.21 million. After the sale, Zuraitis continues to hold 302,154.72 shares, comprising 210,840.720 vested RSUs and 91,314 common shares held outright. No derivative security transactions were reported, and no additional purchases or sales were disclosed.

The filing reflects routine portfolio management rather than a strategic change in ownership; the disposition represents roughly 1.6 % of the executive’s total direct holdings.

Insights

Securities Analyst

TL;DR: Small 10b5-1 sale by CEO; immaterial to ownership, neutral signal.

The 5,000-share sale equals about 1.6 % of Zuraitis’ holdings and was executed under a pre-set plan, reducing informational concern. Proceeds are modest relative to daily HMN trading volume and market cap, so liquidity impact is negligible. Retained stake of >300 k shares keeps management’s interests aligned with shareholders. I view the filing as routine and not impactful to the investment thesis.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ZURAITIS MARITA

(Last) (First) (Middle)

1 HORACE MANN PLAZA

(Street)

SPRINGFIELD IL 62715

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
HORACE MANN EDUCATORS CORP /DE/ [ HMN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO

3. Date of Earliest Transaction (Month/Day/Year)
08/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	08/01/2025		S		5,000	D	$42.28	302,154.72(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The sale reported in this Form 4 was effected by a Rule 10b5-1 trading plan adopted by the Reporting Person on November 18, 2024.

2. Represents 210,840.720 vested restricted stock units and 91,314 shares of Common Stock.

Remarks:

	Linea K. Michael, Attorney in Fact for Marita Zuraitis	08/05/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many HMN shares did CEO Marita Zuraitis sell on August 1, 2025?

She sold 5,000 common shares as disclosed in the Form 4.

What price did the HMN shares sell for in the reported transaction?

The shares were disposed of at $42.28 per share.

Does the CEO still hold a significant stake in Horace Mann (HMN)?

Yes. After the sale, Zuraitis still beneficially owns 302,154.72 shares.

Was the transaction executed under a Rule 10b5-1 trading plan?

Yes, the Form 4 states the sale was made under a trading plan adopted on November 18, 2024.

Are any derivative securities involved in this Form 4 filing?

No derivative security transactions were reported in Table II.