HealthEquity EVP reports tax-withholding share disposition

HEALTHEQUITY, INC. executive Delano Ladd, EVP and General Counsel, reported a Form 4 transaction involving a tax-withholding disposition of 1,087 shares of common stock on July 8, 2026 at $95.0831 per share.

Rhea-AI Filing Summary

HEALTHEQUITY, INC. executive Delano Ladd, EVP and General Counsel, reported a Form 4 transaction involving a tax-withholding disposition of 1,087 shares of common stock on July 8, 2026 at $95.0831 per share. Following this non-market transaction, he holds 90,054 common shares directly.

Insights

Equity compensation analyst

Routine tax withholding on equity compensation with no open-market trading.

EVP and General Counsel Delano Ladd reported a Form 4 transaction coded F, described as a tax-withholding disposition. This involved 1,087 shares of HEALTHEQUITY, INC. common stock at $95.0831 per share to satisfy tax or exercise obligations by delivering shares, not through a market sale.

After this transaction, Ladd directly holds 90,054 common shares, indicating he retains a substantial equity position. Because the disposition is strictly for tax or exercise obligations and not an open-market sale, it typically has limited informational value about his views on the stock.

Insider Trade Summary

Exercise Price or Tax Liability: 1,087 shares

Exercise Price or Tax Liability 1 txn

Insider Ladd Delano

Role EVP, General Counsel

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	1,087	$95.0831	$103K

Holdings After Transaction: Common Stock — 90,054 shares (Direct)

Key Figures

Shares disposed for tax withholding: 1,087 shares Reported price per share: $95.0831 Shares held after transaction: 90,054 shares

3 metrics

Shares disposed for tax withholding 1,087 shares Common stock tax-withholding disposition on July 8, 2026

Reported price per share $95.0831 Per-share value used for the 1,087-share tax-withholding disposition

Shares held after transaction 90,054 shares Direct common stock holdings of Delano Ladd following the disposition

Key Terms

tax-withholding disposition, Payment of exercise price or tax liability by delivering securities, Form 4

3 terms

tax-withholding disposition financial

"reported a Form 4 transaction involving a tax-withholding disposition of 1,087 shares"

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

Payment of exercise price or tax liability by delivering securities financial

"transaction code description: Payment of exercise price or tax liability by delivering securities"

Form 4 regulatory

"EVP and General Counsel Delano Ladd reported a Form 4 transaction coded F"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did HEALTHEQUITY (HQY) report for Delano Ladd?

HEALTHEQUITY reported that EVP and General Counsel Delano Ladd completed a tax-withholding disposition of 1,087 common shares on July 8, 2026 at $95.0831 per share.

Was the HEALTHEQUITY (HQY) Form 4 for Delano Ladd an open-market sale?

No. The Form 4 shows a transaction coded F, described as a tax-withholding disposition, meaning shares were delivered to cover tax or exercise liabilities, not sold in the open market.

How many HEALTHEQUITY (HQY) shares did Delano Ladd dispose of for tax withholding?

Delano Ladd disposed of 1,087 HEALTHEQUITY common shares in a tax-withholding transaction, with a reported price of $95.0831 per share to satisfy obligations by delivering securities.

How many HEALTHEQUITY (HQY) shares does Delano Ladd hold after the reported transaction?

After the July 8, 2026 tax-withholding disposition, EVP and General Counsel Delano Ladd directly holds 90,054 shares of HEALTHEQUITY common stock, as reported in the Form 4 filing.

What role does Delano Ladd hold at HEALTHEQUITY (HQY) in the Form 4 filing?

In the Form 4, Delano Ladd is identified as an officer of HEALTHEQUITY, serving as EVP, General Counsel, and he reported a tax-withholding disposition of company common stock.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/10/2026 - 04:27 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ladd Delano

(Last) (First) (Middle)

C/O HEALTHEQUITY, INC.

15 W. SCENIC POINTE DR., STE. 100

(Street)

DRAPER UTAH 84020

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
HEALTHEQUITY, INC. [ HQY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, General Counsel

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/08/2026		F		1,087	D	$95.0831	90,054	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Delano Ladd	07/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)