Heritage Insurance Holdings, Inc. filings document the formal disclosure record for a super-regional property and casualty insurance holding company whose common stock trades on the New York Stock Exchange under HRTG. Recent Form 8-K filings furnish quarterly and annual results, preliminary financial updates, Regulation FD conference disclosures, material agreements and board changes.
The definitive proxy statement covers annual meeting matters, director governance and stockholder voting. Capital-structure disclosures include an amended and restated credit agreement with revolving, term-loan and delayed-draw term-loan facilities, alongside registered common stock information shown on periodic 8-K cover pages.
HRTG investor Ernesto Garateix filed a Form 144 notice covering the proposed sale of 867 common shares through Morgan Stanley Smith Barney LLC on the NYSE, with an aggregate market value of $25,108.32. The notice lists 30,911,435 common shares outstanding and targets an approximate sale date of 12/22/2025.
The 867 shares to be sold were originally acquired on 03/15/2013 in an open-market cash purchase from the issuer. The filing also discloses multiple sales of HRTG common stock over the past three months, including 10,000 shares sold on 11/11/2025 for $290,976.00 and several trades identified as Rule 10b5-1 sales for Ernesto and Yvette Garateix.
An HRTG affiliate filed a notice of proposed insider sales under Rule 144. The filing covers 7,467 shares of common stock to be sold through Morgan Stanley Smith Barney LLC, with an indicated aggregate market value of $216,244.32. The shares relate to restricted stock units acquired on 11/14/2016, and the approximate sale date is listed as 12/22/2025 on the NYSE, where 30,911,435 shares of this class are outstanding. The notice also lists multiple sales of common stock over the past three months, including a transaction of 10,000 shares on 11/11/2025 for $290,976.00 and other Rule 10b5-1 plan sales. By signing, the seller represents they are not aware of undisclosed material adverse information about the issuer.
Heritage Insurance Holdings, Inc. reported an insider equity transaction by Timothy E. Johns, President of Zephyr Insurance Company. On December 15, 2025, 2,112 shares of Heritage common stock were withheld at a price of $29.57 per share to satisfy tax liabilities arising from the vesting of previously awarded restricted stock. Following this tax withholding, Johns directly beneficially owned 36,927 shares of Heritage common stock.
Heritage Insurance Holdings, Inc. reported an insider equity transaction by officer Timothy Moura. On 12/15/2025, 9,516 shares of common stock were disposed of at $29.57 per share under transaction code F, which the company explains represents shares withheld to satisfy tax liabilities upon the vesting of previously awarded restricted stock. Following this withholding, Moura beneficially owns 266,618 shares of Heritage common stock in direct form.
Heritage Insurance Holdings, Inc. Chief Financial Officer Kirk Lusk reported an insider equity transaction. On 12/15/2025, 18,112 shares of common stock were disposed of in a transaction coded "F" at a price of $29.57 per share. The company notes this represents shares withheld to satisfy tax liability upon the vesting of previously awarded restricted stock.
Following this tax-withholding event, Lusk directly beneficially owns 532,313 shares of Heritage Insurance common stock. The filing reflects a routine adjustment related to equity compensation rather than an open-market trade.
Heritage Insurance Holdings, Inc. reported an insider equity transaction by its Chief Executive Officer and director, Ernie J. Garateix. On 12/15/2025, he had 40,634 shares of common stock disposed of at $29.57 per share under transaction code "F," which the filing explains represents shares withheld to satisfy tax liability on the vesting of previously awarded restricted stock.
Following this tax-withholding transaction, Garateix beneficially owns 1,145,172 shares of Heritage Insurance common stock in direct ownership.
Heritage Insurance Holdings, Inc. reported an insider stock transaction by its chief accounting officer, Sharon Binnun. On 12/15/2025, 4,635 shares of common stock were disposed of at $29.57 per share, recorded as shares withheld to satisfy tax liability on the vesting of previously awarded restricted stock.
After this non-derivative transaction, Binnun directly beneficially owns 171,371 shares of Heritage Insurance common stock.
Heritage Insurance Holdings, Inc. reported that Chief Executive Officer and director Ernie J. Garateix sold common stock in two December 2025 transactions. On December 11, 2025, he sold 6,291 shares at a weighted average price of $28.4238 per share. On December 12, 2025, he sold 1,709 shares at $28.8463 per share. After these sales, he beneficially owned 1,185,806 shares of Heritage common stock. The filing notes that the first price reflects a weighted average for sales executed between $28.25 and $29.00 per share.
Ernesto Garateix has filed a Form 144 notice to sell 1,709 shares of common stock of issuer HRTG through Morgan Stanley Smith Barney LLC, with an aggregate market value of $49,298.33. These shares were acquired on 11/04/2023 as restricted stock vesting under a registered plan, with payment also dated 11/04/2023.
The notice states that 30,911,435 shares of this class of common stock were outstanding when the filing was prepared. Over the past three months, Garateix and related accounts reported multiple open-market sales of HRTG common shares, each with disclosed dates, amounts, and gross proceeds. By signing the notice, the seller represents that he is not aware of any undisclosed material adverse information about the issuer’s current or prospective operations.
Heritage Insurance Holdings, Inc. disclosed that Chief Executive Officer and Director Ernie J. Garateix sold company stock in an open-market transaction. On 12/09/2025, he sold 7,000 shares of common stock, reported with a sale code "S," at a weighted average price of $28.3625 per share, with individual sale prices ranging from $28.25 to $28.50 per share. Following this transaction, Garateix beneficially owned 1,193,806 shares of Heritage common stock, held in direct ownership.