Heritage Insurance (HRTG) director reports stock gift and equity award

Rhea-AI Filing Summary

Heritage Insurance Holdings director Paul L. Whiting reported routine equity movements involving common stock. On June 11, he made a bona fide gift of 9,662 shares to a 501(c)(3) charitable institution, leaving him with 96,167 directly held shares afterward.

On June 10, Whiting also received a grant or award of 2,703 shares of common stock at no cost, increasing his direct holdings to 105,829 shares at that time. In addition, 20,000 shares are held by Whiting Family, LLC and 40,871 shares are held by Paul & Gail Whiting Investments Limited, entities controlled by Whiting and his spouse, with Whiting disclaiming beneficial ownership except to the extent of his pecuniary interest.

Insights

Equity compensation and insider-trading analyst

Routine charitable gift and stock grant; non-market, neutral signal.

Director Paul L. Whiting recorded a bona fide gift of 9,662 shares of Heritage Insurance Holdings common stock to a 501(c)(3) organization under Rule 16b-5. He also received a grant of 2,703 shares of common stock at no cash cost.

These are non-market transactions—a charitable transfer and an equity award—so they do not indicate a view on the company’s valuation in the way open-market buys or sells would. After these moves, Whiting reports 96,167 shares held directly, plus indirect interests through family investment entities.

Two entities, Whiting Family, LLC with 20,000 shares and Paul & Gail Whiting Investments Limited with 40,871 shares, are controlled by Whiting and his spouse, and he disclaims beneficial ownership beyond his pecuniary interest. With no derivative positions disclosed and no open-market trading, the overall investment-significance of this filing is modest and best viewed as routine ownership and charitable planning.

Insider Trade Summary

9,662 shares gifted

Mixed 4 txns

Insider WHITING PAUL L

Role null

Type	Security	Shares	Price	Value
Gift	Common Stock	9,662	$0.00	--
Grant/Award	Common Stock	2,703	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 96,167 shares (Direct, null); Common Stock — 40,871 shares (Indirect, See Footnote)

Footnotes (1)

1. The Reporting Person gifted these shares to a 501(c)(3) institution in an exempt transaction pursuant to Rule 16b-5 under the Securities and Exchange Act of 1934, as amended. These shares are owned by Whiting Family, LLC, which is controlled by the Reporting Person and his spouse. The Reporting Person disclaims beneficial ownership of the shares held by Whiting Family, LLC except to the extent of his pecuniary interest therein. These shares are owned by Paul & Gail Whiting Investments Limited, which is controlled by the Reporting Person and his spouse. The Reporting Person disclaims beneficial ownership of the shares held by Paul & Gail Whiting Investments Limited except to the extent of his pecuniary interest therein.

Key Figures

Shares gifted: 9,662 shares Shares in stock grant: 2,703 shares Direct holdings after gift: 96,167 shares +3 more

6 metrics

Shares gifted 9,662 shares Bona fide gift of common stock to 501(c)(3)

Shares in stock grant 2,703 shares Grant or award of common stock at $0.00 per share

Direct holdings after gift 96,167 shares Common stock directly owned after June 11 gift

Direct holdings after grant 105,829 shares Common stock directly owned after June 10 grant

Indirect holdings via Whiting Family, LLC 20,000 shares Common stock owned by Whiting Family, LLC

Indirect holdings via Paul & Gail Whiting Investments Limited 40,871 shares Common stock owned by Paul & Gail Whiting Investments Limited

Key Terms

bona fide gift, Rule 16b-5, 501(c)(3), beneficial ownership, +1 more

5 terms

bona fide gift financial

"The Reporting Person gifted these shares to a 501(c)(3) institution in an exempt transaction pursuant to Rule 16b-5"

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

Rule 16b-5 regulatory

"in an exempt transaction pursuant to Rule 16b-5 under the Securities and Exchange Act of 1934"

501(c)(3) regulatory

"gifted these shares to a 501(c)(3) institution in an exempt transaction"

A 501(c)(3) is a U.S. federal tax designation for organizations organized and operated for charitable, educational, religious, scientific or literary purposes, which exempts them from federal income tax and generally makes donations to them tax-deductible. Investors pay attention because the designation shapes how the organization raises money, what activities it can legally pursue (for example, limits on political lobbying), and how transparent and financially stable it must be—factors that affect risk, reputation, and potential partnerships.

beneficial ownership financial

"The Reporting Person disclaims beneficial ownership of the shares held by Whiting Family, LLC except to the extent of his pecuniary interest therein"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

pecuniary interest financial

"except to the extent of his pecuniary interest therein"

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/12/2026 - 04:56 PM Accepted by SEC EDGAR 06/12/2026 - 04:55 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WHITING PAUL L

(Last) (First) (Middle)

C/O HERITAGE INSURANCE HOLDINGS, INC.

1401 N. WESTSHORE BLVD

(Street)

TAMPA FLORIDA 33607

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Heritage Insurance Holdings, Inc. [ HRTG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/10/2026		A		2,703	A	$0	105,829	D
Common Stock	06/11/2026		G(1)		9,662	D	$0	96,167	D
Common Stock								40,871	I	See Footnote(2)
Common Stock								20,000	I	See Footnote(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The Reporting Person gifted these shares to a 501(c)(3) institution in an exempt transaction pursuant to Rule 16b-5 under the Securities and Exchange Act of 1934, as amended.

2. These shares are owned by Whiting Family, LLC, which is controlled by the Reporting Person and his spouse. The Reporting Person disclaims beneficial ownership of the shares held by Whiting Family, LLC except to the extent of his pecuniary interest therein.

3. These shares are owned by Paul & Gail Whiting Investments Limited, which is controlled by the Reporting Person and his spouse. The Reporting Person disclaims beneficial ownership of the shares held by Paul & Gail Whiting Investments Limited except to the extent of his pecuniary interest therein.

Remarks:

	/s/ Paul L. Whiting	06/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Paul L. Whiting report for Heritage Insurance (HRTG)?

Paul L. Whiting reported a bona fide gift of 9,662 shares of Heritage Insurance common stock and a grant of 2,703 shares. Both transactions were at zero price per share and reflect charitable giving and equity compensation, not open-market trading activity.

How many Heritage Insurance (HRTG) shares does Paul L. Whiting hold after these transactions?

After the reported transactions, Paul L. Whiting holds 96,167 Heritage Insurance common shares directly. Additional indirect holdings include 20,000 shares via Whiting Family, LLC and 40,871 shares via Paul & Gail Whiting Investments Limited, where he disclaims beneficial ownership beyond his pecuniary interest.

Was the Heritage Insurance (HRTG) share transfer by Paul L. Whiting a sale or a gift?

The transfer was a bona fide gift of 9,662 Heritage Insurance common shares to a 501(c)(3) charitable institution. It occurred under Rule 16b-5, meaning no sale proceeds were involved and it is treated as a non-market, exempt transaction for reporting purposes.

What type of equity award did Paul L. Whiting receive from Heritage Insurance (HRTG)?

Paul L. Whiting received a grant or award acquisition of 2,703 Heritage Insurance common shares at a price of $0.00 per share. This reflects stock-based compensation awarded by the company rather than an open-market purchase by the director.

How are Paul L. Whiting’s indirect Heritage Insurance (HRTG) holdings structured?

Indirect Heritage Insurance holdings include 20,000 shares owned by Whiting Family, LLC and 40,871 shares owned by Paul & Gail Whiting Investments Limited. Both entities are controlled by Whiting and his spouse, and he disclaims beneficial ownership except to the extent of his pecuniary interest in these entities.